Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Alhambra

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Alhambra Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1608Reviewed

966Curated

3Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

14 North Baldwin Avenue, Sierra Madre, CA 91024
WebsiteLicense: 0I01901

Expertise.com Rating

Review Sources

Yelp
4.0 (10)
Google
1.3 (6)
Facebook
1.0 (1)

Why choose this provider?

Stone Tapert Insurance Services is a worker's compensation and benefits consulting company serving clients in Alhambra and nearby localities. The firm helps companies of all sizes create customized benefits and insurance solutions for their employees. Its advisors specialize in health insurance policies, such as medical, dental, vision, and disability coverages. The team also handles Medicare supplements and term life insurance. The company's CEO, Chuck Tapert, has gained over 35 years of experience in insurance and employee benefits.

  • Life Insurance

1212 S Atlantic Blvd, Suite 102, Alhambra, CA 91803
WebsiteLicense: 0G20832
Website

Expertise.com Rating

Review Sources

Yelp
4.9 (87)
Google
4.6 (56)
Facebook
5.0 (10)

Why choose this provider?

Allan Cheng is an insurance agent who has been with State Farm since 2008. His health insurance policies for clients in Alhambra include individual medical coverage plans and disability insurance. He also offers Medicare Supplement plans and hospital income policies. Additionally, he provides life insurance and policies for homeowners, renters, businesses, and pets. Cheng, who has a background in engineering, had been a member of the Million Dollar Round Table. Staff at his office can communicate in various languages, including English, Spanish, Chinese, and Vietnamese.

  • Health Insurance

1930 West Valley Boulevard, Alhambra, CA 91803
WebsiteLicense: 0K06976

Expertise.com Rating

Review Sources

Yelp
5.0 (27)
Google
4.0 (8)
Facebook
5.0 (3)

Why choose this provider?

Joe Weng has been a State Farm health insurance agent since 2012. He specializes in helping clients in Alhambra find the right health plans for themselves and their families. He offers individual supplemental health insurance covering unexpected child care, emergency room visits, outpatient surgeries, and private duty nurse fees. This plan has no deductible or co-insurance amounts and also pays clients' medical expenses for up to one year for the same condition. In addition, Joe is available for disability, life, and pet medical insurance services.

  • Life Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • In Alhambra, if you enroll in a health plan outside of the open enrollment time frame, when does your coverage begin?

    Your Alhambra health insurance coverage will typically begin on the first day of the next month if you enroll outside the open enrollment window. As an illustration, if you enroll in insurance on May 5th, your coverage will begin on June 1st. However, if you enroll after the 15th of the month, your coverage might not start until the first day of the following month.

  • If you don't have a green card, can you purchase a health plan in the Marketplace in Alhambra?

    You cannot purchase a health insurance plan on the Alhambra Marketplace if you are not a US national, US citizen, or an immigrant who is legally present in the country. However, you may look for health insurance in the non-group market outside of the Marketplace. It is against the law for insurers who are not part of the Marketplace to deny coverage based on your health or immigration status.

  • When may Alhambra residents sign up for private health plans through the Marketplace?

    Residents of Alhambra can only apply for non-group health insurance plans during the open enrollment window. If a person wanted their coverage to start on January 1, they had to enroll by December 15 or earlier. Those who enroll after December 15 will begin receiving coverage on February 1.

  • How much is the penalty for enrolling late in Medicare in Alhambra?

    The penalty for enrolling late in Medicare in Alhambra is a 10% surcharge added to your Part A monthly premiums for each year you were eligible to enroll but didn't. This penalty is imposed for people who enroll in Medicare later than they should have. If you are not eligible for Part A coverage with no monthly premiums, this penalty will apply for twice as many years as you were qualified but chose not to sign up.

  • What are the most frequent reasons given by health insurance providers in Alhambra for denying claims?

    Here are a few of the most typical reasons given by health insurance providers in Alhambra when denying claims:

    • The claim was submitted after the deadline.
    • The insured didn't satisfy the pre-approval requirements.
    • The claimed operation or treatment is experimental, not medically essential, or not covered by the insurance.
    • The insured person received care from non-network providers.
    • The insured's medical billing contains a mistake.
  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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