Expertise.com

2024

Last updated:

Best Life Insurance Companies in Yuma

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Yuma Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4176Reviewed

2508Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2435 South 8th Avenue, Yuma, AZ 85364
  • Life Insurance
  • Health Insurance

Why choose this provider?

Schofield Family Insurance is a family-owned and -operated company that serves clients in Yuma. It offers life and health insurance options, as well as medical indemnity and Medicare-related plans. Other personal insurance coverage plans include properties, pets, and travel. Additionally, it provides commercial risk management solutions. The company offers HealthiestYou telehealth services by Teladoc. Schofield Family Insurance is headed by Darla Schofield, the company's founder and owner who has more than 30 years of experience in the industry.

License Verified:

License: 1800001966

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
408 East 16th Street, Yuma, AZ 85364
  • Life Insurance
  • Health Insurance

Why choose this provider?

Gene Bostic is a State Farm insurance agent that specializes in life insurance policies in Yuma and its nearby communities. Gene's life insurance products include term life, whole life, and universal life insurance policies. This professional also works with insurance policies involving auto, homeowners', commercial, and renters' insurance plans. Moreover, Gene Bostic also accepts clients looking for assistance in financial planning. He is a member of the Chamber of Commerce as well as BNI International.

License Verified:

License: 6746213

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.2
Google
3.0 / 5 (10)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2691 South 4th Avenue, Yuma, AZ 85364
  • Life Insurance

Why choose this provider?

Established in 1947, Yuma Insurance is a locally operated business serving clients in Yuma. The business specializes in providing life insurance options, such as individual, group, disability, long-term care, and mortgage protection insurance. It also works with various providers, including Dairyland, Foremost, The Hartford, and Inter-Pacific. Moreover, Yuma Insurance is a member of the Yuma County Chamber of Commerce. It supports local organizations, such as the Yuma Community Food Bank and the Amberly's Place Family Advocacy Center.

License Verified:

License: 1800000054

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7175 East 31st Place, Yuma, AZ 85365
  • Life Insurance
  • Health Insurance

Why choose this provider?

Liz Laster is an insurance agent who works with Farm Bureau Financial Services and serves clients in the Yuma area. She offers comprehensive life protection policies to help customers prepare their families or chosen beneficiaries for unexpected occurrences in the future. She also provides insurance coverages for automobiles, properties, and health. Laster has been with Farm Bureau for over eight years. Laster and her team are committed to making sure the quotes that they offer meet the policyholders' specific needs.

License Verified:

License: 6737535

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3970 West 24th Street, Yuma, AZ 85364
  • Life Insurance

Why choose this provider?

David Kern is an insurance agent who has been working at Farmers Insurance for over 10 years. He serves individuals, families, and small businesses in Yuma and offers whole, term, and universal life insurance plans. He also carries auto, motorcycle, home, condo, and business insurance. Additionally, the agent has travel and umbrella insurance. David has been commended by previous clients for being professional when attending to them and responsive to their concerns and questions.

License Verified:

License: 12225646

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
650 S 4th Ave, Yuma, AZ 85364
  • Life Insurance
  • Health Insurance

Why choose this provider?

Montoya Group LLC is a company that has been offering life insurance policies for the residents of Yuma since 1962. Its services include key areas of life insurance policies, including term life, whole life, and universal life insurance. The agency also specializes in individual health, family health, and self-employed health insurance. Its professionals also assist with long-term care plans for senior citizens and people with debilitating conditions. They also help clients in their business continuation insurance, including death and serious illness coverage.

License Verified:

License: 1800001705

Arizona Department of Insurance and Financial Institutions

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1406 South 4th Avenue, Yuma, AZ 85364
  • Life Insurance

Why choose this provider?

Morales Insurance Group is an insurance agency that serves clients in Yuma. It provides comprehensive life insurance policies to help clients prepare for unexpected occurrences and secure their financial responsibilities to their families. Its insurance plans include individual life, fixed annuities, mortgage protection, and final expense. It also provides risk protection packages for commercial properties, recreational vehicles, homes, and businesses. It is committed to maintaining strong relationships with its clients and insurance carriers by finding insurance coverages that match its clients' needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (55)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
708 East 32nd Street, Yuma, AZ 85365
  • Life Insurance
  • Health Insurance
  • Individual Plans

Why choose this provider?

Martin Armijo is a Yuma-based life insurance agent that has been a part of State Farm Insurance Agency since 1994. A native of the metro, Martin Armijo caters to individuals' and families' need for varied insurance products such as life and health insurance packages. Martin Armijo also offers car and automobile, business, home and renters', personal liability, and flood insurance solutions. He also works with a team equipped with over 100 years of combined industry experience.

License Verified:

License: 6746176

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (43)
Facebook
4.0 / 5 (19)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • It is advisable to purchase life insurance for a spouse or children in Yuma?

    In some situations, it is smart to think about getting life insurance in Yuma for a spouse or children. But it should never replace the more important step of getting life insurance for the person who brings in the most money for the family. Protecting the earning potential of the family's main income earner should come before getting life insurance for non-earning children or a spouse.

  • Can term life insurance policies be converted to permanent ones in Yuma?

    Yes, one significant benefit of this conversion option is that it allows policyholders in Yuma to avoid searching for a new life insurance policy. It is important to note that if a person purchased a policy two or three decades ago, they may have developed health conditions that make obtaining a new policy difficult.

  • Is it possible to utilize an existing life insurance policy to cover the repayment of an outstanding mortgage loan in Yuma?

    Yes, in the unfortunate event of the policyholder's death, an active life insurance policy, whether term or cash-value life insurance, can be used to pay off any outstanding mortgage loan balance. While a Yuma-based lender may occasionally present mortgage protection term policies to potential borrowers, it is rarely a mandatory requirement.

  • What key attributes should Yuma residents consider when choosing life insurance brokers?

    When selecting a life insurance broker, Yuma residents should ensure that these professionals have extensive knowledge of the region's insurance requirements. Applicants must also find brokers with effective communication skills who can simplify insurance terms. Additionally, brokers with exceptional attention to detail aid in preventing coverage gaps and overlaps. Lastly, a good insurance agent should be familiar with the local market and have strong relationships with insurance companies in order to negotiate the best prices for clients.

  • Is it advisable for Yuma residents to purchase credit life insurance?

    Yuma residents should exercise caution when considering credit life insurance, as it tends to be more expensive than traditional term life insurance. Lending institutions and financial institutions recommend this type of insurance to pay off debts in the event of the borrower's death. It is not advised for individuals with adequate life insurance coverage to meet their financial needs, including debt repayment.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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