Expertise.com
2024

Last updated:

Best Health Insurance Agencies in Tempe

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Tempe Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3305

Reviewed

1987

Curated

12

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Scottsdale, AZ
  • Health Insurance

Why choose this provider?

Vanderbilt Healthcare Solutions is a boutique health insurance brokerage styled after a consulting firm serving Tempe. It designs individual and group health insurance plans based on an individual's specific needs and situation. Additionally, the firm offers supplemental insurance, which covers accidents, critical illnesses, and hospitalization. Its brokers offer support and advice dealing with insurance companies through policy analysis and market insights. To educate people, the agency operates a blog that discusses minimum essential coverage and health insurance terms for the layperson.

License Verified:

License: 18565712

Arizona Department of Insurance and Financial Institutions

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2045 South Vineyard, Mesa, AZ 85210
  • Life Insurance

Why choose this provider?

Imes Insurance Associates, Inc., is an independent insurance agency that serves clients in Tempe. It offers short- and long-term disability and long-term care insurance coverage options that provide financial security to policyholders and beneficiaries. The agency also offers car, home, and life insurance coverage that can be used for transferring wealth, investments, and estate planning. Perry Imes and his team work with several insurance carriers, including Hagerty, Metlife, and Progressive to help clients achieve financial security and reduce their risk.

License Verified:

License: 1800006431

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2816 North 16th Street, Phoenix, AZ 85006
  • Individual Plans
  • Life Insurance

Why choose this provider?

Stephanie Chavez is a State Farm insurance agent who has been serving clients in Phoenix and surrounding Arizona areas, including Tempe, since 2019. She and her team are dedicated to helping clients recover and protect themselves from risks and choose coverages for themselves and their families. They offer health insurance solutions such as individual medical coverages, supplemental health and disability insurance, and Medicare supplement plans. They also offer life, auto, homeowners, pet, renters, business insurance, and banking solutions.

License Verified:

License: 3001090696

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8399 East Indian School Road, Scottsdale, AZ 85251
  • Health Insurance

Why choose this provider?

Ocon Family Insurance is a company that helps its clients in Tempe and its surrounding areas understand the different kinds of health insurance policies. The firm offers Medicare supplement plans, which help pay some of the costs that the Original Medicare doesn't cover. Additionally, the agency helps its customers get coverage for either inpatient or outpatient medical treatments, which include hospitalization and doctor's fees. Ocon Family Insurance also offers a wide range of insurance products that cover serious diseases.

License Verified:

License: 17134625

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4500 South Lakeshore Drive, Tempe, AZ 85282
  • Individual Plans
  • Life Insurance

Why choose this provider?

Benefits by Design is a local independent health insurance agency located in Tempe, Arizona, founded in 1997. The president, Kristine Kassel, has been an insurance brokerage with more than four decades of experience. Her team of professional insurance experts dedicates themselves to helping small businesses determine what health plan will work best for their employees and fit within their budget. Their agency specializes in areas including medical, dental, vision, life, and disability. They also represent several carriers for different types of insurance.

License Verified:

License: 1800001921

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Website
805 North Dobson Road, Mesa, AZ 85201
  • Individual Plans
  • Life Insurance

Why choose this provider?

Senior Medical Insurance Licensed Experts LLC is an insurance agency that serves clients in Tempe. It offers various healthcare, Medicare, critical illness, short-term health, and dental insurance plans from several insurance companies. The agency also offers insurance coverage for accidents and hospital admissions. Founders Harry Fong and Christopher Fong have 45 years of combined experience in the insurance industry. To give back to the community, it has formed partnerships with several organizations, including Mercy Housing and Foundations for Senior Living.

License Verified:

License: 3167120

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7855 S. River Parkway, Suite 210 ConneXion Building – ASU Research Park, Tempe, AZ 85284
  • Individual Plans
  • Group Plans

Why choose this provider?

Marreel Slater Insurance is a health care consulting and benefits broker serving Tempe and surrounding areas. It represents carriers like Cigna, United Healthcare, and Blue Cross Blue Shield of Arizona to provide an array of health insurance options for individuals and families. For businesses, Marreel Slater offers various Medicare solutions, dental and vision coverage, and disability insurance. Additionally, the agency also helps employers with health reimbursement account (HRA) and health savings accounts (HSA) implementation.

License Verified:

License: 6733167

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Website
2131 East Broadway Road, Tempe, AZ 85282
  • Group Plans
  • Life Insurance

Why choose this provider?

Hershenberg & Stone-Walsh Insurance Services is an independent insurance broker that offers comprehensive solutions in and around Tempe. The company offers disability, individual Medicare, dental, and health insurance options, which include short-term and Affordable Care Act (ACA) plans. Under an ACA plan, a policyholder benefits from pre-existing conditions and prescription coverage from different providers, including Cigna, Oscar, and Ambetter. Paul Hershenberg, its founder and managing member, has over 20 years of experience helping business owners develop and implement benefits programs for executives and employees.

License Verified:

License: 1800012698

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)
Google
5.0 / 5 (2)

Website
6928 East 5th Avenue, Scottsdale, AZ 85251
  • Individual Plans
  • Life Insurance

Why choose this provider?

Van Leer & Edwards Insurance Services serves Tempe and the surrounding areas. It offers several insurance solutions, including health, life, auto, and home insurance. Health insurance options include individual and group benefits such as vision and dental, long-term care, disability, and medical expense and prescription insurance. In addition, the company has industry-specific plans that answer the needs of clients in various fields, including fleet insurance, life sciences insurance, and several professional liability policies. Business owners can also take advantage of options like workers' compensation and commercial umbrella.

License Verified:

License: 1800000966

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4848 East Cactus Road, Scottsdale, AZ 85254
  • Individual Plans

Why choose this provider?

ABCD Medicare is a full-service insurance agency serving individuals and families in the Tempe area. Founded by Peter Orona, it was created to provide healthcare, life, and Medicare plans to seniors. It includes Medicare Advantage, Medicare Supplements, and prescription drugs. Peter also holds senior planning education for clients in order to guide them in planning ahead in life. The agency also offers life and supplemental insurance along with individual health and group benefits for businesses. The agency represents all major Medicare carriers.

License Verified:

License: 17472691

Arizona Department of Insurance and Financial Institutions

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1111 West McDowell Road, Phoenix, AZ 85007
  • Individual Plans
  • Life Insurance

Why choose this provider?

Judd McGraw is a local insurance agent at State Farm. He has been assisting individuals and businesses in the community of Tempe and its surrounding areas since 2010. He provides personalized insurance products and financial services. McGraw leads a team of English- and Spanish-speaking agents, and together they focus on auto, life, home, and health insurance. He holds a degree in Bachelor of Science in Mechanical Engineering. In addition, McGraw offers 24/7 personal local customer service.

License Verified:

License: 16245012

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (149)
Yelp
3.0 / 5 (4)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7702 East Doubletree Ranch Road, Scottsdale, AZ 85258
  • Life Insurance

Why choose this provider?

Toddy & Associates is a financial advisor that serves families and entrepreneurs in Tempe. It offers a variety of health insurance coverage options, such as long-term care insurance and Medicare Advantage plans like an HMO, PPO, or PFFS. The agency also offers assistance in several areas that include retirement planning, ESOP, succession planning, and money management. Toddy & Associates' president and founder, James Toddy, has been providing retirement planning services to clients for more than 20 years.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How long can you stay on your parent's health insurance plan in Tempe?

    Under the Affordable Care Act, individuals in Tempe under 26 can continue to be covered by their parent's health insurance plan. This extended coverage remains in effect even if they get married, have children, start or finish their education, relocate, are not claimed as tax dependents by their parents, or become eligible for employer-sponsored health insurance. The exact termination date for this coverage depends on the terms of the parent's health insurance plan.

  • Can you purchase short-term health insurance in Tempe?

    Yes, short-term health insurance plans are available in Tempe, allowing you to secure policies with initial terms of up to 364 days. These policies can be renewed for a total period of up to 36 months. Residents in Arizona who can meet the insurer's underwriting criteria, generally those under the age of 65 and in reasonably good health, have the option to purchase short-term health insurance.

  • Can you have both Medicare and private health insurance in Tempe?

    Yes, you can have both Medicare and private health insurance in Tempe. However, when an individual has both types of coverage, specific guidelines determine which provider takes the primary responsibility for covering healthcare services. You should understand the rules of both policies to avoid unnecessary complications.

  • Can your health insurance carrier cancel your insurance if you made a mistake on your application in Tempe?

    Health insurance carriers in Tempe cannot cancel your coverage due to an honest mistake or omission of non-essential information on your application. This protection applies to all health plans, including those provided by employers or purchased individually. However, your insurance can be canceled if you intentionally provide false or incomplete information.

  • Can you be denied health insurance in Tempe if you are a smoker?

    In Tempe, insurance companies cannot refuse coverage to individuals, whether current or former smokers. As a result, smokers are eligible for preventive and treatment services through their insurance. Under the Affordable Care Act, insurance providers are prohibited from refusing coverage to smokers. However, they can increase premiums by up to 50%, but only if they know that the policyholder uses tobacco.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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