Best Mortgage Refinance Companies in Peoria

Brandon Hendrick works as a loan officer and provides services to individuals and families in Peoria and the surrounding areas. He assists clients looking to purchase or refinance a home and lays out options for their mortgage needs. They include lowering their monthly payment and interest rates, adjusting the loan terms, removing PMI, and taking out cash through equity for expenses. Hendrick is also the branch manager at V.I.P. Mortgage, Inc., a full-service mortgage lender.

First Place Mortgage LLC delivers mortgage services to clients in Peoria. The business handles refinancing so that clients can lower their interest rates, make smaller monthly payments, or cash out some of the accumulated equity in their houses for debt consolidation, home upgrades, and vacations. Additionally, it uses reverse mortgages to enable senior citizens to access equity without selling their property. First Place Mortgage also provides VA loans to assist veterans in buying a home.

Lend Smart Mortgage serves residents of Peoria who need home loans and refinancing options. It rearranges obligations to obtain more favorable rates and consolidate debts or cash-out equities. The programs include conventional and government-backed products fit for investment buyers or military service members. Down payment assistance products are also available. Lend Smart Mortgage is a mid-sized local company that opened in 2006. It has a smartphone application that facilitates the submission of documents and signatures over the web.

Nichols Mortgage Team is a provider of home refinance loans to customers in Peoria and the surrounding areas. Representing NEXA Mortgage, the team provides a variety of options for clients who want to refinance their homes and other real estate properties. Some of the loan programs it offers are jumbo, conforming, USDA, VA, and FHA loans. The team also offers fixed- and adjustable-rate mortgages. Borrowers are provided with options based on the information they provided in the home refinance analysis request form.

Nova Home Loans - Arrowhead is a multi-state mortgage banker that has been catering to clients in and around Peoria for over four decades. Led by chairman Jon Volpe and CEO Ryan Vondrak, the team guides clients through the process of refinancing existing mortgages and buying new properties. The agency offers refinancing programs such as FHA, VA, jumbo, rural USDA, and conventional loans with low to no down payment options and reasonable credit qualifications, interest rates, and term lengths.

Sonoran Lending is open to refinancing applicants from neighborhoods within the Peoria area. Its staff uses criteria and data derived from initial refinancing analyses to determine a prospective applicant's eligibility to convert their adjustable-rate mortgages to fixed-rate ones. It tailors each option based on a client's credit score and financial goals in comparison to current market trends and interest rates. The agency also covers applications concerning VA, USDA, FHA, and conventional loans from real estate investors and first-time homebuyers.

The Bearded Mortgage operates under the Fairway Independent Mortgage Corporation. For over six years, it has been assisting homeowners in Peoria with their refinancing needs. It offers a variety of products, including conventional, FHA, VA, USDA, fixed-rate, and adjustable-rate loans. The Bearded Mortgage also provides down payment assistance programs. Richard Reisinger, its loan officer, has closed over $30 million of refinancing and purchase transactions in 2020. He has served more than 700 families to date.

Thomas Mancuso offers mortgage refinance options to house buyers in Peoria. He operates under the Amerifund banner and supplies fixed and adjustable-rate mortgages with periods ranging from 15 to 30 years. VA-backed and FHA loans are on hand, and reverse mortgages targeted at senior citizens are available. The team also refinances current obligations into less burdensome debts. Thomas Mancuso caters to families and maintains online tools and calculators to dispense preliminary information before formally conversing with agents.

V.I.P. Mortgage, Inc., has been taking care of the home refinancing needs of clients throughout Peoria and the neighboring areas. Its more than 200 loan officers advise clients of their options and the costs of a potential refinance, whether they desire a lower interest rate, a chance to modify the loan type, the capacity to pay off the loan faster, or the ability to access home equity cash. Mortgage Executive Magazine has named the agency one of the Top 100 Mortgage Companies in America for 2020.

Zoltan Holubecz is a Peoria-based loan originator offering refinancing assistance to homeowners in the metro. He assists borrowers in refinancing existing loans to get cash, build up equity faster, and reduce monthly payments. Holubecz aids clients in the decision-making process by searching for lenders with better rates and calculating refinancing benefits. He is the VP of Precision Mortgage, Inc., and has more than 42 years of financial and accounting experience. Additionally, Holubecz is a long-time resident of The Valley.

Zona Lending Team is a full-service mortgage brokerage firm that has been serving individuals and families in Peoria and the surrounding areas for more than three years. It helps clients pay off high-interest credit card debt through mortgage refinancing services. It also assists with switching mortgage programs and renovation financing. In addition, the firm offers home purchase programs for first-time homebuyers and investors. Zona Lending Team is a division of Gold Star Mortgage Financial Group.