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Best Mortgage Brokers in Mesa

2024

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Providers

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Website
275 E Rivulon Blvd, Suite 200, Gilbert, AZ 85297
  • Refinance
  • NMLS #181106

Why choose this provider?

Barrett Financial Group's mortgage brokers have worked hard to help clients acquire their first homes, refinance, or buy investment properties. The business strives to keep the mortgage process smooth for clients and serves them with respect, guided by the philosophy of "making it happen" for stakeholders. Barrett Financial Group provides families in Mesa and the surrounding areas with a variety of home purchase options. Trevor Barrett, the company's owner and president, founded the company in 2002.

License Verified:

License: 181106

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (797)
Facebook
4.0 / 5 (101)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2242 South Osborn Lane, Gilbert, AZ 85295
  • Refinance

Why choose this provider?

Olympus Home Loans is a full-service mortgage broker that provides lending services to clients in Mesa and the surrounding areas. It helps borrowers connect to different lenders, from selling and buying to building and refinancing homes. The company offers loan programs such as 15- or 30-year fixed mortgage, adjustable-rate mortgage, and reverse mortgage. In addition, its loan options include Jumbo, VA, FHA, USDA, and HARP loans. The company's president, Joe Garza is a member of the National Association of Mortgage Brokers.

License Verified:

License: 1673089

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (126)
Facebook
5.0 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4140 East Baseline Road, Mesa, AZ 85206
  • New Construction
  • Refinance

Why choose this provider?

Sun American Mortgage Company is a mortgage lending firm serving the needs of Mesa residents and nearby communities. The independent agency aims to provide a seamless homeownership experience for individuals, families, and senior citizens. Its mortgage loan advisors cater to the various mortgage needs of clients, including home purchase, reverse, FHA, VA, and construction financing. The team also offers cash-out and rate-and-term refinance programs. The company has been serving home buyers and owners in Arizona since 1984.

License Verified:

License: 160265

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (616)
Facebook
5.0 / 5 (125)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
690 East Warner Road, Gilbert, AZ 85296
  • Multi-Family Loans

Why choose this provider?

Price Mortgage is a Gilbert-based mortgage company that provides home purchase and refinancing services for clients in the Mesa metro and its surrounding areas. It offers conventional, jumbo, VA, and FHA loans as well as refinancing and construction loans. It also offers specialty loan programs such as renovation loans, reverse mortgages, and medical marijuana home loans. Price Mortgage was founded in 2003. It has served hundreds of homeowners and first-time buyers in Arizona and the Southwest.

License Verified:

License: 1429043

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (100)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
19372 E Oriole Way, Queen Creek, AZ 85142
  • Refinance

Why choose this provider?

Valor Mortgage, LLC is a team of mortgage brokers in Queen Creek that provides mortgage solutions and financing options to clients in the Mesa metro. The company is owned and operated by Nicholas Palmer who has been in the mortgage lending business since 2011. He specializes in programs such as conforming loans, jumbo loans, government loans, fixed and adjustable-rate mortgages, and term loans. Nicholas Palmer is also a veteran of the United States Air Force.

License Verified:

License: 973806

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (75)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1423 South Higley Road, Mesa, AZ 85206
  • Refinance
  • Commercial Loans
  • Multi-Family Loans

Why choose this provider?

Qualify First is a mortgage brokerage company serving the Mesa metro area and nearby localities. Individuals, families, and property investors can achieve their real estate goals with the help of the firm's customized mortgage financing solutions. The company provides a wide range of residential loans, including fixed-rate, adjustable-rate, jumbo, reverse, and all-in-one loans. The team also handles government home loans like FHA, USDA, VA, and 203K. A certified Equal Housing Lender, the company is licensed to operate in all of Arizona.

License Verified:

License: 151175

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4135 South Power Road, Mesa, AZ 85212
  • Refinance

Why choose this provider?

Great American Lending is a local mortgage provider in Mesa. It offers personalized solutions expected from small firms and has the resources of a national lender for home loans. The professionals from the company focus on giving customer-oriented services to clients. Some of the loans they offer are Fannie Mae, energy-efficient mortgages, FHA loans, VA loans, and FHA Section 203(k). GAL has more than 25 years of experience in the industry.

License Verified:

License: 1003796

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1745 South Alma School Road, Mesa, AZ 85210
  • Refinance

Why choose this provider?

Jennifer Zakaras is a senior loan officer providing mortgage services to Mesa. She helps clients purchase a new home by offering support to the mortgage application process. She also guides first-time and second-time homebuyers in seeking suitable loan rates and down payments that fit their needs. She also assists clients wanting to refinance their current loan rates. Jennifer has worked as a leasing consultant, financial planner, mortgage advisor, and senior mortgage banker at various mortgage and financing companies.

License Verified:

License: 156324

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4500 South Lakeshore Drive, Tempe, AZ 85282
  • New Construction

Why choose this provider?

Based in Tempe, Legacy Lending U.S.A. is a full-service mortgage brokerage company that serves clients in Mesa and the surrounding areas. It assists clients in refinancing and purchasing houses by providing conventional, manufactured, FHA, VA, and USDA loans, as well as fixed-rate mortgages. Owner James Caskey is a loan originator who has over 20 years of experience in residential lending. He has also completed his bachelor of science degree in Finance at the University of Northern Iowa.

License Verified:

License: 168482

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1818 East Southern Avenue, Mesa, AZ 85204
  • Refinance

Why choose this provider?

Starwest Mortgage Corporation is a full-service mortgage broker that provides for the lending needs of clients from all over the Mesa metro. Since 2003, it has offered purchase, refinance, and no-cost loan programs to homeowners, home buyers, and real estate professionals. With 24 years of combined experience, the company has simplified its loan process by making it available online and keeping each client updated with their loan proceedings. In 2006, the company also received the HSBC Circle of Excellence award.

License Verified:

License: 164496

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (135)
Yelp
4.5 / 5 (18)
Facebook
4.6 / 5 (5)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2913 North Power Road, Mesa, AZ 85215
  • Refinance

Why choose this provider?

Dakota Howard is a mortgage loan officer. He provides mortgage solutions to clients in Mesa who are looking to purchase a house or a property or refinance their existing mortgages. He represents Benchmark Mortgage, a company founded in 1999 that has since assisted over 100,000 American veterans in the process of owning a home. Dakota has been working for Benchmark Mortgage since 2020 and is licensed to operate in 14 states.

License Verified:

License: 1761506

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (39)
Facebook
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2490 South Gilbert Road, Chandler, AZ 85226
  • Refinance

Why choose this provider?

The HOUSE Team has been assisting homeowners in the Mesa area with mortgage loans for more than 15 years. It offers a wide variety of home loan products, including conventional, VA, FHA, and Jumbo loans, as well as condo home loans. It has 30-year fixed rate and float down rate lock. The company also provides assistance with down payments, getting pre-qualified, and financing flipped properties. It also has products for homeowners who want to refinance or renovate their current homes.

License Verified:

License: 184066

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (441)
Yelp
4.8 / 5 (66)
Facebook
4.7 / 5 (55)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4447 East Broadway Road, Mesa, AZ 85206
  • Reverse Mortgages
  • Refinance
  • VA Loans

Why choose this provider?

KDA Home Financial, LLC, helps homebuyers and mortgage owners in Mesa with their loan needs. Its wide range of products include 203K rehab loans, jumbo mortgage, home equity loans, veteran's administration loans, FHA loans, and conventional loans. Moreover, its team handles home purchasing plans and offers online prequalification forms. The company is also a member of the Arizona Association of Mortgage Professionals. Broker Jacob Lausen who carries more than 16 years of experience has a teaching background and participates in community service and outreach activities.

License Verified:

License: 1040394

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (12)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
690 East Warner Road, Gilbert, AZ 85296
  • Refinance

Why choose this provider?

Ehler Lending Team is a company servicing Mesa and surrounding communities. It is operated by a husband and wife duo, Ryan and Jessica Ehler, who assists clients who are purchasing or refinancing a home in different types of loans such as FHA, VA, conventional, jumbo, and reverse mortgage. The senior loan officers partner with multiple lenders to present a wide range of options that are based on clients' needs and preferences. Moreover, the couple donates to a local charity for every successful transaction.

License Verified:

License: 1806543

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (39)
Facebook
5.0 / 5 (12)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2266 South Dobson Road, Mesa, AZ 85202
  • New Construction
  • Refinance

Why choose this provider?

Key City Lending is a comprehensive lending firm serving the Mesa metro and nearby areas. It assists new homebuyers and clients seeking to refinance a current mortgage. The firm offers products such as VA, FHA, conventional, jumbo, fixed, and adjustable-rate mortgages. Reverse mortgage for seniors who want to take some cash out of their home’s equity is also available. Key City Lending was founded in 2015. It is also licensed in Illinois, California, Florida, and Michigan.

License Verified:

License: 0941149

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (20)
Google
5.0 / 5 (10)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1640 South Stapley Drive, Mesa, AZ 85204
  • New Construction

Why choose this provider?

Wallick & Volk is a family-owned and privately held mortgage lender company serving the community of Mesa and nearby areas since 1932. The mortgage advisors from the company are well-versed in conventional and government home loans. They work with agencies with loan programs, offering conventional, jumbo, rural development, FHA, and VA loans. Wallick & Volk is considered to be one of the Top 100 Mortgage Lenders in the country. It has branches in different states, including California, Texas, and Washington.

License Verified:

License: 858809

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (18)
Google
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1910 South Stapley Drive, Mesa, AZ 85204
  • New Construction
  • Refinance

Why choose this provider?

Echo Home Loans is an independent wholesale mortgage brokerage firm that has been catering to people in Mesa since 2019. Its specialists aim to address clients' immediate mortgage needs while providing advice on how to reach their long-term financial objectives. Some of the loan products they offer are USDA, FHA, VA, conforming and non-conforming, construction, and reverse mortgages. The firm has mortgage services in other states, such as Florida, Texas, California, Colorado, and New Mexico.

License Verified:

License: 1896470

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (54)
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.