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2024

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Best Renter's Insurance Companies in Yuma

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Yuma Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

39Reviewed

25Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1406 S 4th Ave, Yuma, AZ 85364
  • Multiple Carriers

Why choose this provider?

Morales Insurance Group is a locally owned independent insurance agency serving clients in Yuma. It provides renters' insurance that covers personal items and personal liability from unexpected disasters. The agency has various insurance products for lives, homes, and vehicles. Mexico insurance plans are also available. In addition, it offers a wide range of commercial insurance policies, including builders' risk, product liability, cyber liability, EPLI, and workers' compensation. Morales Insurance Group has access to over 40 insurance carriers, including Acuity Insurance and American Modern.

License Verified:

License: 17566602

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (105)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
847 W 8th St, Yuma, AZ 85364
  • Multiple Carriers

Why choose this provider?

RL Jones Insurance & MVS offers its services to individuals and families in the Yuma metro. It carries an array of insurance products, that include renters' policies. The independent agency assists tenants in obtaining personal property and liability coverages. Its insurance agents help clients secure reimbursements for damaged or stolen items and medical expenses due to theft and natural disasters. They also provide vehicle title and registration services. RL Jones Insurance & MVS has been in business for over 40 years.

License Verified:

License: 1800000109

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (1)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
708 E 32nd Street, Yuma, AZ 85365
  • Home and Auto Insurance

Why choose this provider?

Martin Armijo is an insurance professional who has been working at State Farm since 1994. He caters to individuals, families, and businesses in Yuma. He offers renters' insurance plans, which cover losses from accidents, loss of use, malicious mischief, and weather impacts. He also provides auto, health, home, pet, and property insurance policies. Armijo and his team bring over 100 years of combined experience in the industry. They have received various State Farm awards, including the Crystal Excellence and Legion of Honor.

License Verified:

License: 6746176

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (49)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
390 W Catalina Drive, Yuma, AZ 85364
  • Home and Auto Insurance

Why choose this provider?

Fogle Insurance Agency is a full-service company that serves clients in Yuma and the surrounding communities. The firm helps individuals and families living in rental homes or apartments protect themselves, their loved ones, and their personal belongings with a renters' insurance plan. As an independent insurance agency, the company represents over a dozen carriers that can provide different coverage options based on its clients' needs. The firm has been expanding its operations since 1985.

License Verified:

License: 6744057

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
670 E. 32nd St. Suite 12, Yuma, AZ 85365
  • Multiple Policy Types

Why choose this provider?

Sheltra Insurance is an independent agency that has been serving clients in Yuma since 2004. It offers a variety of premiums for renters' insurance that may include coverage for pet-related accidents and loss of personal belongings. The agency handles risk management solutions for automobiles, mobile homes, golf carts, boats, and travel trailers. Additionally, its agents assist with Mexican trip insurance options, as well as notary and surety bonds needs. Sheltra Insurance represents multiple carriers in both Arizona and California.

License Verified:

License: 1800003407

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (15)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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FAQs

  • Which factors can carriers use to calculate renters' insurance premiums in Yuma?

    According to the Arizona Department of Insurance, carriers can set premium amounts for Yuma renters based on their selected coverage, the rental home's location, and available discounts. Tenants living in areas with elevated crime rates or increased susceptibility to wind or hurricane damage may incur higher rates. Implementing security measures like smoke detectors and deadbolt locks can reduce premiums.

  • What are the basic types of renters’ insurance coverage in Yuma?

    The basic options for renters' insurance coverage accessible to Yuma residents include an option for personal property, which offers a minimum of $2,500 in protection. Tenants can also choose liability coverage that reaches $100,000 for addressing liability claims and legal defense. Supplementary riders can be added to extend coverage for collectibles and high-value personal belongings like ATVs, jewelry, and snowmobiles.

  • Is it worth buying renters’ insurance for low-cost personal items in Yuma?

    Yes, because the value of certain inexpensive personal belongings can increase over time. It is also important to note that landlords in Yuma do not cover the replacement of damaged or stolen personal belongings of their tenants. Property owners or managers are also not accountable for protecting renters from personal liability or medical expenses.

  • Does renters' insurance offer complete coverage for the personal possessions of individuals living in Yuma?

    At an extra cost, Yuma renters can select comprehensive coverage for their personal belongings. This guarantees reimbursement for the complete replacement value of any damaged or stolen items without factoring in depreciation. Tenants determine the extent of protection for their personal property against theft or damage by choosing the limits and deductibles in their insurance policies.

  • What risks can impact the personal finances of Yuma residents covered by renters’ insurance?

    Renters' insurance provides protection against potential hazards that could impact the financial security of Yuma residents, including losses stemming from fire, theft, or vandalism. This insurance type extends coverage to expenses related to injuries caused by policyholders, their pets, or family members. It also covers additional living expenses if the rented residence becomes unlivable.

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