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Best Mortgage Brokers in Anchorage

2024

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Providers

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Website
4300 B Street, Anchorage, AK 99503
  • Refinance

Why choose this provider?

C2C Mortgage LLC is a team of mortgage brokers that provides financing options for homebuyers in Anchorage. They help clients apply for various loan programs, including 15-year and 30-year fixed mortgages and FHA, USDA, and VA loans. Furthermore, the home loan specialists help homeowners lower their mortgage interest rates through refinancing. C2C Mortgage is headed by Michelle Sas, who specializes in mortgage underwriting, negotiation, management, and team building. She has been underwriting home loans since 2013.

License Verified:

License: 2010048

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (13)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3150 C Street, Anchorage, AK 99503
  • Refinance

Why choose this provider?

Barclay Roeder is a mortgage consultant with First Rate Financial in Anchorage who serves residents and families in the metro. The broker specializes in various residential mortgages, including mortgages for first-time homebuyers, move-up buyers, VA home loans, and income property. He also helps clients looking to refinance their current mortgages, lower their monthly payments, eliminate mortgage insurance, pull cash out to pay off other debts, or make home improvements. Barclay has been working with the company since 2013 and has been among the top 10 mortgage professionals by volume in the Anchorage area.

License Verified:

License: 1170412

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)

Website
1400 West Benson Boulevard, Anchorage, AK 99503
  • New Construction
  • Refinance

Why choose this provider?

Academy Mortgage Corporation is a brokerage firm that serves Anchorage and the nearby communities. It offers loan options for first-time home biuyers or people looking to refinance. Some of the products it offers are FHA home loans, conventional mortgages, VA loans, renovation loans, jumbo mortgages, and reverse mortgages. The company is also active in giving back to the community — both at home and abroad. Academy Mortgage Corporation partners with several organizations that host projects for the homeless, children, and other disadvantaged groups.

License Verified:

License: 3113

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (142)
Google
4.0 / 5 (23)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1577 C Street, Anchorage, AK 99501
  • Refinance

Why choose this provider?

Mortgage Brokers of Alaska is a family business that provides lending solutions for the purchase and refinancing of homes in Anchorage. The locally-owned firm provides customized service that enables its mortgage professionals to assess the clients' financial situation and offer a loan program compatible with their needs. It offers fixed-rate, graduated payments, interest-only, and adjustable ARM mortgage options. For its loan programs, it offers FHA, VA, USDA, and jumbo options. It also offers asset-based and fix & flip loans.

License Verified:

License: 1708957

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (44)
Yelp
5.0 / 5 (1)
Zillow
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
617 South Knik-Goose Bay Road, Wasilla, AK 99654
  • New Construction

Why choose this provider?

Primary Residential Mortgage, Inc., is a brokerage that serves Anchorage and the surrounding areas. It offers several home loan options, such as jumbo, VA, FHA, USDA rural development, and conventional loans. The company also assists clients with different ranges of credit ratings, helping them take advantage of mortgage programs that give out loans to people with a credit rating as low as 500. In addition, Primary Residential Mortgage assists first-time homebuyers in utilizing government-insured loans.

License Verified:

License: 3094

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
100 Calais Drive, Anchorage, AK 99503
  • New Construction

Why choose this provider?

Residential Mortgage, LLC, caters to first-time and repeat buyers and homeowners looking to refinance. The Anchorage-based company offers adjustable- and fixed-rate mortgage, FHA, HUD 184, VA, and USDA Rural Development loans. As an AHFC-approved lender, it also carries a variety of financing options for approved properties in Alaska. Its mortgage loan originators guide clients through the lending process—from pre-qualification to underwriting and closing—to help them make informed decisions. Since its founding in 1998, Residential Mortgage has supplied over 65,000 loans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Zillow
4.5 / 5 (99)
Google
4.4 / 5 (23)
Facebook
5.0 / 5 (17)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3150 C Street, Anchorage, AK 99503
  • New Construction
  • Refinance

Why choose this provider?

First Rate Financial is a mortgage brokerage firm that serves Anchorage, Wasilla, Fairbanks, and the surrounding communities. It offers residential home loans such as VA home loans, first-time homebuyers loans, and move-up buyers' loans. Clients may also connect with the firm if they are looking to refinance. Whether the goal is to lower monthly payments, consolidate debt, eliminate mortgage insurance, or pay mortgages in less time, the company can assist with that. Additionally, First Rate Financial also offers its services to people looking for investment properties.

License Verified:

License: 184451

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3600 Spenard Road, Anchorage, AK 99503
  • New Construction
  • Refinance

Why choose this provider?

Cook Inlet Lending Center offers mortgage assistance from its Anchorage location. It is focused on providing financing options for underserved communities through loan programs like the HUD 184 Indian Home Loan Guarantee Program, a product designed for native Alaskan and American Indian families and tribally designated housing units. The company also offers down payment assistance programs and NAHI grants. Cook Inlet Lending Center is a certified native-owned Community Development Financial Institution that was established in 2001 as a social enterprise.

License Verified:

License: 269839

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
125 West Dimond Boulevard, Anchorage, AK 99515
  • New Construction
  • Refinance

Why choose this provider?

Alaska USA Mortgage Company is a team that has been catering to individuals and businesses in Anchorage and its neighboring areas for 30 years. The business helps its clients who are looking to buy a house by providing a variety of mortgage options, which include fixed- and adjustable-rate mortgages and FHA loans. It also assists in refinancing existing mortgages to cash out equity or cut down payments. Moreover, the company provides loan options for military borrowers.

License Verified:

License: 218353

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (381)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
4300 B Street, Anchorage, AK 99503
  • Refinance

Why choose this provider?

Guaranty Mortgage Service, Inc. NMLS 50092, is a mortgage service company in Anchorage. Its owner, Jacqueline Toppin NMLS 50162, believes that the home buying process is emotional and a significant part of a client's life and therefore requires a personal touch. In dealing with clients, the company provides personal mortgage coaching, which it believes to be more effective than online-based mortgage dealings. Its professionals assist in the home purchase and refinancing needs of clients, offering Conventional, VA, FHA, USDA and HUD 184 loan options.

License Verified:

License: 50092

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (19)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2851 East Palmer-Wasilla Highway, Wasilla, AK 99654
  • Refinance

Why choose this provider?

First Rate Financial caters to clients in Anchorage. The service provider offers mortgage assistance to first-time homebuyers, property investors, move-up buyers, and veterans. With an extensive background in the finance industry, owner Amanda Jensen assists her clients in the entire home buying and refinancing process. She is also a loan officer who is prompt and easy to work with, as described by some of the borrowers she guided. Clients can start their loan application process via the company's website.

License Verified:

License: 35670

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.