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Best Life Insurance Companies in Huntsville

2024

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Providers

Last updated:

Website
9668 Madison Boulevard, Madison, AL 35758
  • Life Insurance

Why choose this provider?

Grier Insurance serves Huntsville clients through its varied selection of insurance products and solutions. These products include life and homeowners insurance for individuals as well as worker's compensation and professional liability insurance for businesses. The agency's insurance professionals take a consultation-based approach when working with clients to understand their financial situations and needs. As an independent insurance agency, Grier Insurance utilizes its understanding of the clients' needs when shopping for insurance policies from multiple carriers that fit their specific requirements.

License Verified:

License: 237598

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (33)
Facebook
4.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3311 Bob Wallace Avenue Southwest, Huntsville, AL 35805
  • Multiple Policy Types

Why choose this provider?

Tobias Kelley is a Huntsville-based insurance agent who has been in the industry since 2011. His first seven years as a State Farm representative taught him enough about insurance and products such as life, auto, home, and health insurance to train and mentor other insurance representatives. He is also knowledgeable in property and business insurance policies. Tobias is a member of the Chamber of Commerce. Since he began in the business, he has strived to provide clients with an exceptional experience through his work.

License Verified:

License: 494936

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (71)
Facebook
5.0 / 5 (10)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2021 Clinton Avenue West, Huntsville, AL 35805
  • Life Insurance

Why choose this provider?

Insurance Market is an independent insurance agency that serves clients in Huntsville. It offers life insurance policies that provide financial security to dependents in the event of death. Working with several insurance carriers that include Progressive, The Hartford, and Safeco Insurance, the agency covers other types of insurance products for pets, cars, homes, and businesses. Insurance Market was founded in 1957, with a team that carries more than 200 years of combined insurance experience.

License Verified:

License: 79828

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1060 Winchester Road Northeast, Huntsville, AL 35811
  • Life Insurance

Why choose this provider?

Life Line Insurance Consultants is a life insurance firm that serves clients from Huntsville and the surrounding areas. The agency provides a wide range of life insurance across whole life, term life, and universal options. Some of its insurance carriers include Cigna, Southland, Humana, and National General Insurance. Health insurance like Medicare and disability plans are also available. Life Line Insurance Consultants has been providing insurance solutions to the community for more than 30 years.

License Verified:

License: 37250

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2400 Bob Wallace Avenue Southwest, Huntsville, AL 35805
  • Individual Plans
  • Life Insurance

Why choose this provider?

Founded in 1991, Burkett & Associates Insurance Agency, Inc., is an independent insurance agency that provides life insurance such as term life insurance and permanent life insurance in Huntsville. Other personal insurance products it offers include auto insurance, boat insurance, homeowners' insurance, flood insurance, and umbrella insurance. It also caters to business insurance such as business owners' policy, workers' compensation insurance, and general liability insurance. Burkett & Associates Insurance Agency represents multiple insurance companies including National General Insurance, MetLife, and Progressive.

License Verified:

License: 82332

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
201 Washington Street Northeast, Huntsville, AL 35801
  • Life Insurance

Why choose this provider?

Located in Huntsville, Fountain Parker Harbarger & Associates, LLC is an independent insurance agency that has been serving the entire state of Alabama for almost a century. It offers life insurance plans for families. Other personal insurance products include homeowners' insurance, renters' insurance, umbrella insurance, and auto insurance. Principal Mark Harbarger is a Certified Insurance Counselor who has been working in the insurance industry for almost 25 years. He is a member of the Huntsville Chamber of Commerce.

License Verified:

License: 79647

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (8)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4040 Balmoral Drive Southwest, Huntsville, AL 35801
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance
  • Permanent Life Insurance Policy

Why choose this provider?

Rocket City Insurance Group is an independent insurance agency that serves clients in Huntsville. It offers term and whole or permanent insurance policies, which are designed to pay a benefit when an insured person dies. It is also familiar with the variations of the types of whole life insurance offered in Alabama, which include traditional whole life, universal life, and variable universal life. Rocket City Insurance Group works with various insurance companies, including MetLife and The Argos Group.

License Verified:

License: 158209

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (161)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
33 Golfview Drive Northeast, Arab, AL 35016
  • Life Insurance

Why choose this provider?

With over 50 years of combined experience, Karri Willis Insurance has been helping the community of Hunstville and its surrounding areas find solutions for their insurance needs. It helps clients understand the different life insurance policies from its trusted carriers. The agency also offers auto insurance from 30 different carriers as well as homeowners insurance packages and supplemental policies. It also helps businesses of various sizes protect their investments by finding the best insurance plan to match their needs.

License Verified:

License: 178603

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8121 Madison Boulevard, Madison, AL 35758
  • Group Plans
  • Life Insurance

Why choose this provider?

Serving the Huntsville area, Peck-Glasgow is a team of professionals that can assist clients with their life insurance needs. Its life insurance plans include term life insurance, whole life insurance, and a combination of term and whole life insurance. It also provides other personal and business insurance plans, including home, auto, renters', commercial vehicle, workers' compensation, and general liability insurance. It has offices in Decatur, Alabama, Madison, Hartselle, and Moulton. Peck-Glasgow was founded by James Elliotte Peck in 1922.

License Verified:

License: 79227

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (11)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1905 Veterans Drive, Scottsboro, AL 35769
  • Life Insurance

Why choose this provider?

Goggans Insurance is a family-owned and operated independent agency offering life coverage for clients in Huntsville. Its provided options include individual, group, long-term care, and disability insurance. It also offers mortgage protection insurance, second-to-die-policy, and key person insurance. Other offered personal insurance lines include auto, homeowners, recreational vehicle, and farm coverage. In business since 1987, Goggans also serves communities in areas such as North and South Fort Payne, Rainsville, and Scottsboro. Its carriers include Progressive, Allstate, Liberty Mutual, and Nationwide.

License Verified:

License: 190596

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (19)
Facebook
4.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1878 Jeff Road Northwest, Huntsville, AL 35806
  • Life Insurance

Why choose this provider?

Candi Williams is a local State Farm insurance agent that has been serving clients in Huntsville and the neighboring communities for more than a decade. She offers life insurance plans with universal, term, and whole life options. Candi also carries other products including business, homeowners', health, pet, and auto insurance plans. Banking services, annuities, and mutual funds are also available. Candi and her team strive to provide personalized services by being reliable during unexpected events.

License Verified:

License: 418631

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (36)
Facebook
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7619 Highway 72 West, Madison, AL 35758
  • Life Insurance
  • Health Insurance

Why choose this provider?

Amanda Suciu is a State Farm insurance agent serving clients in Huntsville and the neighboring communities. With previous experience in leadership and claims, she offers life insurance products with coverage options such as universal, term life, and whole life. Insurance plans for health, homes, pets, auto, and businesses are also available. Amanda has been with State Farm for nearly a decade. She is a Chartered Life and Chartered Property Casualty Underwriter. She is also an Associate in Risk Management.

License Verified:

License: 792173

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (25)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
3013 Bob Wallace Avenue Southwest, Huntsville, AL 35805
  • Life Insurance
  • Health Insurance

Why choose this provider?

American Insurance Agency has been serving individuals and businesses in Huntsville and nearby areas since 1981. The independent company provides a wide range of insurance products, including life, health, automobile, motorcycle, homeowners', and commercial insurance. It also offers its customers renters', flood, recreational vehicle, watercraft, boat, and windstorm insurance. American Insurance Agency represents many different insurance carriers, such as Progressive, National General, and The Hartford, to ensure its clients get the appropriate coverage that matches their particular needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (74)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What happens if the Huntsville insurance company is unsure who should receive life insurance benefits?

    An insurance company can file an interpleader action if it is unsure who should receive life insurance benefits. They are admitting that they have money that is not theirs and owe it to a third party by doing so. It also demonstrates the insurer's willingness to pay the proper party and the absurdity of charging them with bad faith.

  • What is the grace period for life insurance payments in Huntsville?

    Any additional premium payments for Huntsville life insurance policies must be made within a grace period of 30 days, one month, or, at the insurer's discretion, not less than 30 days. According to Section 27-15-3 of the Alabama Insurance Code, the policy must remain in full force during this grace period.

  • Does having a pre-existing ailment prevent someone from getting coverage in Huntsville?

    The Affordable Care Act forbids health insurance providers in Huntsville from refusing customers or raising premiums solely because they have a pre-existing condition or a medical issue that existed prior to the start date of new coverage. Insurance companies, including Medicaid and the Children's Health Insurance Program (CHIP), are prohibited from denying coverage or charging higher premiums based solely on a person's health condition.

  • Can a pregnant person in Huntsville be turned down for a life insurance policy?

    No, people in Huntsville cannot be denied or charged more for life insurance because they are pregnant. After enrollment, pregnancy and childbirth are covered beginning on the first day of the plan's effective date. Furthermore, having a child qualifies an individual for a Special Enrollment Period, which allows them to enroll in or switch healthcare plans outside of the regular annual Open Enrollment Period.

  • What happens if a named beneficiary in Huntsville is discovered to have killed the life insurance policyholder on purpose?

    If someone in Huntsville intentionally and unlawfully kills the owner of a life insurance policy naming them as a beneficiary, they will not be able to receive any benefits from that contract. Instead, the benefits will be applied as if the murderer died before the victim, as specified in Alabama's Slayer Statute.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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