Best Mortgage Brokers in Hoover

David Karcher is a mortgage professional who has been in the industry since 1998. He has helped over 1,000 clients in the Hoover community, ranging from adults, children, and seniors to advisors and real estate professionals. He also holds the title of the Reverse Mortgage Guru. Karcher conducts mortgage transactions under SimpleReverse Lending, addressing the needs of people looking to pay for in-home health care, refinance their loans, retire an existing mortgage, supplement their income, and improve their cash flow.

Michael Bailey is the owner and loan officer of Michael Bailey Mortgage, LLC. He offers advice to residential property owners and home purchasers in Hoover through his email newsletters that discuss a variety of borrowing factors, such as property risks, price lists, and homebuying considerations. He educates homebuyers on how they can save money through various considerations, including personal finance goals, real estate trends, and market conditions, as well as mortgage rate levels. His company is headquartered in Birmingham.

MortgageBanc is a local mortgage lender that caters to clients in and around Hoover. It offers a range of loan products, from conventional loans, FHA, USDA, VA, and jumbo loans, to reverse mortgages. It provides physician and renovation loan mortgages, refinancing loans, and fixed-rate and adjustable-rate mortgages. MortgageBanc is a Birmingham-based branch of Fairway Independent Mortgage Corporation and has been in the industry since 2003. Its team has over 100 years of combined experience in the mortgage industry.

MortgageRight Birmingham is a direct lender that serves Hoover. It shares its expertise in conventional, jumbo, USDA, and FHA mortgages with clients who are buying a new home. The company comprises over 10 loan officers who also assist homeowners in refinancing loans to pay off mortgages within a shorter period or cash out on equity for remodeling or education funding purposes. One of MortgageRight's founders, Joe Meadow, is a former US Army soldier who helps fellow veterans become homeowners through VA loans.

Nick Fowler is a mortgage broker serving Hoover and nearby locations. He is licensed to practice in Alabama, Florida, and Tennessee. Fowler helps clients apply for a reverse mortgage, a loan option for seniors which allows homeowners to convert their home equity into cash without monthly mortgage payments. Other options include 203K, USDA, fixed-term, and FHA loans. He is a first-time home buyer and experienced home investor who was recently named one of Alabama's Top 20 mortgage brokers.

NMI Mortgage Funding, LLC., offers various loan options to clients based in Hoover. The company has FHA loans for first-time homebuyers with challenging credit ratings and reverse mortgages fit for the aging members of the community. Products are available for homeowners undertaking home-improvement projects to raise energy efficiency. The team also refinances current obligations for various needs, such as tuition funds and debt consolidation. NMI Mortgage Funding has ties with more than 100 program providers catering to ordinary residents and real estate investors.

Nu Source Lending Mortgage Corporation caters to clients across the Hoover metro and the surrounding areas. Its team focuses on helping individuals and families purchase homes suitable for their personal interests and financial goals by offering mortgage loan programs. These options include VA, USDA, FHA, and conventional loans. In addition, it offers assistance to clients wishing to apply for construction, mobile home, and rehab loans. Refinancing services are also available. The company has been operating since 2007.

Sean Hentz is a consultant at Prosperity Home Mortgage, LLC. He assists Hoover homebuyers and homeowners with the loan and refinancing process. The agent responds to various mortgage concerns, such as mortgage payment settlement, home equity access, private mortgage insurance matters, difference between adjustable and fixed rates, pre-qualification and pre-approval comparison, and down payment queries. Prosperity Home Mortgage aims to assist individuals and communities through lending solutions that match client needs. Sean is a mortgage loan originator with over two decades of finance expertise.

Teacha Davis is a mortgage banker from LeaderOne Financial Corporation who serves individuals, couples, and families in and around the Hoover metro. She handles matters related to residential home loans for real estate purchases and refinances, helping match clients with loan products that suit their particular needs. The options include FHA, VA, USDA, conventional, and jumbo mortgages. The company has been operating since 1992 and provides financing for approximately $2 billion in mortgages annually for new and existing homes.

The Hutson Company handles the needs of home buyers and owners and real estate professionals in the Hoover metro and the surrounding locations. The company offers customers different types of mortgage products, which include home purchase mortgage loans for new and existing homes and refinance loans for existing mortgages. These loan programs include conventional, FHA, USDA, and VA loans. The Hutson Company has been assisting clients to navigate the home-buying process for more than three decades.

The Mortgage Soldier is a veteran-owned firm that caters to individuals and families around Hoover. It is headed by Joe Meadow, an advocate for veteran homeownership who provides retired military personnel with loans that cover their goals involving new home purchases. He uses his knowledge and understanding of lending requirements and factors to guide potential applicants as they navigate each step of the mortgage process. Throughout his career in the industry, he has closed more than 500 VA loans.