Best Local Car Insurance Agencies in Tempe

Frequently Asked Questions

• Introduction

  A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.
  

• When does Tempe auto insurance cover the cost of a battery replacement?

  Your Tempe auto insurance policy will cover battery replacement if it is stolen or damaged as a result of a covered loss. You can get coverage from your policy's collision, comprehensive, liability, and roadside assistance sections. Before filing an insurance claim, ensure that the cost of the missing battery exceeds your deductible so that your insurer will pay for it.

• Are slashed tires covered by Tempe car insurance?

  Yes, the comprehensive insurance coverage on your Tempe insurance policy will cover the damage if your tires have been vandalized. The loss must be greater than your deductible amount for the insurance to help pay for the damages. If the extent of the tire damage exceeds your deductible, you must file a claim with your auto insurance and pay your deductible in order for your car insurance to pay the balance of the tire repairs.

• Do you need insurance in Tempe if you keep a car in storage?

  Yes, you are not legally required to have insurance on an automobile that is being stored and not being used in Tempe. If you do not have insurance, you will be responsible for any costs incurred if your car is vandalized, stolen, or damaged in an accident or weather-related disaster. Even in a limited capacity, insuring your car while it is in storage protects it from dangers other than vehicle accidents.

• Does Tempe auto insurance include coverage for lightning damage?

  Yes, your comprehensive coverage in Tempe will cover the cost of replacing or repairing your car if it is struck by lightning. If your insurer accepts your claim, you will receive a check for the cost of repairs less your deductible. If your vehicle is determined to be a total loss and cannot be salvaged, they will pay you the actual cash value of your vehicle less your deductible.

• If you are relocating to a different state, should you cancel your car insurance in Tempe?

  Yes, if your current Tempe insurance provider does not provide coverage for your new location, you will need to cancel your current policy and purchase a new one from an auto insurer that provides coverage in the new state where you will be living. To avoid a coverage lapse, make plans for the new policy a few weeks before your current policy expires.

• What is car insurance?

  Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.