Expertise.com

Best Life Insurance Companies in Alhambra

Laurels
2023
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Life Insurance Companies FAQs

Learn more
FREE

Expertise.com Concierge

Let us do the work for you!

Share your needs with our Concierge team, and they'll book you with our best available top-ranked service providers!

Christine Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 0F07351

California Department of Insurance

Christine Insurance Agency

Visit WebsiteWebsite
925 South Atlantic Boulevard, Monterey Park, CA 91754
  • Life Insurance

Business Description

Owned by Christine D. Yee, Christine Insurance Agency is an independent insurance broker based in Monterey Park, not far from Alhambra. The agency has 24/7 support and is partnered with other insurance companies to provide its clients the best possible coverage. Christine Insurance Agency offers life insurance services under both term insurance and permanent insurance. Aside from life insurance, the company also offers other insurance coverages for properties (homes and cars), businesses, and health (medical and dental).

License Verified:

License: 0F07351

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ecospan Insurance Services, Inc. logo

License Verified:

License: 0E52093

California Department of Insurance

Ecospan Insurance Services, Inc.

412 West Broadway, Glendale, CA 91204
  • Life Insurance

Business Description

Ecospan Insurance Services, Inc., is a Glendale-based company that extends its services to the Alhambra area. It is a personal and business financial firm that offers individual and group life insurance policies. Ecospan Insurance Services assists clients in fixed and indexed annuities, business planning, and Medicare Supplement insurance coverages. The firm's insurance professionals have more than 40 years of combined experience in the financial industry. President Belle Villanueva is a member of the National Association of Insurance and Financial Advisors.

License Verified:

License: 0E52093

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lanni Wong logo
Visit WebsiteWebsite

License Verified:

License: 6003556

California Department of Insurance

Lanni Wong

Visit WebsiteWebsite
812 South Atlantic Boulevard, Monterey Park, CA 91754
  • Life Insurance

Business Description

Lanni Wong is an insurance agent who works with State Farm and serves clients in the Alhambra area. She offers a range of life, health, and home insurance policies to help clients prepare for unexpected occurrences in the future. She also provides risk protection plans for businesses, properties, banking, and mutual funds. Lanni has been with State Farm since 2003. She and her team aim to assist policyholders in managing the risks of everyday life.

License Verified:

License: 6003556

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lavo Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 0H00426

California Department of Insurance

Lavo Insurance Services

Visit WebsiteWebsite
2225 West Commonwealth Avenue, Alhambra, CA 91803
  • Life Insurance
  • Commercial Insurance
  • Product Liability Insurance
  • Apartment Insurance
  • Health Insurance

Business Description

Lavo Insurance Services is an independent insurance agency that serves the residents of Alhambra and the surrounding areas. It offers life insurance, as well as health insurance. It also provides other personal insurance products, such as homeowners' insurance, auto insurance, and umbrella insurance. In addition, it offers commercial insurance and workers' compensation insurance. The Lavo Insurance Services team has a combined experience of more than 60 years in the insurance industry. The company also caters to Cantonese-speaking and Mandarin-speaking clients.

License Verified:

License: 0H00426

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Options Insurance Services logo

License Verified:

License: 0M68419

California Department of Insurance

Options Insurance Services

9036 East Valley Boulevard, Rosemead, CA 91770
  • Life Insurance
  • Health Insurance

Business Description

Options Insurance Services is an insurance company serving Alhambra clients with life insurance products. The agents also carry auto, health, renters', and homeowners' insurance products. The company provides notary services for documentation issued by banks, judicial systems, and financial institutions. It also provides digitalized live-scan fingerprinting services and assists in scanning any criminal record. Options Insurance Services was founded in 2019 by proprietors with over ten years of insurance expertise.

License Verified:

License: 0M68419

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (73)
Google
5.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Paul Diaz Insurance logo
Visit WebsiteWebsite

License Verified:

License: 0K08146

California Department of Insurance

Paul Diaz Insurance

Visit WebsiteWebsite
2537 North Ontario Street, Burbank, CA 91504
  • Life Insurance

Business Description

Paul Diaz Insurance Agency, Inc., has been in business for more than 20 years. It caters to families and businesses in Alhambra. The company guides its clients by giving personalized advice on what plans suit them best. Depending on an individual's future goals, agents can offer either term or whole life insurance. Simplified issue life and guaranteed issue life plans are also available options. Paul Diaz Insurance Agency was established in Huntington Park and also offers other personal and commercial insurance products.

License Verified:

License: 0K08146

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (77)
Yelp
5.0 / 5 (53)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Strategic Horizon logo
Visit WebsiteWebsite

License Verified:

License: 0E32766

California Department of Insurance

Strategic Horizon

Visit WebsiteWebsite
388 East Valley Boulevard, Alhambra, CA 91801
  • Life Insurance
  • Health Insurance
  • Individual Plans
  • Long Term Care

Business Description

Founded in 2010, Strategic Horizon is an independent agency that assists in finding life insurance plans for customers in Alhambra and nearby areas. Its founder, Derek Ng, has been serving clients in the insurance and wealth management industry for decades. The agency primarily focuses on educating clients regarding life insurance policies that take care of their family's needs after death, such as debt repayment, funeral expenses, and daily living costs. It also offers long-term care as well as health insurance policies.

License Verified:

License: 0E32766

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Susana Zinn – Independent Life Insurance Agent logo
Visit WebsiteWebsite

License Verified:

License: 0K60319

California Department of Insurance

Susana Zinn – Independent Life Insurance Agent

Visit WebsiteWebsite
610 Montecito Drive, Los Angeles, CA 90031
  • Life Insurance
  • Whole Life Insurance
  • Long Term Care

Business Description

Susana Zinn - Independent Life Insurance Agent provides services to the Alhambra metro and the surrounding areas. She specializes in several life insurance products, including indexed universal life insurance that offers permanent or lifetime benefits to the policyholders and their dependents. She also offers guaranteed universal life insurance policies that give the clients' families premium and tax-deferred death benefits. In addition, she has worked at The Daily Journal in Venezuela and is currently supporting the FUNDANA orphanage.

License Verified:

License: 0K60319

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Toro Taxes logo

Toro Taxes

2417 East Cesar E Chavez Avenue, Los Angeles, CA 90033
  • Life Insurance

Business Description

Toro Taxes aims to help families and individuals in Alhambra obtain financial peace of mind through a reliable life insurance plan. This minority-owned and minority-operated firm assists clients in developing a term life insurance policy to help protect their loved ones in the future. Its team of professionals assesses each customer's financial background and goals to build a customized plan. Additionally, they can also handle tasks related to tax preparation, tax return filing, and roadside assistance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tritia To logo
Visit WebsiteWebsite

License Verified:

License: 0M01360

California Department of Insurance

Tritia To

Visit WebsiteWebsite
1112 South Atlantic Boulevard, Monterey Park, CA 91754
  • Life Insurance
  • Health Insurance

Business Description

Tritia To is an insurance agent offering a variety of insurance and financial solutions to customers in Alhambra. She provides insurance policies such as life insurance, health insurance, pet insurance, business insurance, property insurance, and home insurance. Other products available include fire insurance, auto insurance, banking services, mutual funds, and annuities. Tritia To, a Legion of Honor Qualifier, is the head of a team of professionals through the Tritia To Insurance Agency Inc., a firm under State Farm.

License Verified:

License: 0M01360

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (29)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vantage Plus Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 0I27794

California Department of Insurance

Vantage Plus Insurance Services

Visit WebsiteWebsite
1404 West Valley Boulevard, Alhambra, CA 91803
  • Life Insurance
  • Health Insurance
  • Individual Plans
  • Group Plans
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Vantage Plus Insurance Services is an insurance agency that serves clients in the Alhambra metro. It offers whole life insurance policy and term life insurance plans. It also offers automotive, homeowners, health insurance products, and commercial insurance for business owners and group health insurance plans. Michelle Lim, Vantage Plus Insurance Services owner, holds a bachelor's degree in Business Administration. Before being an insurance agent, she held managerial positions in the claims and finance departments of Farmers Insurance.

License Verified:

License: 0I27794

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.