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Best Health Insurance Agencies in Anchorage

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2023
Laurels

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Associated Insurance Services logo

Associated Insurance Services

7125 Old Seward Highway, Anchorage, AK 99518
  • Individual Plans
  • Life Insurance

Business Description

Associated Insurance Services is an independent insurance agency with over 28 years of experience in providing risk management solutions to its clients in Anchorage. Guided by the motto “Service is our business,” the company is equipped to provide the most basic to the most comprehensive healthcare plans to individuals and corporations alike through its partnerships with various insurance carriers. Its agents offer healthcare plans that aim to protect clients from large medical costs while also helping them avoid hidden exclusions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Aurora National Insurance logo
Visit WebsiteWebsite

License Verified:

License: 100144838

Alaska Division of Insurance

Aurora National Insurance

Visit WebsiteWebsite
4730 Business Park Boulevard, Anchorage, AK 99503
  • Individual Plans
  • Life Insurance

Business Description

The Anchorage-based company, Aurora National Insurance, provides insurance assistance for a wide range of clients. The company was purchased by Lynnette Wood in 2012. For over 20 years, the company has been solving insurance problems for individuals, small businesses, and corporations. The company aims to educate its clients to understand their chosen policies. The team is ready to assist with health insurance queries, such as deductibles, co-pays, and co-insurance. It can also offer Medicare supplements and disability insurance services.

License Verified:

License: 100144838

Alaska Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (39)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dewar Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 3000086586

Alaska Division of Insurance

Dewar Insurance Agency

Visit WebsiteWebsite
405 West 36th Avenue, Anchorage, AK 99503
  • Life Insurance

Business Description

Anchorage-based Dewar Insurance Agency is an independent insurance brokerage that serves clients throughout Alaska. It offers a range of risk management solutions, including life insurance, Medicare insurance, umbrella insurance, and pet life insurance. It also provides policies for automobiles, collector cars, homeowners, and earthquakes. Additionally, it provides extensive coverage for commercial businesses, including bonds, general liability, and workers' compensation. The brokerage partners with a number of insurance providers to give residents and businesses a variety of insurance programs that will match their needs.

License Verified:

License: 3000086586

Alaska Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (60)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Randy Rhodes logo
Visit WebsiteWebsite

License Verified:

License: 90476

Alaska Division of Insurance

Randy Rhodes

Visit WebsiteWebsite
5915 Lake Otis Parkway, Anchorage, AK 99507
  • Individual Plans
  • Life Insurance

Business Description

Randy Rhodes is a State Farm insurance agent who serves clients in Anchorage. Randy and his team are dedicated to helping clients recover and protect themselves from risks by providing health insurance solutions such as individual medical coverages, supplemental health and disability insurance, and Medicare Supplement plans. They also offer life, auto, homeowners, renters, and business insurance as well as mutual funds, annuities, and banking solutions. Tabitha Archbald and Natalie Villa are the account managers of the team. They help both American and Hispanic communities.

License Verified:

License: 90476

Alaska Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (103)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
RISQ Consulting logo

RISQ Consulting

500 West 36th Avenue, Anchorage, AK 99503
  • Life Insurance

Business Description

RISQ Consulting aims to help individuals, families, and businesses in Anchorage choose the right health insurance plan. Its team of licensed agents analyzes each client's unique situation and educates them on current healthcare requirements prior to offering customized and holistic insurance programs. The company's personal and family coverage options include medical, dental, supplemental, and Medicare supplemental insurance. Aside from health and life insurance, its team provides specialized risk management and employer services to help businesses from various industries grow.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.