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2024

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Best Mortgage Brokers in Alhambra, CA

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Alhambra Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

32Reviewed

24Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

553 So. Marengo Ave, Pasadena, CA 91101
WebsiteLicense: 332261

Expertise.com Rating

Why choose this provider?

Laurie Lundin Stone is a mortgage broker associate that provides services across the Alhambra community and the surrounding areas. Laurie aims to help individuals and families purchase residential properties by offering mortgage loan programs, including conventional and government-insured. She guides clients in choosing mortgage rates suitable for their financial needs and goals. She also assists homebuyers applying for jumbo, standard, and high-balance conforming loans. Laurie, who has been in the mortgage industry since 2004, works at Kennedy Capital.

  • Refinance
  • New Construction

305 Pasadena Avenue, South Pasadena, CA 91030
WebsiteLicense: 880587

Expertise.com Rating

Review Sources

Google
5.0 (144)
Zillow
5.0 (128)
Facebook
5.0 (7)

Why choose this provider?

Khaled Tizani is a mortgage loan officer who serves borrowers in Alhambra. He offers FHA, VA, private equity, and jumbo loans. The agent also provides conforming and high-balance loans as well as low down payment programs. Khaled assists homeowners who want access to cash through refinancing, as well as individuals who want to finance their next business. The loan officer has a bachelor's degree in Finance and Economics. He is able to communicate with Arabic speakers.

  • Refinance

1055 E Colorado Blvd Ste 500, Pasadena, CA 91106
WebsiteLicense: 1933381

Expertise.com Rating

Review Sources

Google
5.0 (48)

Why choose this provider?

Signature Home Mortgage serves clients in Alhambra. The company offers homebuyers a variety of tools, including a 24/7 online application platform and interactive calculators, which allow them to determine which mortgage program best meets their needs. Its mortgage brokers educate clients on their mortgage options, including fixed-rate, adjustable-rate, interest-only, graduated payments, Jumbo, and government-sponsored loans such as FHA and VA mortgages. To date, the company has funded more than $200 million in loans for its diverse clientele, ranging from first-time homebuyers to self-employed individuals.

  • Refinance
  • New Construction

117 S Garfield Ave, Alhambra, CA 91801
WebsiteLicense: 295075

Expertise.com Rating

Why choose this provider?

AAA Lendings is a multi-state mortgage provider based in Alhambra and serves diverse homebuyers in the area. The company implements mortgage solutions for wage-earner individuals, asset-based borrowers, self-employed clients, and foreign nationals. Its team designs mortgage processes for HELOC programs, clients with refinancing needs, and options that don't require extensive documents. AAA Lendings has been operating since 2002 and has grown to serve 44 states, including South Carolina, West Virginia, Illinois, Maryland, Colorado, and Arizona.

  • New Construction

99 Pasadena Ave #10C-A, South Pasadena, CA 91030
WebsiteLicense: 1907238

Expertise.com Rating

Review Sources

Yelp
5.0 (19)
Facebook
5.0 (11)
Google
5.0 (5)

Why choose this provider?

Journey Mortgage Advisors assists aspiring homeowners in Alhambra in qualifying for home financing programs. The agency offers various lending options for clients who wish to purchase properties, cash out equity, and save on monthly rates. It carries fixed- and adjustable-rate mortgages, as well as FHA, VA, and USDA loans. Senior loan consultant Eddie Ajamian has been in the mortgage industry for more than 19 years. He connects his clients to over 30 wholesale lenders, allowing them to compare and shop for rates that meet their needs.

  • Refinance

217 W. Las Tunas Drive, San Gabriel, CA 91776
WebsiteLicense: 328196

Expertise.com Rating

Review Sources

Yelp
4.5 (105)
Google
4.5 (13)

Why choose this provider?

Victoria Financial Corp. employs brokers who serve the area of Alhambra. The company is a mortgage banker that provides flexible and personalized rates for home loans. The company’s loan programs cater to both first-time buyers and veteran property owners. It pre-qualifies clients and guides them through the whole process of obtaining loans and refinancing their mortgages. Victoria Financial started in 1986 and pioneered the no-cost loans. It has been operating since 1986.

  • Refinance

99 S Lake Ave Ste 207, Pasadena, CA 91101
WebsiteLicense: 1934426

Expertise.com Rating

Why choose this provider?

SMPL Mortgage offers generational lending solutions for families and individuals in Alhambra. Through planning strategies, its team responds to the mortgage financing needs of clients at different life stages, from the purchase of first homes to investment during retirement. The team utilizes an informative approach to its services and helps homebuyers in the decision-making process by offering online tools, webinars/workshops, and personal consultations. SMPL Mortgage is a dba of C2 Financial Corp, a company founded in 2009.

  • Reverse Mortgages

1055 E. Colorado Blvd., Pasadena, CA 91106
WebsiteLicense: 1935679

Expertise.com Rating

Review Sources

Yelp
5.0 (20)
Facebook
5.0 (5)

Why choose this provider?

First Kings is a Pasadena-based mortgage firm that caters to prospective applicants in Alhambra. Its financial options include fixed-rate and adjustable-rate mortgages, as well as VA, FHA, and 203(k) loans for new home purchases, home improvement projects, and debt consolidation. It also offers custom refinancing options that span multiple terms and match client preferences for specific interest rates. Its team assists clients in fine-tuning their chosen plans by utilizing a variety of calculating tools and educational data derived from local marketing analyses.

  • Refinance

400 N Brand Blvd Suite 750, Glendale, CA 91203
WebsiteLicense: 97286

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Metro Lending strives to meet the mortgage needs of individuals and families in Alhambra. The company guides homebuyers and refinancing borrowers in navigating the changing market conditions and loan programs. Its staff assists clients in applying for loans starting from consultation and processing to underwriting and closing. Metro Lending deploys mortgage processing software and automated underwriting systems to deliver terms and rates suited for each client. In addition, it provides online decision-making tools and calculators on its website.

  • Refinance
  • New Construction

600 South Lake Ave, Suite 408, Pasadena, CA 91106
WebsiteLicense: 1774737

Expertise.com Rating

Review Sources

Google
5.0 (10)
Yelp
5.0 (10)
Facebook
5.0 (7)

Why choose this provider?

Axxess Funding is a brokerage that handles loan applications from borrowers in Alhambra. It provides brokerage services to clients looking for options for refinancing or home purchases. Some of its mortgage products include FHA, self-employed, high balance, veterans, conventional, and jumbo loans. The company also offers down payment assistance programs for various property types, such as condominiums, townhouses, and manufactured homes. Axxess Funding is led by Jaime A. Garcia, who has assisted more than 11,000 families in the home-buying process.

  • Refinance
  • New Construction

430 S. Garfield Ave. Suite 320, Alhambra, CA 91801
WebsiteLicense: 1076900

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

Fidelity Funding is a mortgage banker providing financing assistance to aspiring homeowners in Alhambra. For more than 20 years, it has been offering programs for borrowers wanting to buy or renovate residential properties, adjust existing loans, and consolidate debts. The lending company lays out different mortgage options, including conventional, VA, FHA, jumbo, reverse, and refinance loans. It accommodates online applications and strives to recommend programs with reduced interest rates and appraisal refunds. Its loan advisors help clients incorporate mortgage decisions into long-term financial goals.

  • Refinance

1028 S. San Gabriel Blvd, San Gabriel, CA 91776
WebsiteLicense: 245457

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

Conquest is a lending firm addressing the needs of homeowners and prospective home buyers in the Alhambra metro. Its loan officers help clients avail of traditional as well as commercial loans. Offering foreign national loans, the company has translators who can communicate with clients in Mandarin, Vietnamese, and Spanish for easy transactions. Conquest was founded by Stan Guo, a real estate broker and licensed CPA, who began his career as a bookkeeper for a small mortgage banker more than two decades ago.

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Laurie Lundin Stone
553 So. Marengo Ave, Pasadena, CA 91101
Khaled Tizani
305 Pasadena Avenue, South Pasadena, CA 91030
Signature Home Mortgage
1055 E Colorado Blvd Ste 500, Pasadena, CA 91106
AAA Lendings
117 S Garfield Ave, Alhambra, CA 91801
Journey Mortgage Advisors
99 Pasadena Ave #10C-A, South Pasadena, CA 91030
Victoria Financial Corp.
217 W. Las Tunas Drive, San Gabriel, CA 91776
SMPL Mortgage
99 S Lake Ave Ste 207, Pasadena, CA 91101
First Kings
1055 E. Colorado Blvd., Pasadena, CA 91106
Metro Lending
400 N Brand Blvd Suite 750, Glendale, CA 91203
Axxess Funding
600 South Lake Ave, Suite 408, Pasadena, CA 91106
Fidelity Funding
430 S. Garfield Ave. Suite 320, Alhambra, CA 91801
Conquest
1028 S. San Gabriel Blvd, San Gabriel, CA 91776

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.