Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Montgomery

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Montgomery Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

78Reviewed

48Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
5167 Atlanta Highway, Montgomery, AL 36109
  • Multiple Policy Types

Why choose this provider?

AIA Insurance Agency is a Montgomery-based company that serves the local community and the neighboring cities. Its team of independent insurance agents assists clients in selecting renters' insurance that will protect them from theft, disaster, or vandalism. It offers coverage for personal possessions, additional living expenses, and liability protection. AIA Insurance Agency also provides home, auto, business, and life insurance coverage that suits the unique situation and financial goals of individuals, families, and commercial establishments.

License Verified:

License: 79923

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (46)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4170 Carmichael Court, Montgomery, AL 36106
  • Multiple Carriers

Why choose this provider?

The Mitchell Agency is a company in Montgomery that offers renters' insurance to clients in the local metro. This type of insurance plan covers personal property damages caused by severe storms, fires, and other insured disasters. It also covers temporary rentals, restaurant meals, hotel bills, and other living expenses during the restoration of the property. In addition, renters' insurance includes rental property liability protection. The Mitchell Agency represents various insurance providers, including Endorsed Local Providers, Safeco Insurance, The National Security Group, and American Modern Insurance Group.

License Verified:

License: 466692

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (291)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2531 Bell Road, Montgomery, AL 36117
  • Multiple Carriers

Why choose this provider?

Clay Carroll offers insurance coverage to individuals, families, and businesses in Montgomery and the surrounding areas. He started his career in the insurance industry in 2008, providing health, life, auto, home, and business insurance, in addition to annuities and banking services. Carroll also handles renters' insurance, which includes personal property and liability coverage. In addition, he has received various awards from State Farm, including being a part of the Honor Club. Carroll is also a supporter and a member of the YMCA.

License Verified:

License: 490867

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (72)
Facebook
4.8 / 5 (17)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
75 Market Place, Montgomery, AL 36117
  • Multiple Policy Types

Why choose this provider?

Shaw Insurance Agency is a local insurance provider based in Montgomery. It works closely with families, individuals, and business owners to help find the right insurance package that meets specific financial needs. Its insurance agents represent several insurance carriers, such as Travelers, Progressive, Foremost, and American Strategic Insurance. They have renters' insurance policies that protect valuables against natural disasters, fire, theft, and vandalism. In addition, other products available include workers' compensation benefits, auto, and homeowners' insurance.

License Verified:

License: 726440

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1514 Mulberry Street, Montgomery, AL 36106
  • Multiple Policy Types

Why choose this provider?

Dozier Insurance Agency, established in 2005, has been providing services to families, individuals, and businesses in Montgomery and its surrounding communities. The agency specializes in auto, home, life, and commercial business insurance products. It provides renters’ insurance coverage that guards against fire, storm, and theft. It also offers group health, workers’ compensation, commercial vehicle, and professional liability insurance products for businesses. Other products, including fixed annuities, special event coverage, and wedding insurance, are also available.

License Verified:

License: 474270

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • How can you determine how much coverage you should have in your Montgomery renters' insurance policy?

    To determine the precise amount of coverage you require in your Montgomery renters' insurance policy, you should create a home inventory that includes a list of all of your possessions and the prices you have paid for each one. Using a home inventory list to determine the precise amount of personal property insurance you require will ensure that you are not overpaying for extra coverage. This list will also be helpful if you need to file a claim.

  • Why do Montgomery landowners require renters' insurance?

    Montgomery landlords require renters' insurance for a variety of reasons. First, they must protect their investment. Another reason is that it ensures that the landlord is not held liable for their tenants' personal belongings. If the tenant is required to insure their property, it is clear that they are the only ones who are responsible for it.

  • Do your high-value possessions raise the cost of your renters' insurance in Montgomery?

    Yes, keep in mind that the total cost of your personal belongings will determine the amount of your renters insurance in Montgomery, so the value of your expensive items will have a significant impact on your premiums. To cover pricey items such as jewels or engagement rings, you may need to add an insurance rider to your policy, as your renters' insurance provider frequently has sub-limits on such items.

  • Will you be protected by your Montgomery renters' insurance policy if someone is injured in your rental property?

    Yes, the liability coverage of your renters' insurance policy in Montgomery will cover the costs of treating guests or employees injured on your rental property. Your renters' insurance policy will also cover the cost of your legal defense if the person who was harmed files a lawsuit against you.

  • Does your Montgomery renters' insurance premium depend on where your rental home is located?

    Yes, the location of your rental property influences your renters' insurance premium in Montgomery. Insurance costs may be higher for properties in areas with higher cost of living, higher crime rates, or more frequent natural disasters. Residences in less dangerous neighborhoods, on the other hand, may have lower insurance costs.

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