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Best Health Insurance Agencies in Phoenix

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Lehrman Group logo
FEATURED
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License Verified:

License: 1800001980

Arizona Department of Insurance and Financial Institutions

Lehrman Group

Phoenix, AZ
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  • Individual Plans

Business Description

Lehrman Group has been serving clients in and around Phoenix since 1988. They offer health insurance options that meet the needs of individuals, families and employers. Medicare supplement plans are also available. In addition, the company provides policies for short-term and temporary plans, long-term care, and travel health insurance. Lehrman Group is an independent agency representing all major health insurance companies offering plans in Arizona, including United Healthcare and Blue Cross Blue Shield of Arizona. It has served over 10,000 clients since its inception.

License Verified:

License: 1800001980

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Anderson Insurance Services logo
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License Verified:

License: 1800005107

Arizona Department of Insurance and Financial Institutions

Anderson Insurance Services

8040 East Morgan Trail, Scottsdale, AZ 85258
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  • Individual Plans
  • Group Plans

Business Description

Anderson Insurance Services is a health insurance agency servicing residents in Phoenix and its surrounding areas since 1981. Jerry Anderson, a PPCCA Certified health insurance agent, guides clients on the process of deciding which insurance options match their needs. He provides group health insurance to meet the needs of small businesses. He also offers dental and vision plans, as well as term life insurance to individuals and families. Meanwhile, older residents of the community are given assistance with Medicare supplemental insurance.

License Verified:

License: 1800005107

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Arizona Benefit Plans, Inc. logo
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License Verified:

License: 1800004076

Arizona Department of Insurance and Financial Institutions

Arizona Benefit Plans, Inc.

1850 N. Central Ave, Ste 2000, Phoenix, AZ 85004
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  • Group Plans

Business Description

Arizona Benefit Plans, Inc., works with agents, brokers and consultants to create customized insurance programs in Arizona and throughout the United States. They offer a variety of insurance products, including both small and large group medical, dental, excess loss reinsurance, and worksite. Additional products in their portfolio include life, STD, and LTD insurances. With more than 35 years of experience, Arizona Benefit Plans provides agents, brokers, consultants and their clients with outstanding risk analysis, consultation and insurance brokerage services by constantly striving to offer a financially stable portfolio of products from the very best carriers.

License Verified:

License: 1800004076

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
AZ Health Insurance Brokers logo
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License Verified:

License: 1800004982

Arizona Department of Insurance and Financial Institutions

AZ Health Insurance Brokers

11024 North 28th Drive, Phoenix, AZ 85029
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  • Individual Plans

Business Description

AZ Health Insurance Brokers is a health insurance agency that helps its clients in Phoenix obtain appropriate insurance for their situation out of a suite of options. The company's roster of local, experienced insurance advisors aim to guide clients and simplify the process of choosing the right insurance plan. They also take new government mandates and regulations into consideration in the policies. AZ Health Insurance Brokers offers business, family, individual, and Medicare health insurance.

License Verified:

License: 1800004982

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (55)
Yelp
5.0 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bill Hunter Insurance Brokers logo
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License Verified:

License: 1800009090

Arizona Department of Insurance and Financial Institutions

Bill Hunter Insurance Brokers

2137 East Indian School Road, Phoenix, AZ 85016
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  • Individual Plans
  • Life Insurance

Business Description

Established in 1986, Bill Hunter Insurance Brokers is a locally founded insurance company in Phoenix that delivers a variety of personal and commercial insurance policies, including health insurance. This agency is independent, letting its agents survey the marketplace for comprehensive health insurance coverage. Some of the carriers it represents are Safeco Insurance, Mercury Insurance Group, GMAC Insurance, and Progressive. Additionally, it offers insurance policies covering auto, life, cycle, motorcycle, and pets. Founder Bill Hunter has received various recognitions, including the Life Diamond Honors.

License Verified:

License: 1800009090

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Biltmore Health Insurance Solutions logo
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License Verified:

License: 18079845

Arizona Department of Insurance and Financial Institutions

Biltmore Health Insurance Solutions

4742 North 24th Street, Phoenix, AZ 85016
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  • Individual Plans

Business Description

Biltmore Health Insurance Solutions provides health insurance solutions to individuals, families, and businesses in the Phoenix area. Its health plans incorporate annual wellness checkups, outpatient surgeries, and diagnostics. The agency also ensures its clients are aware of their Medicare options and presents the coverage information in an easy-to-understand format. Moreover, it offers dental insurance products to policy buyers. Its founder, Diane Poythress, has been in the health and medical field since 2010 and recognizes the importance of helping people with their Medicare needs.

License Verified:

License: 18079845

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Franki Sbrocca Leonard logo
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License Verified:

License: 16807795

Arizona Department of Insurance and Financial Institutions

Franki Sbrocca Leonard

4031 North 24th Street, Phoenix, AZ 85016
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  • Individual Plans
  • Group Plans

Business Description

Franki Sbrocca Leonard, a health insurance agent who helps clients in Phoenix acquire Medicare plans and health insurance coverage. She offers assistance in processing Medicare Supplements, Medicare Advantage plans, prescription plans, and hospital/cancer plans. Clients can consult with her for individual and group plans, as well as on short-term or accident insurance coverages. Franki has hands-on and personal experience in processing health insurance coverage for seniors after helping her parents process their own health insurance policies. She works with major insurance carriers and providers.

License Verified:

License: 16807795

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
General Southwest Insurance Agency logo
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License Verified:

License: 1800000829

Arizona Department of Insurance and Financial Institutions

General Southwest Insurance Agency

5628 E. Thomas Road, Phoenix, AZ 85018
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  • Life Insurance

Business Description

General Southwest Insurance Agency is a family-owned insurance agency serving clients in Phoenix since 1969. Through its partnership with a range of major insurance companies, its team of agents and advisors offers assistance in securing health insurance coverage for individuals and businesses. They provide disability insurance and supplemental plans such as long-term care and Medicare. General Southwest Insurance Agency also extends its coverage options to include cyber liability and risk management for commercial clients.

License Verified:

License: 1800000829

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (15)
Facebook
4.7 / 5 (15)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
iHealthBrokers logo
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License Verified:

License: 1800006406

Arizona Department of Insurance and Financial Institutions

iHealthBrokers

2 North Central Avenue, Phoenix, AZ 85004
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  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Established in 2004, iHealth Brokers is an insurance agency that is privately owned and operated. It caters to Medicare dependents in Phoenix and the surrounding areas as a non-government resource. It specializes in providing health solutions to businesses, individuals, and seniors. It has a variety of health insurance coverages such as Medicare and Medigap. Additionally, it also offers Medicaid, which covers services that are not included under Medicare. The agency works with different insurance companies such as Blue Cross Blue Shield.

License Verified:

License: 1800006406

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurus Medicare Solutions logo
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License Verified:

License: 1800016318

Arizona Department of Insurance and Financial Institutions

Insurus Medicare Solutions

1250 South 7th Avenue, Phoenix, AZ 85007
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  • Individual Plans

Business Description

Insurus Medicare Solutions is a Medicare-focused insurance agency that assists clients with Medicare or Medi-Cal in Phoenix. Its agents specialize in helping Medicare beneficiaries maximize their coverage options and make informed decisions. They offer Medicare Advantage, Medicare Part D, and Medicare Supplement plans. The sales agents at this agency are trained to educate beneficiaries on available health coverage options and assist them in choosing a suitable plan. They also give annual reviews of current plans.

License Verified:

License: 1800016318

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rob Hess logo
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License Verified:

License: 8093169

Arizona Department of Insurance and Financial Institutions

Rob Hess

7150 East Camelback Road, Scottsdale, AZ 85251
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  • Individual Plans
  • Life Insurance

Business Description

Rob Hess is an independent insurance broker affiliated with HealthMarkets. Serving businesses and individuals in and around Phoenix, Hess offers products such as life insurance, disability health insurance, and Medicare. Hess has an MBA, and he is also a member of the Chairman’s Club at HealthMarkets because of his service. In addition, he is a Life Underwriter Training Council Fellow. Hess specializes in helping small to medium-sized businesses find the right insurance plans for their teams.

License Verified:

License: 8093169

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Southwest Insurance Brokers, LLC logo
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License Verified:

License: 1800006321

Arizona Department of Insurance and Financial Institutions

Southwest Insurance Brokers, LLC

510 East Camelback Road, Phoenix, AZ 85012
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  • Individual Plans
  • Life Insurance

Business Description

Founded in 1946, Southwest Insurance Brokers, LLC, is an independent insurance company that offers health insurance solutions to businesses and individuals in Phoenix and its surrounding areas. The policies it offers under health insurance include individual health, group disability, and long-term care insurance. The company also specializes in auto, condominium, home, motorcycle, and renters' insurance. It has served thousands of policyholders with the help of its staff that has over 180 years of combined experience in the industry.

License Verified:

License: 1800006321

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Zach Lauer logo
Visit WebsiteWebsite

License Verified:

License: 16257298

Arizona Department of Insurance and Financial Institutions

Zach Lauer

11024 North 28th Drive, Phoenix, AZ 85029
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  • Individual Plans

Business Description

Zach Lauer offers insurance policies and other products and services to clients living in Phoenix through the USHealth Group. He offers health, dental, and vision insurance to his clients from a wide range of partner providers. Lauer believes that it takes time to know a client personally, which helps him craft an insurance policy suitable for their needs. Lauer assists from start to finish, thus helping the client access the insurance policy that caters to their needs.

License Verified:

License: 16257298

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

How can you find affordable health insurance? 

Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

What is health insurance?

Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

How do health insurance companies make money?

Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

What is subsidized health insurance?

Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

What is a health insurance deductible? 

A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

Is it illegal to not have health insurance?

No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

Does health insurance cover therapy? 

All Marketplace plans must cover behavioral health care services, including counseling, inpatient care, and substance abuse treatments. However, there are coverage limits, and preauthorization may be required.

What is a copay?

A copay is a fixed price that you pay at the time of service after your deductible is satisfied. Insurance companies set specific rates for primary and specialty care and other services, such as emergency room visits and X-rays. Alternatively, plans may have coinsurance rates that require beneficiaries to pay a certain percentage of covered charges.

What is the Health Insurance Marketplace?

The Health Insurance Marketplace is a federal service designed to help consumers compare and purchase subsidized health insurance plans that comply with the Affordable Care Act. A number of states operate their own insurance marketplaces, including California, Colorado, New York, and Pennsylvania.

How can you find health insurance without a job?

Individuals who don't have access to health insurance through their job can purchase ACA-compliant plans through the Health Insurance Marketplace. Off-exchange plans are also available through private insurers and independent agents. The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives certain individuals who are losing their coverage the right to maintain the same plan for a limited time period. 

Can you cancel health insurance at any time? 

Consumers can cancel their health coverage at any time. Cancellations may be effective immediately or at a specified date. However, you must wait until Open Enrollment to sign up for a new plan unless you qualify for a Special Enrollment period.

Can you have more than one health insurance policy?

It's possible to have primary and secondary health insurance. This is most common with Medicare and Medicaid beneficiaries, including dual enrollees and individuals who purchase supplemental plans. Secondary plans can cover some additional expenses, but you're still responsible for premiums and deductibles.

Is health insurance pretax?

Premiums for employer-sponsored health plans are generally deducted from the worker's pretax income. The same is true for voluntary contributions made to Flexible Spending Accounts and Health Savings Accounts that are paired with a qualifying high-deductible health plan.

How long can a child stay on a parent\'s health insurance policy?

Children can stay on their parents' health insurance plan until their 26th birthday. There's a 60-day special enrollment period following this date. Exemptions allow disabled adult children to remain on their parents' policy beyond this age.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Read all FAQs