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2024

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Best Local Car Insurance Agencies in Tuscaloosa, AL

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Tuscaloosa Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

61Reviewed

39Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1120 Queen City Avenue, Tuscaloosa, AL 35401
WebsiteLicense: 3000737468

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Pritchett-Moore Insurance, Inc., is a multi-line insurance company that has been serving the Tuscaloosa metro area and surrounding communities for more than 85 years. Established in 1984, the locally owned agency assists residential and commercial customers secure themselves and their vehicles from potential risks with an auto insurance policy. Its independent insurance agents work with multiple carriers to create a customized policy for their client's needs. Some of the basic coverage options they offer include liability, physical damage, and medical payments.

  • Bundling Option

2201 Paul William Bryant Drive, Tuscaloosa, AL 35401
WebsiteLicense: 156846

Expertise.com Rating

Review Sources

Google
4.0 (5)
Facebook
5.0 (3)

Why choose this provider?

Capstone Insurance writes policies for automobiles for its clients based in Tuscaloosa. Depending on a customer's needs, the coverage can include protection from theft, vandalism, collision, fire, flood, or hurricane, as well as medical and legal expenses from injury and damages. Other products are also offered, including homeowners', renters', commercial, and recreational vehicle insurance. It is a locally owned independent agency with nearly 30 years of industry experience and more than 28 insurance providers.

  • Multiple Carriers

2600 6th Street, Tuscaloosa, AL 35401
WebsiteLicense: 34853

Expertise.com Rating

Why choose this provider?

Amy Corbin is a State Farm insurance agent that has been providing car insurance policies to clients in Tuscaloosa for 15 years. Her team provides personal and commercial insurance for cars and trucks along with policies for motorcycles, classic cars, antique cars, and vehicle fleets. Corbin's agency has been awarded the State Farm Ambassador Award and State Farm Honor Club. The team also serves Northport and surrounding areas in West Alabama.

  • Multiple Carriers

2105 Jack Warner Parkway, Tuscaloosa, AL 35401

Expertise.com Rating

Review Sources

Google
4.4 (16)

Why choose this provider?

The Insurance Center is an insurance agency that was started in 1957 by Hugh Prescott. The insurance agency offers personal and business insurance in its locality. Their personal insurance includes auto, health, home, and life. Under its auto insurance, one can avail of collision, rental car, and comprehensive coverage. Its business insurance solutions include workers' compensation, business owners' policies, errors & omissions, general liability insurance, and commercial auto. The agency aims to provide tailor-fit insurance programs for its clients' needs.

  • Bundling Option

1712 Hackberry Lane, Tuscaloosa, AL 35401
WebsiteLicense: 78676

Expertise.com Rating

Review Sources

Google
5.0 (16)

Why choose this provider?

Baldo-Downs Insurance, LLC. upholds its tradition of helping clients protect their assets through offering a variety of personal and commercial insurance policies—including auto insurance. The auto insurance policy typically covers liability, collision, and comprehensive protection and can also cover medical payments, emergency road service, and uninsured motorist protection. Serving clients in Tuscaloosa and the surrounding areas since 1981, the agency represents reputable insurance carriers such as AmTrust Financial, Dairyland Auto, and Liberty Mutual Insurance.

  • Bundling Option

1806 6th Street, Tuscaloosa, AL 35401
WebsiteLicense: 79283

Expertise.com Rating

Review Sources

Google
4.3 (10)

Why choose this provider?

Fitts Agency, Inc. is a locally-owned insurance agency serving families and businesses in Tuscaloosa. Its logo of a blue whale represents its dedication to providing quality insurance solutions which creates a "whale of a difference." The firm gives clients the option to bundle home and auto insurance, which can help policyholders maximize their savings. Its professionals can also seek specialty insurance policies for farm owners and leaders of non-profit organizations who wish to protect their properties and assets.

  • RV & Motorhome

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Pritchett-Moore Insurance
1120 Queen City Avenue, Tuscaloosa, AL 35401
Capstone Insurance
2201 Paul William Bryant Drive, Tuscaloosa, AL 35401
Amy Corbin
2600 6th Street, Tuscaloosa, AL 35401
The Insurance Center
2105 Jack Warner Parkway, Tuscaloosa, AL 35401
Baldo-Downs Insurance, LLC
1712 Hackberry Lane, Tuscaloosa, AL 35401
Fitts Agency, Inc.
1806 6th Street, Tuscaloosa, AL 35401

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Can you add your teenage driver to your car insurance policy in Tuscaloosa?

    Yes, you can add your teenage driver to your car insurance policy in Tuscaloosa. However, they will not be eligible for multi-policy discounts. Teenage drivers can have their own teen car insurance and obtain driver training and good student discounts. They can also lower their insurance premiums by removing collision or comprehensive coverage if the value of their vehicles is low.

  • What is the average rate of car insurance in Tuscaloosa?

    In Tuscaloosa, the average rate of car insurance is $1,479 per year. The rate is more than the average rate in Alabama, which is $1,450, and cheaper than the national average, which is $1,548. However, insurance rates still depend on several factors, such as driver's credit scores, age, and marital status.

  • Can high-risk drivers in Tuscaloosa get coverage?

    Yes, high-risk drivers in Tuscaloosa can get coverage by having an SR-22. The form verifies that drivers have the minimum coverage required by Alabama law for their car insurance policy. Policyholders with DUI or DWI cases, too many at-fault accidents, and repeat offenses in a short period of time can have an SR-22.

  • If you hit a deer across the street and accidentally damage the fender of your car, can your car insurance in Tuscaloosa cover the damage?

    Yes, your comprehensive coverage in your Tuscaloosa car insurance can cover the damage if you accidentally hit a deer across the street. Through this type of coverage, your fender will be replaced as long as the repair cost does not exceed your vehicle's actual cash value and you pay your deductibles.

  • If your vehicle was hit by a truck and the driver ran away, can your car insurance in Tuscaloosa pay for your medical expenses?

    Yes, your car insurance in Tuscaloosa can pay for your medical expenses if you have uninsured motorist coverage. If the truck driver ran away and there were no witnesses, you can use your uninsured motorist coverage to have yourself treated. You must report to the police and file a hit-and-run report.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.