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Best Life Insurance Companies in Avondale

2024

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Providers

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Website
5090 North 40th Street, Phoenix, AZ 85018
  • Life Insurance

Why choose this provider?

Cohn Financial Group is an independent insurance agency that provides insurance services to individuals and families in Avondale and the surrounding communities. It has been working with affluent families in the area for almost three decades. It is qualified to handle complex life insurance cases. Cohn Financial Group also designs customized life insurance portfolios to meet client’s needs. Mike Cohn founded the agency in 1987 and now serves as its area president.

License Verified:

License: 1800001368

Arizona Department of Insurance and Financial Institutions

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4114 North 27th Avenue, Phoenix, AZ 85017
  • Life Insurance

Why choose this provider?

Genesis Insurance is an independent agency that serves Avondale and the surrounding areas. It offers clients a wide range of choices when it comes to life insurance. The company represents clients and chooses the best insurance policies available from several coverage providers. Genesis Insurance helps clients choose from several types of insurance such as whole, term, universal, and variable life insurance programs. Additionally, other products are also available, including home, commercial, auto, and umbrella insurance options.

License Verified:

License: 1800014266

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (94)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7347 North 43rd Lane, Glendale, AZ 85301
  • Life Insurance
  • Health Insurance

Why choose this provider?

Serving Avondale, Burski Insurance Agency, LLC is an independent full-service firm providing a variety of insurance solutions to clients in the metro. It offers life insurance products like term life insurance, universal life insurance, and whole life insurance. The company also has other insurance options such as health insurance, disability income insurance, and long-term care insurance. Other available services include personal automobile insurance, homeowners insurance, recreational insurance, and commercial insurance. It has a strong focus on delivering insurance coverages at competitive prices.

License Verified:

License: 1800003329

Arizona Department of Insurance and Financial Institutions

Website
Surprise, AZ 85379
  • Life Insurance

Why choose this provider?

A one-stop shop for insurance-related needs, Sunlight Insurance Group LLC is an independent firm serving individuals and businesses in Avondale. It provides an array of policy options such as term life insurance, homeowners' insurance, renters' insurance, business insurance, and specialty insurance. The company also offers coverages for cars, boats, and recreational vehicles. Sunlight Insurance Group’s team of agents has a combined experience of more than 15 years in the insurance industry. It has a strong focus on delivering personalized insurance solutions.

License Verified:

License: 1800011097

Arizona Department of Insurance and Financial Institutions

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
10320 West Indian School Road, Phoenix, AZ 85037
  • Life Insurance

Why choose this provider?

Wesley Norris Insurance, Inc. is an insurance company that serves Avondale and the surrounding communities. Among the plans it offers is life insurance, which can benefit the beneficiaries of policyholders in the event of death. Life insurance policies cover funeral costs, replace income, cover daily living expenses, and pay college tuition. Some of its other niche products are Medicare plans, dental insurance, hospital indemnity plan, final expense plan, and international travel insurance.

License Verified:

License: 1800010482

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12213 West Bell Road, Surprise, AZ 85378
  • Life Insurance

Why choose this provider?

Raymond E Grim Agency LLC is an insurance agency affiliated with American Family Insurance. The agency has been operating since 2001 and works with clients in and around Surprise and its surrounding communities, including Avondale. Its portfolio of insurance products includes life, home, car, condo, renters', and business insurance. Raymond E Grim is an American Star Certified Agency. Clients have commended the agency and its staff for their in-depth knowledge about insurance policies and varying input coverages.

License Verified:

License: 1800008024

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (21)
Facebook
5.0 / 5 (21)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1111 West McDowell Road, Phoenix, AZ 85007
  • Life Insurance
  • Health Insurance

Why choose this provider?

Judd McGraw Ins Agency Inc. is a local insurance provider catering to clients in Avondale and nearby areas. Judd McGraw is also an agent with State Farm, an insurance agency that offers term, whole, and universal life insurances. State farm accepts changes in some life insurance policies. It also accommodates clients who want to change their life beneficiaries. Other products include financial services, health, and auto insurance. The agency accepts various transactions online, including quote requests and claim processing.

License Verified:

License: 16245012

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3325 East Baseline Road, Gilbert, AZ 85234
  • Life Insurance
  • Health Insurance

Why choose this provider?

Strong Tower is an insurance company servicing Avondale and all 50 states. It walks clients through life insurance options, such as whole life insurance, term life insurance, and universal, offered by regional and national carriers. Strong Tower is a one-stop-shop offering other personal insurance such as health, travel, and home, as well as business insurance and workers' compensation. It has been named a 2019 and 2020 Best Practices Agency by the Independent Insurance Agents & Brokers of America.

License Verified:

License: 1800000657

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8900 East Pinnacle Peak Road, Scottsdale, AZ 85255
  • Life Insurance
  • Individual Plans

Why choose this provider?

True Blue Life Insurance is an agency offering its clients in Avondale a range of insurance policies. It specializes in life and health insurance products. Moreover, True Blue Life Insurance gives its clients various options, including permanent life and temporary life insurance, which both have subdivisions that can meet their needs. It also represents different insurance companies, such as Banner, Foresters, Sagicor, Mutual of Omaha, and AIG. Brian Greenberg, its founder, also serves as its CEO.

License Verified:

License: 1800013820

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (209)
Facebook
5.0 / 5 (27)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4647 North 32nd Street, Phoenix, AZ 85018
  • Life Insurance

Why choose this provider?

Northwestern Mutual Investment Services, LLC, has operated in Avondale and the surrounding area for almost 160 years, serving the insurance needs of its residents and local businesses. It carries life insurance plans such as permanent life insurance, term life insurance, and long-term care. Additionally, it also provides planning services like financial, retirement, and education planning. It is listed among the Top 10 U.S. Independent Investment Broker-Dealers. Ellen E. Steele Allare, who’s been in the industry since 1979, leads the team.

License Verified:

License: 0C97433

Arizona Department of Insurance and Financial Institutions

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1805 North 91st Avenue, Phoenix, AZ 85340
  • Life Insurance

Why choose this provider?

Prime Choice Insurance & Financial Consultants serves businesses and individuals in Avondale. It offers insurance policies like life insurance, auto insurance, home insurance, condo insurance, and renter’s insurance. The company also provides business insurance options covering commercial liability, commercial auto, properties, errors and omissions, and workers’ compensation. The team at Prime Choice Insurance & Financial Consultants is dedicated to helping its clientele achieve financial security while also leading safe and secure lives.

License Verified:

License: 3000145694

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6146 North 35th Avenue, Phoenix, AZ 85017
  • Life Insurance
  • Health Insurance

Why choose this provider?

Justin Crain is a State Farm agent that has been delivering life insurance and financial solutions in Avondale since 2010. He also offers health, home, pet, auto, property, and small business insurance products. Even during evenings and weekends, he is ready to inform his clients about the importance of insurance and how it can secure their families' future. Justin strives to carry out his company's mission to educate, inspire, and deliver values that will positively impact every individual in the local community.

License Verified:

License: 9198802

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2231 East Camelback Road Unit 217, Phoenix, AZ 85016
  • Life Insurance

Why choose this provider?

Serving Avondale, Sovereign Assets provides a range of retirement and financial management services to clients in the metro. It offers products such as life and disability insurance as well as retirement planning and private pensions. The company also has wealth management services like debt management solutions and comprehensive consultation services to evaluate client needs. Other options include advertising and marketing solutions, business consulting, and corporate benefits. Sovereign Assets has been in the industry for 10 years.

License Verified:

License: 19025360

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6751 North Sunset Boulevard, Glendale, AZ 85305
  • Life Insurance

Why choose this provider?

Intrepid Insurance is a Glendale-based company that extends its services to the Avondale metro. Its insurance agents help clients acquire life insurance plans that may protect them from financial losses caused by unforeseen events. They also offer other plans such as commercial, auto, recreational vehicle, and home insurance. President Brian Sullivan has been in the insurance industry for more than 15 years. His knowledge and experience have helped him to earn numerous awards from various insurance carriers.

License Verified:

License: 3000443059

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9299 West Olive Avenue, Peoria, AZ 85345
  • Life Insurance
  • Health Insurance

Why choose this provider?

Gilkey Insurance Group is an insurance agency near Avondale that offers insurance products to clients in the metro. The family-owned firm is managed by Antwan and Jessica Gilkey, insurance professionals with backgrounds in financial management for Fortune 500 companies. It offers life insurance products such as term life, whole life, and universal life insurance policies that cover financial burdens upon the policyholder's death. It also offers insurance plans for retirement, investment, as well as healthcare needs.

License Verified:

License: 3000467975

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2999 North 44th Street, Phoenix, AZ 85018
  • Life Insurance

Why choose this provider?

Cross Financial is an insurance brokerage in Phoenix that offers insurance services to clients in the Avondale metro. The firm is headed by Michael Cross, a certified financial planner with over 20 years of experience in the industry. It offers life insurance products, such as term life and universal life insurance plans, which provide financial compensation for losses, expenses, and death. It also offers coverage for long-term care, disability, hospitalization expenses, medical expenses, and unemployment.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3440 North 16th Street, Phoenix, AZ 85016
  • Life Insurance
  • Health Insurance

Why choose this provider?

United Insurance Consultants is a firm composed of insurance consultants that serve Avondale and surrounding areas. For the last 20 years, the firm has been focusing on helping employers craft employee benefits programs and assisting individuals with their health plans and home and auto personal insurance. Group life policies are available to serve the financial protection needs of employees and their families. These policies may include options for living benefits and financial planning services for beneficiaries.

License Verified:

License: 1800008004

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3821 East Indian School Road, Phoenix, AZ 85018
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Established by George A. Chittenden in 1972, The Chittendens is a life insurance company serving clients in the Avondale area. The company works with more than 2,000 agents across four states. It offers life insurance coverage that helps clients with their mortgage payments, family income replacement, and retirement funds. Its team also provides health, disability, long-term care, and annuity products. Moreover, The Chittendens represents multiple insurance carriers, such as Prudential, Assurity, American National, and Lincoln Financial.

License Verified:

License: 1800004304

Arizona Department of Insurance and Financial Institutions

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2633 East Indian School Road, Phoenix, AZ 85016
  • Life Insurance

Why choose this provider?

LifeBrokers has been serving businesses and individuals in the community of Avondale and its surrounding areas for more than 20 years. The company offers insurance products that include disability, life, long-term care benefit solutions, and annuities. Its team is a roster of specialists that has a combined industry experience of 145 years. They assist clients with back-office support and turn-key case management. In addition, LifeBrokers also creates an illustration of the client's health risk assessment to obtain an accurate quote.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1050 West Washington Street, Tempe, AZ 85281
  • Life Insurance
  • Individual Plans
  • Group Plans

Why choose this provider?

Serving businesses and individuals in Avondale, Lovitt & Touche is a company providing risk management and insurance coverage options. It connects clients to life insurance, long-term care insurance, disability insurance, and key person insurance products. The company also offers small business insurance plans, including umbrella and excess coverage, property and liability insurance, employment practices liability insurance, professional liability insurance, and workers’ compensation insurance. Lovitt & Touche was established in 1911.

License Verified:

License: 6728113

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.7
Yelp
3.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • What are the advantages of including a waiver of premium rider in your Avondale life insurance policy?

    This rider may provide you with the assurance that your beneficiaries will be taken care of even if you sustain a serious injury, become disabled, or suffer a critical illness in the future and are unable to pay your premiums. It exempts you from having to pay your life insurance premiums if this occurs while your policy is still active. Your Avondale insurance beneficiaries can still receive the policy's cash value and death benefit.

  • Do policyholders in Avondale get a grace period for missing a premium payment?

    Yes, insurance companies in Avondale are required by Arizona Revised Statutes Section 20-1203 to provide policyholders with a 30-day grace period after a missed premium payment. If you do not pay the overdue premium within this time frame, the policy will be canceled. If you file an insurance claim during the grace period but before paying the unpaid premium, the amount of the premium will be deducted from the claim payment.

  • What happens to the insurance policies of spouses who are going through a divorce in Avondale?

    If the insurance policies were purchased while the spouses were married, they will be considered community property and divided during the divorce in Avondale. The court will first determine the potential surrender value of the policy. The final division may be determined by a number of factors, including the beneficiaries, the intended purpose, and the policy type. For example, the court may allow a spouse to keep sole ownership of a policy purchased to care for an ailing parent.

  • Why is it a good idea to purchase a child life insurance for your kid in Avondale?

    Being insured at a young age reduces the risk of becoming uninsurable later in life if they contract an illness. If you experience the tragedy of child loss, the policy will relieve financial strain by covering funeral expenses and lost work income while you grieve. In Avondale, look for a child life insurance policy that builds cash value at a consistent rate. Your child can borrow against or withdraw the accumulated cash for future personal use.

  • What happens to your life insurance benefits if the insurer stops their operation in Avondale?

    Your beneficiaries can still receive your death benefit, but only up to a certain amount. This will be made possible by the Arizona Life and Disability Insurance Guaranty Fund, which was established to compensate policyholders of insolvent insurance companies. Regardless of your policy limits, the Fund will only pay up to $300,000 in death benefits and $100,000 in cash surrender value. To qualify, your Avondale insurer must be licensed in the state and your outstanding premiums must be paid.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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