Expertise.com

Best Life Insurance Companies in Anchorage

2024

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Website
5915 Lake Otis Parkway, Anchorage, AK 99507
  • Life Insurance

Why choose this provider?

Randy Rhodes is a State Farm insurance agent who offers financial and insurance solutions for individuals and small businesses in Anchorage. He started Randy Rhodes State Farm Agency in 2010 with a mission to educate clients on the different life insurance products. Rhodes and his team provide term life insurance plans that cover clients' short-term goals, including pay off loans, tuition fees, and funeral costs. In addition, whole life and universal life plans are available to cover long-term goals. Other products are renters', home, business, and auto insurance policies.

License Verified:

License: 90476

Alaska Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (81)
Facebook
5.0 / 5 (7)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
234 Evergreen Avenue, Palmer, AK 99645
  • Life Insurance
  • Health Insurance

Why choose this provider?

Silva Insurance Services LLC is an insurance brokerage in Palmer that offers insurance products to residents of the Anchorage metro. The company offers policies to cover personal and business needs, including groups and properties. It offers term life insurance policies that offer death protection and cash-outs at fixed coverage terms. It also offers health insurance products as well as coverage for dental health services. Silva Insurance Services carries top insurance providers like Zurich, Aetna, and Guardian for its insurance products.

License Verified:

License: 55613

Alaska Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7125 Old Seward Highway, Anchorage, AK 99518
  • Life Insurance
  • Health Insurance

Why choose this provider?

Located in Anchorage, Associated Insurance Services has been serving the entire state of Alaska for more than three decades. It offers different types of life insurance, including term life insurance, cash-value life insurance, credit life insurance, and mortgage protection life insurance. It also provides health insurance plans. Founder and president Douglas Shaffer has been working in the insurance industry for more than 35 years. He has served on the board of directors of Alaska Independent Agents and Brokers.

License Verified:

License: 4637729

Alaska Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
836 East 15th Avenue, Anchorage, AK 99501
  • Life Insurance
  • Health Insurance

Why choose this provider?

Heather Andrus is an Anchorage-based State Farm agent. She specializes in various life insurance products that help policyholders protect the future finances of their families after they pass away. One of the life insurance products she carries is term life insurance, which is designed for clients who prefer benefits for only a specific time frame. She also has whole life insurance that covers educational fees, mortgage costs, and income replacement. Andrus and her team members have over 16 years of combined experience.

License Verified:

License: 69213

Alaska Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (21)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2960 C Street, Anchorage, AK 99503
  • Life Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Why choose this provider?

Randall Moss Insurance is an independent and locally owned insurance agency based in Anchorage. Its team represents a variety of insurance carriers, including Safeco, Progressive, Western National, Foremost, American Modern, and Banner Life. The company provides families and individuals with life insurance options under term life, whole, and universal categories. Its vehicle insurance products cover motorcycles, classic cars, boats, ATVs, and recreational vehicles. Businesses can also benefit from Randall Moss Insurance's coverage for properties, vehicles, liability, workers' compensation, and surety bonds.

License Verified:

License: 51216

Alaska Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5600 Debarr Road, Anchorage, AK 99504
  • Life Insurance
  • Health Insurance

Why choose this provider?

Amanda Juliussen is a State Farm insurance agent operating in Anchorage and its nearby communities. She and her team utilize their over 50 years of collective industry experience to assist clients in acquiring life, health, automobile, property, and business insurance. Amanda has received the Ambassador Traveler and Senior Vice President’s Club of Distinction awards during her tenure at State Farm. In addition, her office and its staff actively work with local charities such as the Food Bank of Alaska.

License Verified:

License: 83085

Alaska Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (47)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
507 West Northern Lights Boulevard, Anchorage, AK 99503
  • Life Insurance

Why choose this provider?

Conrad-Houston Insurance is a locally owned independent business in Anchorage. It offers personal lines insurance products like term and whole life, home, condo, auto, off-road vehicle, and recreational vehicle. The company also provides business policy options such as group benefits, general liability, errors and omissions, workers’ compensation, and commercial property. Its other services include aviation plans covering aviation liability and aircraft physical damage coverage. Conrad-Houston Insurance has been crafting insurance programs that suit client needs since 1979.

License Verified:

License: 3023

Alaska Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (53)
Facebook
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Can an insurance guaranty association protect Anchorage life insurance policyholders when an insurance company goes bankrupt?

    Yes, insurance guarantee associations provide a safety net for life insurance policyholders in Anchorage in the event that an insurance provider becomes insolvent. These state-sponsored associations will maintain coverage as long as premiums are regularly paid. They may do it directly or transfer the policy to a different insurance company. Policyholders should keep up with premium payments to ensure their coverage remains active.

  • What examples of life-changing events may prompt Anchorage life insurance policyholders to review their coverage?

    Anchorage residents holding life insurance policies should reconsider their coverage when significant life events occur, such as getting married or divorced. Other examples of life-changing events include starting or expanding a business, buying a new home, or refinancing a home mortgage within the last six months. A policy coverage review can confirm whether the existing insurance coverage can protect against potential risks.

  • How does the life insurance cost for women in Anchorage compare to that of men?

    In Anchorage, women enjoy lower life insurance premiums due to their longer life expectancies compared to men. For a policy with coverage set at $250,000, men typically pay $18 per month, while women's premiums are only $16 per month. When considering an $860,000 policy in the city, men face monthly premiums of around $48, while women's monthly premiums amount to $39.

  • What are some common examples of coverage options for life insurance in Anchorage?

    Anchorage residents who own life insurance policies or are planning to purchase one have different coverage options, including term or whole life. Term life insurance provides coverage for a predetermined duration, while whole life insurance offers lifelong coverage. Additional coverage choices include universal life, mortgage protection, and final expense insurance.

  • Is it advisable to purchase life insurance for a spouse or children in Anchorage?

    In some instances, it is advisable to purchase life insurance for a spouse or children, but this should not be a substitute for adequate life insurance for the family's primary income earner. Life insurance for a non-income-earning spouse in Anchorage is recommended to cover the expenses associated with household services that would be lost following their demise.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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