Best Credit Repair Companies in Mobile

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Credit Repair Companies FAQs

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Mobile, ALMobile, AL

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Mobile, ALMobile, AL

Website(859) 696-6010

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

3978 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2469 Eslava Creek Parkway, Mobile, AL 36606
Mobile, AL 36606
  • Credit Dispute

Serving the Mobile area and nearby communities, Ambassadors Financial Services is a company specializing in credit repair. The credit restoration company also offers tax preparation, financial planning, bookkeeping, tax refund estimation, and accounting services. The firm helps clients raise their credit scores and rebuild their credit by providing them with the necessary information and dealing directly with creditors and collectors. Clients can book a service online through the company's website.

2469 Eslava Creek Parkway, Mobile, AL 36606
Mobile, AL 36606

Website(251) 609-1265

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

6001 Grelot Rd Suite G, Mobile, AL 36609
Mobile, AL 36609
  • Credit Monitoring

Credit Divas is a credit restoration company that caters to clients in Mobile. The locally owned business offers credit education and a seven-step credit repair process. Its team assesses the client's financial situation and provides solutions tailored to their needs, preferences, and lifestyles. It also aids them in improving their credit scores to raise their chances of homeownership. Credit Divas allows clients to apply for its services online through the company website.

6001 Grelot Rd Suite G, Mobile, AL 36609
Mobile, AL 36609

Website(251) 660-1337

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

53 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

705 Oak Circle Drive East, Mobile, AL 36609
Mobile, AL 36609
  • Credit Monitoring
  • Credit Audit

Lifelines Counseling Services, Inc., is a Mobile-based multi-service company. Its scope of work ranges from credit counseling services, which include credit report reviews and debt management programs, to early childhood mental health counseling programs. In addition, the company offers online workshops that deal with topics such as bankruptcy, credit repair, and student loans. Lifelines Counseling Services is also affiliated with the National Foundation for Credit Counseling and the Alabama Department of Economic and Community Affairs.

705 Oak Circle Drive East, Mobile, AL 36609
Mobile, AL 36609

Website(251) 602-0909

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

11 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6300 Grelot Road, Mobile, AL 36609
Mobile, AL 36609
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

The Credit Laboratory is a credit repair company serving the community of Mobile. Its services include credit education and correction, credit building, personalized dispute solutions, case analysis, and case advisory. In addition, it provides clients with a track record that helps improve their credit scores, as well as 24/7 website access to check their case status and updates. The Credit Laboratory has years of experience in evaluating credit and guiding its customers. Moreover, it has been featured on Los Angeles Wire and Yahoo! Finance.

6300 Grelot Road, Mobile, AL 36609
Mobile, AL 36609

Website(251) 237-3700

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

19 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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