Expertise.com
2024

Last updated:

Best Homeowners Insurance Agencies in Scottsdale

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Scottsdale Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

151

Reviewed

97

Curated

18

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
9375 East Shea Boulevard, Scottsdale, AZ 85260
  • Renter's Insurance

Why choose this provider?

AZ 101 Insurance assists Scottsdale residents in choosing a home coverage policy that best fits their circumstances and their outlook for their residences. It offers insurance plans for different kinds of dwellings, including manufactured homes, condominiums, cabins, and townhomes. As a direct writer for several insurance companies, including Travelers, Safeco, Liberty Mutual, and CommonWealth Casualty, this local agency delivers comprehensive homeowner policies protecting properties and detached structures from unforeseen events and natural disasters. As part of its service, the company provides clients with a review of assets and current coverage scope.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (31)
Facebook
5.0 / 5 (12)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8155 E Indian Bend Rd Ste 105, Scottsdale, AZ 85250
  • Renter's Insurance
  • Condos
  • Personal Property Insurance
  • Homeowners

Why choose this provider?

Don Neely Agency Inc. is a home insurance specialist based in Scottsdale, Arizona. An independent agency founded in 1986, its long list of insurance partners gives it the scope to find a wide range of home insurance policies for its clients. The agency advises on the most common forms of coverage, like structure and liability, while creating a personalized policy that addresses the client's unique concerns and budget. The agency also provides its clients with advice about potential discounts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (58)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
5425 E Bell Rd Ste 140, Scottsdale, AZ 85254
  • Renter's Insurance
  • Condos
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Alliance Insurance Partners is an insurance agency with offices in Scottsdale that provides home insurance throughout Arizona. Founded in 2014, Alliance Insurance provides coverage for homes damaged by natural disasters, including fire and hail, as well as covering personal liability, medical coverage, and loss of use. The company additionally provides life insurance, auto insurance, flood insurance, disability insurance, long term care insurance, and other types of insurance. Alliance Insurance Partners offers insurance coverage in 26 states.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (106)
Facebook
5.0 / 5 (45)
Yelp
3.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4835 E Cactus Rd Ste 246, Scottsdale, AZ 85254
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Located in Scottsdale, Arizona, EPG Insurance provides independent and unbiased advice and support for individual clients and businesses. The agency discusses options with its clients, then searches the policies of over 20 insurance carriers to find the one that meets their client's needs and is within their budget. Home insurance coverage can include the cost of repairs for structural damage to the property and other buildings, like a garage or shed, and for damage to or theft of personal belongings.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (20)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
301 East Bethany Home Road, Phoenix, AZ 85012
  • Fire
  • Multiple Policy Types

Why choose this provider?

Based in Scottsdale, Altar Insurance is a professional insurance agency that helps homeowners choose cost-effective policies. In business for over 20 years, the company provides a no-obligation quote calculator on its website, and its agents provide guidance on plan types such as standard homeowners, home office, and boat ownership. Policy specifics can vary depending on customer needs, however most plans offer coverage for disasters such as fires and severe weather, damage due to break-ins, and personal liability for injuries that occur on homeowner's property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15846 North Cave Creek Road, Phoenix, AZ 85032
  • Renter's Insurance

Why choose this provider?

UNO Insurance Agency is a licensed insurance firm based in Scottsdale that assists homeowners with obtaining policies to provide coverage in the event of property damage or loss. In addition to traditional policies, the company's agents help rental property owners secure separate dwelling policies. Plan specifics can vary, however most Arizona homeowners policies generally include personal liability coverage for injuries that occur on homeowner property, coverage for damage caused by fires and unforeseen weather conditions, and coverage for personal property loss due to theft.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7689 E Paradise Ln Ste 4, Scottsdale, AZ 85260
  • Renter's Insurance
  • Condos
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Azcal Insurance Services Inc., based in Scottsdale, Arizona, is an independent insurance brokerage that was founded in 1989. The agency works with several carriers to provide clients with financial assistance for the replacement of the home or personal property when destroyed in the event of a covered disaster. Its homeowners insurance policies assist clients with liability lawsuits and house repair costs. Azcal Insurance Services Inc. also offers auto, commercial, and flood insurance packages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (47)
Yelp
3.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4040 E Camelback Road Suite 140, Phoenix, AZ 85018
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Based in Scottsdale, James Soukup - State Farm Insurance Agent is a homeowners insurance broker with over five years of experience at State Farm. Mr. Soukup is fully licensed, and he advises new and current homeowners on policy options that offer coverage for home damages, loss of valuable items, and personal liability for injuries that occur on policyholder's property. In addition to homeowners insurance, the agency offers property and business policies, and Mr. Soukup is an Arizona Notary Public.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (19)
Yelp
4.0 / 5 (7)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4835 E Cholla St, Scottsdale, AZ 85254
  • Renter's Insurance
  • Fire
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

JB Martin Insurance Agency is an insurance agency based in Scottsdale, Arizona, with other offices in Albuquerque, New Mexico. Founded in 1981, the company provides clients with high quality insurance plans for comprehensive and packaged coverage at some of the lowest rates available in the Southwest. Homeowners can get insurance policies to cover their properties against natural disasters, theft and vandalism, and liability. Other insurance options available include auto, business, and workers' compensation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8700 E Vista Bonita Dr Ste 180, Scottsdale, AZ 85255
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Why choose this provider?

Pinnacle Insurance Agency Inc. offers home insurance services to clients in the Scottsdale, Arizona, metro area, working with home owners, landlords, and renters to procure policies for the protection of structures, personal property, and individuals who may be injured in various circumstances. It answers questions clients may have concerning required or optional coverage and helps them shop for rates, which vary based on each client's personal profile and financial history. Pinnacle Insurance Agency Inc. also offers auto and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6900 E. Camelback Rd., Suite 820, Scottsdale, AZ 85251
  • Personal Property Insurance

Why choose this provider?

Roz Bankston is a State Farm insurance agent who serves residents of Scottsdale and its surrounding areas. She provides homeowners' insurance to clients who want to protect their properties in the event of a disaster or an accident. She also offers insurance for pets, life, health, business, and property. Bankston has been working as a State Farm agent for more than 34 years. She is a member of the National Association of Insurance and Financial Advisors, an organization that advocates for legislative action in Arizona.

License Verified:

License: 1800001529

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (94)
Yelp
4.0 / 5 (7)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8111 E Thomas Road, Suite 110, Scottsdale, AZ 85251
  • Renter's Insurance

Why choose this provider?

Joy Estes is a State Farm insurance agent that serves clients in and around the Scottsdale community. She provides various insurance products, including customizable homeowners' insurance plans. These plans cover damage and losses that may result from accidents and unexpected events, such as fires and theft. Joy also offers insurance policies that cover valuable keepsakes, electronics, and garden structures. She has been in the insurance service industry since 1982. Her office comprises insurance specialists who can accommodate Spanish-speaking clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (153)
Yelp
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3260 N Hayden Rd Ste 210, Scottsdale, AZ 85251
  • Renter's Insurance
  • Condos
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Why choose this provider?

Green Independent Insurance Agency in Scottsdale, Arizona, is an agency that sells home and other insurance products. Established in 1996, it provides coverage for homeowners, including specific policies that cover primary homes, seasonal homes, first time home buyers, homeowners associations, condo or townhome owners, landlords, and tenants. Green Independent Insurance Agency represents dozens of reputable companies such as Travelers, Safeco Insurance, Progressive, Stillwater, Nationwide, Chubb, MetLife, and The Hartford.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14301 N 87th St Ste 306, Scottsdale, AZ 85260
  • Renter's Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Westmount Insurance Agency provides home insurance policies to residents of Scottsdale, Arizona, as well as those located throughout Arizona and California. Its partners include American Modern, Travelers, and Pacific Specialty Insurance Company. Home insurance policies cover the physical structure of the client's home, as well as other structures on their property. Most policies also include additional living expenses, personal property, and personal liability coverage. Westmount Insurance Agency also sells, condo, renters, mobile home, and landlord insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7400 E Pinnacle Peak Rd Ste 204, Scottsdale, AZ 85255
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Founded in 2010, the Neate Dupey Insurance Group is a full-service independent insurance agency located in Scottsdale, Arizona. Coverage experts determine the total replacement cost of clients' homes and personal items and get quotes from several top carriers, such as American Modern Insurance Group, Berkshire Hathaway, and The Hartford, to find them the right homeowners policy at competitive rates. Floater policies are available to insure expensive items, including fine jewelry, furs, and silverware.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (25)
Google
4.7 / 5 (22)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8147 E Evans Rd # B-07, Scottsdale, AZ 85260
  • Renter's Insurance
  • Fire
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Pinnacle Peak Insurance Group Inc. assists clients in the Scottsdale, Arizona, metro area with home insurance policies, offering guidance on coverage and terms as well as help with shopping for rates and finalizing policy agreements. This agency works with over 50 insurance companies, providing a wide range of options to clients seeking coverage for structural damage, personal property, and liability. Pinnacle Peak insurance Group Inc. also provides auto insurance and commercial coverage and umbrella policies are available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (85)
Facebook
5.0 / 5 (14)
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
20875 N. Pima Rd, Scottsdale, AZ 85255
  • Homeowners

Why choose this provider?

Arizona Capital Insurance is a local insurance company serving the Scottsdale metro. The firm offers homeowners' insurance plans that can protect the residence, personal belongings, and family members of policyholders from future disasters. The company offers a variety of coverage options, including dwelling, other structures, personal property, extra living expenses, and personal liability protection. The organization also provides auto, life, and business insurance. James Hansen, a father of four, has been insuring people and businesses since 2002.

License Verified:

License: 1800012022

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (7)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1825 W Chandler Blvd, Chandler, AZ 85224
  • Homeowners

Why choose this provider?

Adam Gettys is a State Farm insurance agent serving Scottsdale clients. In line with his goal of helping people relocate to Arizona, Adam assists clients in finding homeowners', renters', and business insurance plans. He can explain to clients the different available insurance policies and help them upgrade their current coverage. Adam holds a master's degree in Business Administration, with an emphasis on Servant Leadership. He and his team are fluent in Spanish and English and support the LGBTQ community.

License Verified:

License: 3000709166

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How long does a homeowners' insurance policy cover the additional living expenses of Scottsdale residents?

    The homeowners' insurance policy typically covers the extra living costs for Scottsdale residents for a duration, commonly ranging from 12 to 24 months. This coverage helps pay for expenses that arise if a home becomes uninhabitable due to a covered event, such as a fire or natural disaster. It also helps homeowners relocate temporarily while their homes are being repaired or rebuilt.

  • What are the major elements of a homeowners’ insurance policy in Scottsdale?

    The essential components of most homeowners' insurance policies in Scottsdale include the premium, which refers to the amount paid by a homeowner to secure coverage. Another important element is the deductible, which pertains to the homeowner's own expenses in the event of a covered claim. Of equal significance is the limit, which refers to the maximum amount an insurance provider will disburse for a covered claim.

  • What are some common coverages that Scottsdale residents typically see on a homeowners’ insurance policy?

    Homeowners' insurance policies in Scottsdale typically consist of several common coverages, including dwelling, which covers the actual structure of the house. In addition, personal property coverage encompasses items like clothing, furniture, and electronics. Another important coverage is personal liability, which comes into play in the event of injuries on the premises and extends to damages caused by homeowners and their family members.

  • What are the unique insurance issues Scottsdale homeowners should be aware of?

    Homeowners in Scottsdale need to pay attention to distinct insurance matters, including the unique liability risks associated with high-value residences. In addition, Scottsdale's terrain comprises a sturdy upper layer and a softer base, making it susceptible to sinkholes, an aspect not typically covered by regular homeowners' insurance. The state of Arizona also holds the top position among states for flood-related losses.

  • Which insurance coverage is available for any construction on a property that is not permanently tied to a Scottsdale resident's home?

    Other structure coverage is part of a homeowners' insurance policy that offers protection for structures on a property that are not directly attached to the main dwelling. These structures include driveways, sidewalks, and fencing. This coverage also encompasses detached buildings like sheds and garages. Typically, this coverage amounts to 10% of the dwelling limit, but Scottsdale homeowners have the option to raise it if additional coverage is required.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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