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Best Mortgage Refinance Companies in Anchorage

2024

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Website
4300 B Street, Suite 203, Anchorage, AK 99503
  • Reverse Mortgages

Why choose this provider?

C2C Mortgage LLC provides loan options to residents in Anchorage and nearby areas who want to consider refinancing. These include USDA, VA, FHA, and jumbo loans. The firm also offers adjustable- and fixed-rate mortgages. Customers can receive loan options tailored to their specific needs by completing the home refinance analysis request form on the company's website. C2C Mortgage LLC seeks to simplify the mortgage refinancing process by assisting borrowers in understanding the differences between loan programs.

License Verified:

License: 2010048

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3801 Centerpoint Drive Suite 100, Anchorage, AK 99503
  • New Construction

Why choose this provider?

Homestate Mortgage Company helps homeowners in Anchorage and those from nearby areas with their refinancing needs. Its staff helps clients who want to reduce their monthly payments, get a shorter term, or take out cash for home improvement by educating them to make informed decisions. The firm offers conventional, VA, FHA, RD, HUD 184, and jumbo loans. Company president John Carman started as a full-time mortgage loan originator in 1994. Two years after, he founded Homestate.

License Verified:

License: 189191

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (66)
Facebook
4.8 / 5 (63)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2851 E Palmer-Wasilla Hwy., Unit 7, Wasilla, AK 99654
  • New Construction

Why choose this provider?

Amanda Jensen is a loan agent that assists residential property buyers in Anchorage and the surrounding areas with their mortgage concerns. She helps home buyers get pre-approved for financing by guiding them in the loan application process either via phone or online. She also offers refinancing options for those who want to get better loan terms. In addition, Jensen provides solutions for clients who want to purchase a bigger house or use it to generate income.

License Verified:

License: 1251279

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (34)
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1577 C Street Suite 101, Anchorage, AK 99501
  • Reverse Mortgages

Why choose this provider?

Mortgage Brokers of Alaska is a locally owned and operated business that helps people in Anchorage and nearby areas purchase or refinance their homes. The mortgage company provides its borrowers with loan programs such as USDA, FHA, VA, and jumbo options based on their property goals. It also offers fixed-rate, interest-only, graduated payment, and adjustable-rate mortgage options. The business aims to familiarize its clients with different types of home loans and help them make informed decisions.

License Verified:

License: 1708957

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (58)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4300 "B" Street, Ste. 301, Anchorage, AK 99508
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Guaranty Mortgage Service, Inc., aims to make a difference in people's loaning experience. It assists borrowers with existing mortgages by providing them with refinancing opportunities. It devotes its time to finding beneficial options, such as programs with adjustable rates and payment periods, intending to relieve clients from financial strain. The company also accommodates veterans and those with credit problems. Jackie Toppin, its president, founded the Anchorage-based firm in 1977 and has helped over 5,000 families have homes.

License Verified:

License: 50092

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (23)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11900 Industry Way, Unit M-5, Anchorage, AK 99515
  • New Construction

Why choose this provider?

Raven Mortgage serves prospective homebuyers in the Anchorage metro, guiding them through the loan application process and helping them find the mortgage that suits their financial goals. It assists individuals with existing loans to find lower interest rates, better terms, and more favorable repayments through its refinancing services. The agency offers FHA, VA, USDA, Jumbo, and conventional fixed-rate and adjustable-rate loans. Raven Mortgage is certified by the NMLS and offers equal housing opportunities to its customers.

License Verified:

License: 1783683

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3150 C Street Suite 150, Anchorage, AK 99503
  • New Construction

Why choose this provider?

First Rate Financial is a home loan and refinancing company in Anchorage. The brokerage assists home buyers in acquiring the right mortgage loan for the property they wish to purchase. It offers VA home loans, and also serves mortgage refinancing solutions that help clients lower their monthly mortgage and pay it off faster. A first-time home buyer mentioned in a review that First Rate Financial has walked them through the entire buying process and closed the purchase ahead of schedule.

License Verified:

License: 184451

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (74)
Facebook
4.8 / 5 (68)
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How does inflation affect mortgage rates in Anchorage?

    During inflation, the Federal Reserve (Fed) would increase its interest rates to counter the increasing prices of goods or services. Although the Fed does not directly set mortgage rates, it indirectly influences borrowing costs on loans, pushing them upward. This means that mortgage loans in Anchorage are likely to increase whenever the Fed increases its rates due to inflation.

  • What are some reasons that individuals choose to refinance their mortgage in Anchorage?

    One of the most common reasons individuals choose to refinance their mortgage loans is when their current monthly mortgage payment is too high. A spike in interest rates can also push one to consider mortgage refinancing. Another reason mortgage refinancing can help individuals in Anchorage be free from their loans in a shorter time. Additionally, it may help a borrower save money in the long run.

  • Is mortgage refinancing worth it if it is only 2% lower than one's current loan rate in Anchorage?

    Yes. Even if the mortgage refinancing terms are merely 2% lower than your current loan rate in Anchorage, it remains an appealing option. Any option that allows you to trim your monthly mortgage payments can be worth it. For example, your loan payment is $15,000 ($150,000*10%). An 8% mortgage refinancing rate would mean you could save up to $3,000 monthly.

  • Can you sue a lending company in Anchorage that refuses to offer mortgage refinancing to a couple because they are African-Americans?

    Yes. When it comes to the rental, sale, financing, and insurance of housing, the Federal Fair Housing Act and the Anchorage Municipal Code safeguard the equal rights and opportunities of all individuals. This means a lending company cannot refuse to offer mortgage refinancing options to an African-American couple in Anchorage based solely on their race.

  • Can a lending company refinance a mortgage loan twice a year in Anchorage?

    It depends. Under Alaskan laws, a covered person, including mortgage licensees, cannot refinance a mortgage loan within a year from the date when a loan was closed. This rule, however, does not apply if mortgage refinancing would make paying off the debt easier for a borrower in Anchorage.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.