Expertise.com
Get Listed

Best Mortgage Brokers in Chandler

2023

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Mortgage Brokers FAQs 〉

Last updated:

Website
25062 South 190th Street, Queen Creek, AZ 85142
  • Refinance

Why choose this provider?

Interstate Mortgage Service Inc. offers home purchasing and home refinancing to Chandler residents, specializing in residential mortgages. It handles loan comparisons of fixed rate loans, adjustable rate loans, FHA loans, and VA loans. It has built long-term relations with numerous lenders to provide clients with competitive pricing. Additionally, its team of loan consultants helps borrowers find a loan that fits their needs. Interstate Mortgage Service Inc. is a member of the Arizona Association of Mortgage Brokers.

License Verified:

License: 37053

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (67)
Google
5.0 / 5 (3)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6883 West Laredo Street, Chandler, AZ 85226
  • Refinance

Why choose this provider?

True Mortgage is a mortgage brokerage based in Chandler. Serving clients throughout the area, the company assists borrowers looking for a mortgage in Arizona. It helps first-time homebuyers, as well as homeowners who are refinancing outstanding loans and debts, in finding the right loan program for their needs. True Mortgage offers a wide range of programs including 203k loans, conventional loans, and HomeReady™. Company owner and master mortgage broker Alicia Horne, who has been in the industry since 2000, founded the company in 2005.

License Verified:

License: 145319

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3230 East Broadway Road Suite B-220, Phoenix, AZ 85040
  • Refinance

Why choose this provider?

Mortgage brokers at Agave Home Loans help clients in the decision-making process of purchasing a home in Chandler and the surrounding areas. It shops and compares rates from hundreds of lenders to find one that fits homebuyers' needs. It offers conventional, FHA, non-QM, and VA loans. It also assists clients in navigating home refinancing, negotiating on behalf of the customers and managing the loan application process. Marshall Gottlieb and Doug Wang founded Agave Home Loans to provide a hassle-free homebuying and refinancing experience to clients.

License Verified:

License: 1951574

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (597)
Facebook
5.0 / 5 (91)
Zillow
5.0 / 5 (73)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2425 South Stearman Drive, Chandler, AZ 85286
  • Refinance

Why choose this provider?

Jeff Smith offers mortgage products for purchasing residential houses, home equity, and refinancing in the Chandler metro. As a loan officer, he provides a wide range of programs, such as fixed-rate and adjustable mortgages, conventional, FHA, USDA, and VA loans. Jeff has over 13 years of experience helping individuals find solutions that best fit their home and financial requirements. He strives to help his clients get the full benefit of their home financing by assisting them in every aspect of the process.

License Verified:

License: 413643

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (55)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8637 East Osborn Road, Scottsdale, AZ 85251
  • Refinance

Why choose this provider?

John Moran is a mortgage loan originator serving clients in Chandler and its surrounding communities. He attended the University of Wisconsin and started his mortgage career when he moved to Chicago in 2001. John has more than 18 years of experience in the industry and has funded more than $450 million in refinance and purchase transactions. The loan programs he provides include conforming, jumbo, FHA, VA, and USDA loans. John Moran helps his customers find the loan that matches their needs and goals.

License Verified:

License: 1059293

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Yelp
4.0 / 5 (10)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
PO Box 12883, Chandler, AZ 85248

Why choose this provider?

Consumer First Financial is a locally and family-owned brokerage company that has been helping borrowers in Chandler own a home since 2018. It offers a wide variety of mortgage options, such as conventional, FHA, VA, investment, and second home loans. It also assists clients with refinancing for home improvements. Its founder, Steven Sisson, has more than 20 years of management and lending experience. He is also a loan officer that caters to clients in Colorado.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
555 West Chandler Boulevard, Chandler, AZ 85225
  • Refinance

Why choose this provider?

Kirk Brewer is a physicist-turned-mortgage loan officer that has been serving clients in Chandler and the surrounding areas for 20 years. He founded The Loan Geek, a group under Finance of America Mortgage. He guides his clients in the loan process to purchase a home or refinance an existing mortgage. Brewer provides various loan programs, such as fixed-rate conventional loans, adjustable-rate loans, and government loans. He also offers loan options that cover renovation costs. Brewer also works closely with seniors looking to avail of reverse mortgages.

License Verified:

License: 150287

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (25)

Website
1528 East Williams Field Road, Gilbert, AZ 85295
  • Refinance

Why choose this provider?

Established in 1980, Nova Home Loans is a comprehensive mortgage broker with more than 20 branches in 15 states. Its office near Chandler offers a range of mortgage products, including jumbo, FHA, VA, USDA, fixed-rate, and adjustable-rate loans. In addition, underwater mortgage, refinancing, conventional, and HARP 2.0 loans are also available. The company has reverse mortgage options and provides closing cost and down payment assistance. Nova Home Loans supports Equal Housing Opportunity.

License Verified:

License: 371082

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (289)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1528 East Williams Field Road, Gilbert, AZ 85295
  • Refinance

Why choose this provider?

The Oliver Whalen Team of Nova Home Loans is the largest privately owned mortgage lender in Arizona. It has been offering different types of loan options to Chandler residents for 35 years, including jumbo loans, FHA home loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable rate mortgages. In addition, the company also provides a down payment assistance program. One client expressed her satisfaction with Dan's refinancing service a few years ago. She hired him again when she and her husband decided to refinance for the second time.

License Verified:

License: 164869

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1530 East Williams Field Road, Gilbert, AZ 85295
  • New Construction
  • Refinance

Why choose this provider?

Ken Starks is a mortgage broker who has been serving clients in Gilbert, Chandler, and the surrounding areas. He previously worked as a senior loan officer for PrimeLending and Caliber Home Loans. He currently leads his own brokerage called The Starks Team that started in 2002 and is licensed in 50 states. Ken provides assistance to clients looking to purchase a home with mortgage pre-qualification, purchase options, and loan applications. He is also experienced in handling mortgage refinancing options.

License Verified:

License: 173595

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (5)
Yelp
4.0 / 5 (4)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10429 South 51st Street Suite 275, Phoenix, AZ 85044
  • Mortgage Refinance
  • Mortgage Broker

Why choose this provider?

The Phoenix Broker is a mortgage company that serves borrowers in Chandler. It assists clients in obtaining their ideal home loan, borrowing against their equity, or refinancing for cash. Its access to more than 20 wholesale lenders enables its clients to choose the right home loan that meets their budget. Through its online approach, clients have access to prompt application and pre-approval processes. Its loan officer and CEO, Dan Munson, has over 13 years of industry experience and works directly with clients to achieve their home goals.

License Verified:

License: 2336671

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to top

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.

  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.