Expertise.com
2024

Last updated:

Best Health Insurance Agencies in Phoenix

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Phoenix Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

29437

Reviewed

17667

Curated

13

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Phoenix, AZ
  • Travel Health Insurance
  • Medicare Supplements
  • Group Benefits
  • Individual Plans

Why choose this provider?

Lehrman Group has been serving clients in and around Phoenix since 1988. They offer health insurance options that meet the needs of individuals, families and employers. Medicare supplement plans are also available. In addition, the company provides policies for short-term and temporary plans, long-term care, and travel health insurance. Lehrman Group is an independent agency representing all major health insurance companies offering plans in Arizona, including United Healthcare and Blue Cross Blue Shield of Arizona. It has served over 10,000 clients since its inception.

License Verified:

License: 1800001980

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.7 / 5 (11)
Yelp
5.0 / 5 (6)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Call for quote

Phoenix, AZ

Why choose this provider?

Need help contacting a Health Insurance Agency in Phoenix? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
1850 N. Central Ave, Ste 2000, Phoenix, AZ 85004
  • Group Plans

Why choose this provider?

Arizona Benefit Plans, Inc., works with agents, brokers and consultants to create customized insurance programs in Arizona and throughout the United States. They offer a variety of insurance products, including both small and large group medical, dental, excess loss reinsurance, and worksite. Additional products in their portfolio include life, STD, and LTD insurances. With more than 35 years of experience, Arizona Benefit Plans provides agents, brokers, consultants and their clients with outstanding risk analysis, consultation and insurance brokerage services by constantly striving to offer a financially stable portfolio of products from the very best carriers.

License Verified:

License: 1800004076

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11024 North 28th Drive, Phoenix, AZ 85029
  • Health Insurance Broker
  • Individual and Family Plans
  • Group Health Insurance

Why choose this provider?

AZ Health Insurance Brokers is a health insurance agency that helps its clients in Phoenix obtain appropriate insurance for their situation out of a suite of options. The company's roster of local, experienced insurance advisors aim to guide clients and simplify the process of choosing the right insurance plan. They also take new government mandates and regulations into consideration in the policies. AZ Health Insurance Brokers offers business, family, individual, and Medicare health insurance.

License Verified:

License: 1800004982

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (64)
Yelp
4.9 / 5 (54)
Facebook
5.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1250 South 7th Avenue, Phoenix, AZ 85007
  • Individual Plans

Why choose this provider?

Insurus Medicare Solutions is a Medicare-focused insurance agency that assists clients with Medicare or Medi-Cal in Phoenix. Its agents specialize in helping Medicare beneficiaries maximize their coverage options and make informed decisions. They offer Medicare Advantage, Medicare Part D, and Medicare Supplement plans. The sales agents at this agency are trained to educate beneficiaries on available health coverage options and assist them in choosing a suitable plan. They also give annual reviews of current plans.

License Verified:

License: 1800016318

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (6)
Facebook
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
510 East Camelback Road, Phoenix, AZ 85012
  • Individual Plans
  • Life Insurance

Why choose this provider?

Founded in 1946, Southwest Insurance Brokers, LLC, is an independent insurance company that offers health insurance solutions to businesses and individuals in Phoenix and its surrounding areas. The policies it offers under health insurance include individual health, group disability, and long-term care insurance. The company also specializes in auto, condominium, home, motorcycle, and renters' insurance. It has served thousands of policyholders with the help of its staff that has over 180 years of combined experience in the industry.

License Verified:

License: 1800006321

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4031 North 24th Street, Phoenix, AZ 85016
  • Individual Plans
  • Group Plans

Why choose this provider?

Franki Sbrocca Leonard, a health insurance agent who helps clients in Phoenix acquire Medicare plans and health insurance coverage. She offers assistance in processing Medicare Supplements, Medicare Advantage plans, prescription plans, and hospital/cancer plans. Clients can consult with her for individual and group plans, as well as on short-term or accident insurance coverages. Franki has hands-on and personal experience in processing health insurance coverage for seniors after helping her parents process their own health insurance policies. She works with major insurance carriers and providers.

License Verified:

License: 16807795

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2 North Central Avenue, Phoenix, AZ 85004
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

Established in 2004, iHealth Brokers is an insurance agency that is privately owned and operated. It caters to Medicare dependents in Phoenix and the surrounding areas as a non-government resource. It specializes in providing health solutions to businesses, individuals, and seniors. It has a variety of health insurance coverages such as Medicare and Medigap. Additionally, it also offers Medicaid, which covers services that are not included under Medicare. The agency works with different insurance companies such as Blue Cross Blue Shield.

License Verified:

License: 1800006406

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5628 E. Thomas Road, Phoenix, AZ 85018
  • Life Insurance

Why choose this provider?

General Southwest Insurance Agency serves the residents of Phoenix. It provides health insurance policies that cover Medicare and Medicaid supplements, long-term care, and disability for individuals and business owners. Its team is allied with various other insurance companies that allow it to find the right products according to the client's specific needs. It also offers personal insurance lines for home, auto, and international travel. General Southwest is an independent agency that is licensed throughout most of the United States.

License Verified:

License: 1800000829

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (15)
Facebook
4.7 / 5 (15)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4742 North 24th Street, Phoenix, AZ 85016
  • Individual Plans

Why choose this provider?

Biltmore Health Insurance Solutions provides health insurance solutions to individuals, families, and businesses in the Phoenix area. Its health plans incorporate annual wellness checkups, outpatient surgeries, and diagnostics. The agency also ensures its clients are aware of their Medicare options and presents the coverage information in an easy-to-understand format. Moreover, it offers dental insurance products to policy buyers. Its founder, Diane Poythress, has been in the health and medical field since 2010 and recognizes the importance of helping people with their Medicare needs.

License Verified:

License: 18079845

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7150 East Camelback Road, Scottsdale, AZ 85251
  • Individual Plans
  • Life Insurance

Why choose this provider?

Rob Hess is an independent insurance broker affiliated with HealthMarkets. Serving businesses and individuals in and around Phoenix, Hess offers products such as life insurance, disability health insurance, and Medicare. Hess has an MBA, and he is also a member of the Chairman’s Club at HealthMarkets because of his service. In addition, he is a Life Underwriter Training Council Fellow. Hess specializes in helping small to medium-sized businesses find the right insurance plans for their teams.

License Verified:

License: 8093169

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2137 East Indian School Road, Phoenix, AZ 85016
  • Individual Plans
  • Life Insurance

Why choose this provider?

Established in 1986, Bill Hunter Insurance Brokers is a locally founded insurance company in Phoenix that delivers a variety of personal and commercial insurance policies, including health insurance. This agency is independent, letting its agents survey the marketplace for comprehensive health insurance coverage. Some of the carriers it represents are Safeco Insurance, Mercury Insurance Group, GMAC Insurance, and Progressive. Additionally, it offers insurance policies covering auto, life, cycle, motorcycle, and pets. Founder Bill Hunter has received various recognitions, including the Life Diamond Honors.

License Verified:

License: 1800009090

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
11024 North 28th Drive, Phoenix, AZ 85029
  • Individual Plans

Why choose this provider?

Zach Lauer offers insurance policies and other products and services to clients living in Phoenix through the USHealth Group. He offers health, dental, and vision insurance to his clients from a wide range of partner providers. Lauer believes that it takes time to know a client personally, which helps him craft an insurance policy suitable for their needs. Lauer assists from start to finish, thus helping the client access the insurance policy that caters to their needs.

License Verified:

License: 16257298

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Will health insurance in Phoenix cover medical treatment while traveling abroad?

    Health insurance in Phoenix typically won't cover medical treatment while traveling abroad. U.S. citizens planning international trips should consider purchasing travel or international health insurance. These policies cover unexpected medical emergencies, medication for existing conditions, and additional benefits like lost luggage, emergency evacuation, repatriation, and accidental death and dismemberment.

  • What is the timeframe within which an insurance company in Phoenix must complete the settlement of a health insurance claim?

    In Phoenix, health insurance companies have 10 working days to acknowledge receipt of the claim, provide claims-filing instructions, and send necessary paperwork; 15 working days to decide whether to accept or reject it after receiving proof-of-loss documents; and 15 total days to release a settlement check once the claim is accepted. These regulations allow about 40 days to complete the claims process, though extensions may be granted in complex cases.

  • Who is short-term health insurance suitable for in Phoenix?

    Short-term health insurance in Phoenix is suitable for a range of individuals, including recent college graduates, those between jobs or facing temporary layoffs, individuals waiting for employer-sponsored health coverage to begin, those losing dependent status, recently retired individuals not yet eligible for Medicare, and individuals on strike in need of interim coverage. It offers a flexible solution for temporary healthcare needs during transitional periods when traditional long-term insurance may not be readily accessible.

  • Are there specific health insurance options for business owners in Phoenix?

    Yes, business owners in Phoenix have multiple health insurance options tailored to their needs. These include group health insurance plans, Health Reimbursement Arrangements like QSEHRA and ICHRA, and Health Savings Accounts. The choice of coverage depends on the requirements of the business and its employees, providing flexibility and options to meet their specific healthcare needs.

  • What are the typical causes of health insurance claim denials in Phoenix?

    Common causes of health insurance claim denials in Phoenix include seeking services not covered by your plan, the insurer deeming a treatment medically unnecessary, insufficient or inaccurate documentation, billing errors, or the policyholder's failure to meet deductibles or co-payments. Understanding your policy's coverage and ensuring proper documentation can help reduce the risk of claim denial. If a claim is denied, it's crucial to review the denial letter to address the specific reason and consider filing an appeal if necessary.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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