Best Renter's Insurance Companies in Jonesboro

Frequently Asked Questions

• What is covered by the additional living expenses coverage of a renters' insurance policy in Jonesboro?

  If a covered occurrence renders your rented apartment uninhabitable, additional living expenses coverage, sometimes known as loss of use under renters' insurance in Jonesboro, covers your temporary living costs. Generally, higher living costs can cover the following costs: higher food and transportation costs; storage for personal belongings; laundry services; temporary lodging in hotels or other rented apartments; pet boarding fees; and additional fees for utilities or internet access.

• Are above-ground pools covered by Jonesboro renters' insurance policies?

  If the pool was installed and bought by the landlord, then personal liability coverage for above-ground pools will usually be included in your Jonesboro renters' insurance policy. Personal liability coverage assists in protecting your financial interests by covering property damage if you cause the swimming pool to collapse and the water ruins nearby property. If you are at fault and someone gets hurt while using the pool, liability coverage covers the expense of their medical care and potential legal fees.

• Is it feasible to make changes to your Jonesboro renters' insurance policy after you buy it?

  Once you've bought renters' insurance in Jonesboro, you are allowed to make changes to your coverage. You have the option to purchase new coverage, cancel an existing policy, add more insureds, include interested parties, add scheduled coverage to valued objects, and update your payment information. Remember that changing your coverage may impact your monthly premium.

• In what situations does Jonesboro renters' insurance not cover locksmith expenses?

  Your renters' insurance in Jonesboro will not pay for the expense of a locksmith if you just misplaced your keys and locked yourself out of your flat. Additionally, in the event that a break-in results in damage to your door or door lock, your landlord's insurance, not your renters' insurance, will cover locksmith costs.

• What section of your Jonesboro renters' insurance policy will your pet be included in?

  Since pets are not regarded as personal belongings, they will typically be covered under the liability component of your Jonesboro renters' insurance policy. In this case, you would likely receive compensation if your pet injures someone while they are in your rental unit or if it causes damage to any property. Renters' insurance is unlikely to pay for typical damage, like scuffed furniture or discolored carpets.