Expertise.com

Best Renter's Insurance Companies in Huntsville

2024

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Providers

Last updated:

Website
1644 Slaughter Road, Madison, AL 35758
  • Multiple Policy Types

Why choose this provider?

Wiley Insurance Agency employs two insurance agents who write policies for the people of Huntsville. Since 1992, it has been assisting local tenants in purchasing renters' insurance. In addition, the company handles a wide range of personal property insurance, including home, mobile home, condominium, farm, and vehicle insurance. The firm's owner, Roxy E. Wiley, earned the LUTCF designation. Wiley stays current on the latest in the insurance industry by attending continuing education courses and seminars.

License Verified:

License: 54927

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (18)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1505 Pulaski Pike Northwest, Huntsville, AL 35816
  • Multiple Policy Types

Why choose this provider?

Budget Insurance Agency is a renters' insurance agency that serves clients from Huntsville and its surrounding areas. The company offers renters' insurance with a wide range of coverage options, such as water damage from plumbing, fire damage, vandalism, lightning, and explosion. Other insurance policies are also available, including plans for businesses, motorcycles, recreational vehicles, houses, and workers' compensation. The firm represents various insurance carriers like Bristol West Insurance Group, National General Insurance, and Safeway Insurance.

License Verified:

License: 304781

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (118)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
2021 Clinton Avenue West, Huntsville, AL 35805
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

For the past 64 years, Insurance Market has been providing risk management solutions from its Huntsville location. The full-service brokerage offers assistance in a number of areas, including renters' insurance which protects against bodily injury or property damage claims. The insurance professionals review policies from more than 30 providers such as Travelers, Progressive, and Auto-Owners, allowing them to find coverages that match clients' specific needs. Insurance Market's team of agents has more than 200 years of collective industry experience.

License Verified:

License: 79828

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1017 Meridian Street North, Huntsville, AL 35801
  • Multiple Policy Types

Why choose this provider?

Jon Peters Insurance is composed of a team that provides solutions to different insurance problems of clients from Hunstville and the surrounding areas. The agency offers a wide range of insurance products such as hurricane, earthquake, auto, homeowners, renters, and condo. Their renters' insurance plans protect the client from financial loss in case of disasters like fire, accidents, or theft. Jon Peters, the agency's namesake and main agent, has over 20 years of experience in the industry.

License Verified:

License: 245784

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (76)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • How much will a renter in Huntsville pay for insurance?

    Renters in Huntsville will pay, on average, about $31 a month. This is slightly less than the state average of $35. However, the actual cost of renters' insurance will depend on the zip code, deductible, and coverage limit. Renters can also save on costs by buying their auto and renter's insurance from the same company.

  • Why does the insurance agent in Huntsville ask for some personal details when you ask for a quote?

    The insurance agent needs to know your details to determine your insurance score. Personal details include your age, name, date of birth, marriage status, and social security number. Your driver's license number and the names of the people you wish covered by the policy may be required. When you ask for a renters' insurance quote in Huntsville, the agent will also ask you what belongings you want covered and how much they cost.

  • If your car gets damaged at home in Huntsville, does the renters' insurance cover it?

    Not really. Renters' insurance does not cover the cost of car damage, but car insurance will. For example, if your car in Huntsville has been broken into, the cost of repairing the broken window will be covered by your car insurance. If your laptop inside has been stolen, the renters' insurance will pay for the replacement of your laptop.

  • In Huntsville, is there such a thing as retroactive coverage in renters' insurance?

    There is no such thing as retroactive coverage in renters' insurance. This means you cannot simply buy a policy after something happens and file an insurance claim to get such an event covered. For example, you cannot buy a policy after you lose your high-end mobile phone and file a claim to get the phone replaced. In Huntsville, the insurance policy is only effective after you purchase it.

  • Is a policy period the same as a grace period in a Huntsville renters' insurance policy?

    No. A policy period is the time period during which the policy can provide coverage. On the other hand, a grace period is the amount of time the insurance company must give before they terminate coverage should the policyholder fail to pay the monthly premiums. In Huntsville renters' insurance, the policy period is usually a year, while the grace period is 30 days.

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