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Best Mortgage Brokers in Alhambra

2024

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Providers

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Website
217 W. Las Tunas Drive, San Gabriel, CA 91776
  • Refinance

Why choose this provider?

Victoria Financial Corp. employs brokers who serve the area of Alhambra. The company is a mortgage banker that provides flexible and personalized rates for home loans. The company’s loan programs cater to both first-time buyers and veteran property owners. It pre-qualifies clients and guides them through the whole process of obtaining loans and refinancing their mortgages. Victoria Financial started in 1986 and pioneered the no-cost loans. It has been operating since 1986.

License Verified:

License: 328196

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (105)
Google
4.5 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
117 S Garfield Ave, Alhambra, CA 91801
  • New Construction

Why choose this provider?

AAA Lendings is a multi-state mortgage provider based in Alhambra and serves diverse homebuyers in the area. The company implements mortgage solutions for wage-earner individuals, asset-based borrowers, self-employed clients, and foreign nationals. Its team designs mortgage processes for HELOC programs, clients with refinancing needs, and options that don't require extensive documents. AAA Lendings has been operating since 2002 and has grown to serve 44 states, including South Carolina, West Virginia, Illinois, Maryland, Colorado, and Arizona.

License Verified:

License: 295075

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
600 South Lake Ave, Suite 408, Pasadena, CA 91106
  • Refinance
  • New Construction

Why choose this provider?

Axxess Funding is a brokerage that handles loan applications from borrowers in Alhambra. It provides brokerage services to clients looking for options for refinancing or home purchases. Some of its mortgage products include FHA, self-employed, high balance, veterans, conventional, and jumbo loans. The company also offers down payment assistance programs for various property types, such as condominiums, townhouses, and manufactured homes. Axxess Funding is led by Jaime A. Garcia, who has assisted more than 11,000 families in the home-buying process.

License Verified:

License: 1774737

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Yelp
5.0 / 5 (10)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1055 E. Colorado Blvd., Pasadena, CA 91106
  • Refinance

Why choose this provider?

First Kings is a Pasadena-based mortgage firm that caters to prospective applicants in Alhambra. Its financial options include fixed-rate and adjustable-rate mortgages, as well as VA, FHA, and 203(k) loans for new home purchases, home improvement projects, and debt consolidation. It also offers custom refinancing options that span multiple terms and match client preferences for specific interest rates. Its team assists clients in fine-tuning their chosen plans by utilizing a variety of calculating tools and educational data derived from local marketing analyses.

License Verified:

License: 1935679

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (20)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
99 S Lake Ave Ste 207, Pasadena, CA 91101
  • Reverse Mortgages

Why choose this provider?

SMPL Mortgage offers generational lending solutions for families and individuals in Alhambra. Through planning strategies, its team responds to the mortgage financing needs of clients at different life stages, from the purchase of first homes to investment during retirement. The team utilizes an informative approach to its services and helps homebuyers in the decision-making process by offering online tools, webinars/workshops, and personal consultations. SMPL Mortgage is a dba of C2 Financial Corp, a company founded in 2009.

License Verified:

License: 1934426

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
99 Pasadena Ave #10C-A, South Pasadena, CA 91030
  • Refinance

Why choose this provider?

Journey Mortgage Advisors assists aspiring homeowners in Alhambra in qualifying for home financing programs. The agency offers various lending options for clients who wish to purchase properties, cash out equity, and save on monthly rates. It carries fixed- and adjustable-rate mortgages, as well as FHA, VA, and USDA loans. Senior loan consultant Eddie Ajamian has been in the mortgage industry for more than 19 years. He connects his clients to over 30 wholesale lenders, allowing them to compare and shop for rates that meet their needs.

License Verified:

License: 1907238

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (19)
Facebook
5.0 / 5 (11)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
400 N Brand Blvd Suite 750, Glendale, CA 91203
  • Refinance
  • New Construction

Why choose this provider?

Metro Lending strives to meet the mortgage needs of individuals and families in Alhambra. The company guides homebuyers and refinancing borrowers in navigating the changing market conditions and loan programs. Its staff assists clients in applying for loans starting from consultation and processing to underwriting and closing. Metro Lending deploys mortgage processing software and automated underwriting systems to deliver terms and rates suited for each client. In addition, it provides online decision-making tools and calculators on its website.

License Verified:

License: 97286

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1028 S. San Gabriel Blvd, San Gabriel, CA 91776

Why choose this provider?

Conquest is a lending firm addressing the needs of homeowners and prospective home buyers in the Alhambra metro. Its loan officers help clients avail of traditional as well as commercial loans. Offering foreign national loans, the company has translators who can communicate with clients in Mandarin, Vietnamese, and Spanish for easy transactions. Conquest was founded by Stan Guo, a real estate broker and licensed CPA, who began his career as a bookkeeper for a small mortgage banker more than two decades ago.

License Verified:

License: 245457

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Website
1055 E Colorado Blvd Ste 500, Pasadena, CA 91106
  • Refinance
  • New Construction

Why choose this provider?

Signature Home Mortgage serves clients in Alhambra. The company offers homebuyers a variety of tools, including a 24/7 online application platform and interactive calculators, which allow them to determine which mortgage program best meets their needs. Its mortgage brokers educate clients on their mortgage options, including fixed-rate, adjustable-rate, interest-only, graduated payments, Jumbo, and government-sponsored loans such as FHA and VA mortgages. To date, the company has funded more than $200 million in loans for its diverse clientele, ranging from first-time homebuyers to self-employed individuals.

License Verified:

License: 1933381

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
553 So. Marengo Ave, Pasadena, CA 91101
  • Refinance
  • New Construction

Why choose this provider?

Laurie Lundin Stone is a mortgage broker associate that provides services across the Alhambra community and the surrounding areas. Laurie aims to help individuals and families purchase residential properties by offering mortgage loan programs, including conventional and government-insured. She guides clients in choosing mortgage rates suitable for their financial needs and goals. She also assists homebuyers applying for jumbo, standard, and high-balance conforming loans. Laurie, who has been in the mortgage industry since 2004, works at Kennedy Capital.

License Verified:

License: 332261

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
430 S. Garfield Ave. Suite 320, Alhambra, CA 91801
  • Refinance

Why choose this provider?

Fidelity Funding is a mortgage banker providing financing assistance to aspiring homeowners in Alhambra. For more than 20 years, it has been offering programs for borrowers wanting to buy or renovate residential properties, adjust existing loans, and consolidate debts. The lending company lays out different mortgage options, including conventional, VA, FHA, jumbo, reverse, and refinance loans. It accommodates online applications and strives to recommend programs with reduced interest rates and appraisal refunds. Its loan advisors help clients incorporate mortgage decisions into long-term financial goals.

License Verified:

License: 1076900

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
305 Pasadena Avenue, South Pasadena, CA 91030
  • Refinance

Why choose this provider?

Khaled Tizani is a mortgage loan officer who serves borrowers in Alhambra. He offers FHA, VA, private equity, and jumbo loans. The agent also provides conforming and high-balance loans as well as low down payment programs. Khaled assists homeowners who want access to cash through refinancing, as well as individuals who want to finance their next business. The loan officer has a bachelor's degree in Finance and Economics. He is able to communicate with Arabic speakers.

License Verified:

License: 880587

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (144)
Zillow
5.0 / 5 (128)
Facebook
5.0 / 5 (7)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.