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Best Credit Repair Companies in Mesa

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3300 N Central Ave Ste 2550, Phoenix, AZ 85012
Phoenix, AZ 85012
  • Credit Audit

Asap Credit Solutions caters to clients in the Mesa metro and the surrounding communities. It assists individuals with purchasing cars and homes and obtaining personal funding by repairing their credit scores. Its process involves auditing the clients' credit profile and challenging derogatory marks, such as bankruptcies, charge-offs, collections, inquiries, late payments, and repossessions. It then provides further support to maintain their good scores. Asap Credit Solutions brings over seven years of experience in the industry. Its services are also available in Spanish.

3300 N Central Ave Ste 2550, Phoenix, AZ 85012
Phoenix, AZ 85012

Website(855) 327-2727

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

445 (Best)

Score Consistency:

Consistent (Best)

1820 East Ray Road, Chandler, AZ 85225
Chandler, AZ 85225
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Go Clean Credit is a credit repair company that has been serving clients in Mesa and surrounding areas since 2003. Its team of credit specialists and attorneys helps clients obtain better credit scores to reduce car insurance payments, reduce debt payments, and purchase new homes. The company removes inaccurate and unverifiable negative items from credit reports issued by credit bureaus. Go Clean Credit also offers credit monitoring programs and a DIY credit repair app that clients can access to track their progress.

1820 East Ray Road, Chandler, AZ 85225
Chandler, AZ 85225

Website(480) 991-4885

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

52 (Best)

Score Consistency:

Consistent (Best)

4600 East Washington Street, Phoenix, AZ 85034
Phoenix, AZ 85034
  • Credit Monitoring

Praxis Credit Consulting assists clients in Mesa and its nearby areas for more than 15 years. It analyzes clients' credit reports and removes errors that harm their credit scores such as duplicate accounts and incorrectly lodged information. It also employs monitoring programs and technologies customized to the clients' needs to track their credit restoration journey. These systems also inform the clients regarding the industry and economic updates. In addition, the firm handles credit repair education and qualification.

4600 East Washington Street, Phoenix, AZ 85034
Phoenix, AZ 85034

Website(480) 993-2121

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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