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Best Homeowners Insurance Agencies in Scottsdale

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Adam Gettys logo
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License Verified:

License: 3000709166

Arizona Department of Insurance and Financial Institutions

Adam Gettys

1825 W Chandler Blvd, Chandler, AZ 85224
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  • Homeowners

Business Description

Adam Gettys is a State Farm insurance agent serving Scottsdale clients. In line with his goal of helping people relocate to Arizona, Adam assists clients in finding homeowners', renters', and business insurance plans. He can explain to clients the different available insurance policies and help them upgrade their current coverage. Adam holds a master's degree in Business Administration, with an emphasis on Servant Leadership. He and his team are fluent in Spanish and English and support the LGBTQ community.

License Verified:

License: 3000709166

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Alliance Insurance Partners logo
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Alliance Insurance Partners

5425 E Bell Rd Ste 140, Scottsdale, AZ 85254
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  • Renter's Insurance
  • Condos
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Alliance Insurance Partners is an insurance agency with offices in Scottsdale that provides home insurance throughout Arizona. Founded in 2014, Alliance Insurance provides coverage for homes damaged by natural disasters, including fire and hail, as well as covering personal liability, medical coverage, and loss of use. The company additionally provides life insurance, auto insurance, flood insurance, disability insurance, long term care insurance, and other types of insurance. Alliance Insurance Partners offers insurance coverage in 26 states.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (106)
Facebook
5.0 / 5 (45)
Yelp
3.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Altar Insurance logo
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Altar Insurance

301 East Bethany Home Road, Phoenix, AZ 85012
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  • Fire
  • Multiple Policy Types

Business Description

Based in Scottsdale, Altar Insurance is a professional insurance agency that helps homeowners choose cost-effective policies. In business for over 20 years, the company provides a no-obligation quote calculator on its website, and its agents provide guidance on plan types such as standard homeowners, home office, and boat ownership. Policy specifics can vary depending on customer needs, however most plans offer coverage for disasters such as fires and severe weather, damage due to break-ins, and personal liability for injuries that occur on homeowner's property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Arizona Capital Insurance logo
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License Verified:

License: 1800012022

Arizona Department of Insurance and Financial Institutions

Arizona Capital Insurance

20875 N. Pima Rd, Scottsdale, AZ 85255
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  • Homeowners

Business Description

Arizona Capital Insurance is a local insurance company serving the Scottsdale metro. The firm offers homeowners' insurance plans that can protect the residence, personal belongings, and family members of policyholders from future disasters. The company offers a variety of coverage options, including dwelling, other structures, personal property, extra living expenses, and personal liability protection. The organization also provides auto, life, and business insurance. James Hansen, a father of four, has been insuring people and businesses since 2002.

License Verified:

License: 1800012022

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
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AZ 101 Insurance logo
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AZ 101 Insurance

9375 East Shea Boulevard, Scottsdale, AZ 85260
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  • Renter's Insurance

Business Description

AZ 101 Insurance assists Scottsdale residents in choosing a home coverage policy that best fits their circumstances and their outlook for their residences. It offers insurance plans for different kinds of dwellings, including manufactured homes, condominiums, cabins, and townhomes. As a direct writer for several insurance companies, including Travelers, Safeco, Liberty Mutual, and CommonWealth Casualty, this local agency delivers comprehensive homeowner policies protecting properties and detached structures from unforeseen events and natural disasters. As part of its service, the company provides clients with a review of assets and current coverage scope.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (24)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Azcal Insurance Services Inc. logo
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Azcal Insurance Services Inc.

7689 E Paradise Ln Ste 4, Scottsdale, AZ 85260
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  • Renter's Insurance
  • Condos
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Azcal Insurance Services Inc., based in Scottsdale, Arizona, is an independent insurance brokerage that was founded in 1989. The agency works with several carriers to provide clients with financial assistance for the replacement of the home or personal property when destroyed in the event of a covered disaster. Its homeowners insurance policies assist clients with liability lawsuits and house repair costs. Azcal Insurance Services Inc. also offers auto, commercial, and flood insurance packages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (47)
Yelp
3.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Don Neeley Agency, Inc. logo
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Don Neeley Agency, Inc.

8155 E Indian Bend Rd Ste 105, Scottsdale, AZ 85250
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  • Renter's Insurance
  • Condos
  • Personal Property Insurance
  • Homeowners

Business Description

Don Neely Agency Inc. is a home insurance specialist based in Scottsdale, Arizona. An independent agency founded in 1986, its long list of insurance partners gives it the scope to find a wide range of home insurance policies for its clients. The agency advises on the most common forms of coverage, like structure and liability, while creating a personalized policy that addresses the client's unique concerns and budget. The agency also provides its clients with advice about potential discounts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (58)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
EPG Insurance logo
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EPG Insurance

4835 E Cactus Rd Ste 246, Scottsdale, AZ 85254
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  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Located in Scottsdale, Arizona, EPG Insurance provides independent and unbiased advice and support for individual clients and businesses. The agency discusses options with its clients, then searches the policies of over 20 insurance carriers to find the one that meets their client's needs and is within their budget. Home insurance coverage can include the cost of repairs for structural damage to the property and other buildings, like a garage or shed, and for damage to or theft of personal belongings.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (20)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Green Independent Insurance Agency logo
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Green Independent Insurance Agency

3260 N Hayden Rd Ste 210, Scottsdale, AZ 85251
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  • Renter's Insurance
  • Condos
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Business Description

Green Independent Insurance Agency in Scottsdale, Arizona, is an agency that sells home and other insurance products. Established in 1996, it provides coverage for homeowners, including specific policies that cover primary homes, seasonal homes, first time home buyers, homeowners associations, condo or townhome owners, landlords, and tenants. Green Independent Insurance Agency represents dozens of reputable companies such as Travelers, Safeco Insurance, Progressive, Stillwater, Nationwide, Chubb, MetLife, and The Hartford.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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James Soukup - State Farm Insurance Agent logo
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James Soukup - State Farm Insurance Agent

4040 E Camelback Road Suite 140, Phoenix, AZ 85018
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Based in Scottsdale, James Soukup - State Farm Insurance Agent is a homeowners insurance broker with over five years of experience at State Farm. Mr. Soukup is fully licensed, and he advises new and current homeowners on policy options that offer coverage for home damages, loss of valuable items, and personal liability for injuries that occur on policyholder's property. In addition to homeowners insurance, the agency offers property and business policies, and Mr. Soukup is an Arizona Notary Public.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (19)
Yelp
4.0 / 5 (7)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
JB Martin Insurance Agency logo
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JB Martin Insurance Agency

4835 E Cholla St, Scottsdale, AZ 85254
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  • Renter's Insurance
  • Fire
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

JB Martin Insurance Agency is an insurance agency based in Scottsdale, Arizona, with other offices in Albuquerque, New Mexico. Founded in 1981, the company provides clients with high quality insurance plans for comprehensive and packaged coverage at some of the lowest rates available in the Southwest. Homeowners can get insurance policies to cover their properties against natural disasters, theft and vandalism, and liability. Other insurance options available include auto, business, and workers' compensation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Joy Estes logo
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Joy Estes

8111 E Thomas Road, Suite 110, Scottsdale, AZ 85251
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  • Renter's Insurance

Business Description

Joy Estes is a State Farm insurance agent that serves clients in and around the Scottsdale community. She provides various insurance products, including customizable homeowners' insurance plans. These plans cover damage and losses that may result from accidents and unexpected events, such as fires and theft. Joy also offers insurance policies that cover valuable keepsakes, electronics, and garden structures. She has been in the insurance service industry since 1982. Her office comprises insurance specialists who can accommodate Spanish-speaking clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (141)
Yelp
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Neate Dupey Insurance Group logo
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Neate Dupey Insurance Group

7400 E Pinnacle Peak Rd Ste 204, Scottsdale, AZ 85255
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  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Founded in 2010, the Neate Dupey Insurance Group is a full-service independent insurance agency located in Scottsdale, Arizona. Coverage experts determine the total replacement cost of clients' homes and personal items and get quotes from several top carriers, such as American Modern Insurance Group, Berkshire Hathaway, and The Hartford, to find them the right homeowners policy at competitive rates. Floater policies are available to insure expensive items, including fine jewelry, furs, and silverware.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (25)
Google
4.7 / 5 (22)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pinnacle Insurance Agency Inc. logo
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Pinnacle Insurance Agency Inc.

8700 E Vista Bonita Dr Ste 180, Scottsdale, AZ 85255
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  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Business Description

Pinnacle Insurance Agency Inc. offers home insurance services to clients in the Scottsdale, Arizona, metro area, working with home owners, landlords, and renters to procure policies for the protection of structures, personal property, and individuals who may be injured in various circumstances. It answers questions clients may have concerning required or optional coverage and helps them shop for rates, which vary based on each client's personal profile and financial history. Pinnacle Insurance Agency Inc. also offers auto and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pinnacle Peak Insurance Group, Inc. logo
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Pinnacle Peak Insurance Group, Inc.

8147 E Evans Rd # B-07, Scottsdale, AZ 85260
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  • Renter's Insurance
  • Fire
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Pinnacle Peak Insurance Group Inc. assists clients in the Scottsdale, Arizona, metro area with home insurance policies, offering guidance on coverage and terms as well as help with shopping for rates and finalizing policy agreements. This agency works with over 50 insurance companies, providing a wide range of options to clients seeking coverage for structural damage, personal property, and liability. Pinnacle Peak insurance Group Inc. also provides auto insurance and commercial coverage and umbrella policies are available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (85)
Facebook
5.0 / 5 (14)
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Roz Bankston logo
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License Verified:

License: 1800001529

Arizona Department of Insurance and Financial Institutions

Roz Bankston

6900 E. Camelback Rd., Suite 820, Scottsdale, AZ 85251
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  • Personal Property Insurance

Business Description

Roz Bankston is a State Farm insurance agent who serves residents of Scottsdale and its surrounding areas. She provides homeowners' insurance to clients who want to protect their properties in the event of a disaster or an accident. She also offers insurance for pets, life, health, business, and property. Bankston has been working as a State Farm agent for more than 34 years. She is a member of the National Association of Insurance and Financial Advisors, an organization that advocates for legislative action in Arizona.

License Verified:

License: 1800001529

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (83)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
UNO Insurance Agency logo
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UNO Insurance Agency

15846 North Cave Creek Road, Phoenix, AZ 85032
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  • Renter's Insurance

Business Description

UNO Insurance Agency is a licensed insurance firm based in Scottsdale that assists homeowners with obtaining policies to provide coverage in the event of property damage or loss. In addition to traditional policies, the company's agents help rental property owners secure separate dwelling policies. Plan specifics can vary, however most Arizona homeowners policies generally include personal liability coverage for injuries that occur on homeowner property, coverage for damage caused by fires and unforeseen weather conditions, and coverage for personal property loss due to theft.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (39)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Westmount Insurance Agency logo
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Westmount Insurance Agency

14301 N 87th St Ste 306, Scottsdale, AZ 85260
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  • Renter's Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Westmount Insurance Agency provides home insurance policies to residents of Scottsdale, Arizona, as well as those located throughout Arizona and California. Its partners include American Modern, Travelers, and Pacific Specialty Insurance Company. Home insurance policies cover the physical structure of the client's home, as well as other structures on their property. Most policies also include additional living expenses, personal property, and personal liability coverage. Westmount Insurance Agency also sells, condo, renters, mobile home, and landlord insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Read all FAQs