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Best Renter's Insurance Companies in Mobile

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Mobile Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



5Top Picks

Learn about our selection process.


featured provider = Featured Provider

800 Downtowner Boulevard, Mobile, AL 36609
WebsiteLicense: 79992 Rating

Review Sources

4.0 (104)

Why choose this provider?

For over 30 years, All Risk Agency has been operating from Mobile and offering clients all over Baldwin Country its insurance products. Its renters' and homeowners' policies have mobile home coverage. In addition, vacant properties can be covered under its property insurance plans. Meanwhile, included in its list of insurable vehicles are commercial automobiles, motorcycles, RVs, ATVs, and boats. It also has personal auto insurance plans, as well as business and general liability insurance programs.

  • Multiple Policy Types

3216 Dauphin Street, Mobile, AL 36606
WebsiteLicense: 761531 Rating

Review Sources

3.0 (7)

Why choose this provider?

Roberts Insurance LLC is a team of independent agents that handles the insurance needs of the residents in Mobile and the surrounding areas. Paul and Jonathan offer a variety of insurance services, such as auto insurance, renters' insurance, homeowners' insurance, life insurance, and Medicare plans. They serve as a local contact between the clients and multiple insurance companies. Paul brings over three decades of industry experience, while Jonathan is a newbie with a background in IT.

  • Multiple Policy Types

3986 Government Boulevard, Mobile, AL 36693
WebsiteLicense: 655228 Rating

Review Sources

4.0 (21)
5.0 (4)

Why choose this provider?

James Daigle is a State Farm Insurance agent who serves clients in and around Mobile. He has been with State Farm for 17 years and has worked with individuals and businesses. He provides auto, home, pet, and life insurance products. Additionally, the agent carries renters' insurance policies and business insurance plans. James supports the South Alabama Athletics and Spring College. He is also involved in different community outreach groups, including the Mobile Area Interfaith Conference and Little Sisters of the Poor.

  • Multiple Carriers

519 Azalea Road, Mobile, AL 36609
WebsiteLicense: 80051 Rating

Review Sources

4.0 (16)

Why choose this provider?

Millsaps & Associates offers renters' insurance options in Mobile. It provides protection for the renters' personal belongings and liability coverage for damages to the properties of the landlords and guests. Additionally, the agents from this firm have other offerings, such as business insurance, automobile insurance, retirement planning, and bonds. Millsaps & Associates has over 40 years of experience in the industry. It strives to alleviate clients' anxiety by delivering solutions that meet their preferences and requirements.

  • Multiple Policy Types

3700 Government Boulevard, Mobile, AL 36693
WebsiteLicense: 564331 Rating

Review Sources

4.0 (22)
5.0 (8)

Why choose this provider?

Bailey Agency Inc. is a full-service agency handling the insurance needs of individuals and businesses in the Mobile area. It provides renters' insurance products that cover personal items such as furniture, electronics, and jewelry. It will also provide coverage for accidental damage on someone else's property and medical expenses for an injury that occurred on the client's property. Nicole Andrews, an insurance agent at Bailey Agency, has been with the agency since it started in 1998.

  • Multiple Carriers


  • Do landlords in Mobile require their tenants to carry renters' insurance?

    In Mobile, some landlords stipulate that tenants must have renters' insurance as a part of their lease agreement. However, Alabama does not have a legal requirement for renters to carry insurance. Tenants are strongly advised to consider purchasing a policy to safeguard their personal belongings and their families in the event of natural disasters and unforeseen occurrences such as theft.

  • Can someone bundle renters' insurance in Mobile with other policies, like auto insurance?

    Yes, one may opt to combine renters' and auto insurance in Mobile by purchasing both policies from the same insurance company. Most insurance providers offer a bundling discount, also known as a multi-policy discount, to customers who purchase both policies at the same time and have numerous policies insured with them.

  • What does renters' insurance in Mobile cover?

    Basic renters' insurance in Mobile covers personal property damage, including furniture, clothing, and household items, within specific limits. It also includes additional living expense coverage, helping with costs like hotels and meals if someone can't stay in their apartment due to a covered incident. Lastly, it offers liability protection in case the resident is held responsible for guest injuries or damage, helping with legal and financial matters.

  • Are roommates automatically covered by renters' insurance in Mobile?

    In Mobile, if a roommate's name is not explicitly listed on the renters' insurance policy, they won't receive coverage in the event of a covered claim. Roommates will only be covered if their names are included as residents on the renters' insurance policy. Adding a roommate to the policy can typically be done by getting in touch with the renters insurance provider or an insurance agent.

  • Does renters' insurance in Mobile cover pets?

    No, renters' insurance in Mobile only extends liability coverage for pet owners. This means the coverage applies when a pet causes injury to someone else. Even though one might not anticipate their beloved pets causing harm, unfortunate incidents like dog bites can occur. Renters insurance offers a safety net to address potential expenses, whether they are related to medical bills or legal matters.

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