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2024

Last updated:

Best Local Car Insurance Agencies in Columbia

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Columbia Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

83

Reviewed

54

Curated

12

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
100 9th Street, West Columbia, SC 29169
  • Multiple Carriers

Why choose this provider?

Livingston Insurance Agency is a family-owned and operated business that serves residents in Columbia. Its team assists clients in several areas, including auto insurance. They are a full service risk boutique insurance agency since 1958 offering home, auto, business, bonding, and life insurance. They offer risk management in guidance through all personal and business life cycles. The agents furnish insurance policies for car owners that may include liability protection and comprehensive insurance, which covers non-accident occurrences such as theft or fire. They also provide protection plans for owners of golf carts, watercraft, and RVs. Livingston Insurance Agency's president, Joe Popkowski, CRM, has been in the industry since 2005.

License Verified:

License: 1901568310

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (98)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9367 Two Notch Road, Columbia, SC 29223
  • Multiple Carriers

Why choose this provider?

Davenport Insurance Solutions helps vehicle owners in Columbia, SC protect their properties through its carrier partners. Established in 2009, the company represents various insurance providers, such as Dairyland and Hagerty, in offering coverages for automobiles, classic cars, motorcycles, RVs, and boats. Car owners can receive assistance in assessing and mitigating losses from collisions, vandalism, theft, fire, or injury liabilities. Davenport Insurance Solutions also carries business, health, and life insurance. Owner Philip Davenport has been in the insurance industry since 1990.

License Verified:

License: 1911885484

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
6168 Saint Andrews Road, Columbia, SC 29212
  • Multiple Carriers

Why choose this provider?

Affordable Insurance Group is a full-service agency that serves the Columbia area. Included in its product line is auto insurance wherein its team creates protection plans that may include liability insurance and coverage for damages due to collision and non-accident occurrences such as theft. The professionals review policies from multiple carriers, including Progressive, Travelers, and The Hartford. Clients can request insurance quotes from Affordable Insurance Group 24/7. The company has been in operation since 1985.

License Verified:

License: 18856899

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (103)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2717 Devine Street, Columbia, SC 29205
  • Home & Auto Insurance

Why choose this provider?

Resource Insurance Associates, Inc. provides local car insurance services to clients in Columbia and the surrounding areas. Its car insurance policies cover the damages caused by collision, flood, fire, or hurricane. These policies also help individuals protect themselves from the financial burden of medical and legal expenses of auto accidents. Additionally, the company carries other personal insurance products, including homeowners, boats, and renters. Resource Insurance Associates, Inc. is an independent insurance agency that has been operating since 2008.

License Verified:

License: 1910884679

South Carolina Department of Insurance

Website
4064 Beltline Boulevard, Columbia, SC 29204
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Established in 1966, Sauls Insurance Agency has been serving Columbia since 1966. This family-owned car insurance agency provides different auto insurance policies to give its clients several options to choose from. These policies typically have collision and comprehensive coverages and may also come with liability and medical payment coverages. Other optional coverages include rental reimbursement and towing. Insurance solutions are also available for ATVs, motorhomes, motorcycles, recreational vehicles, boats, and other watercraft.

License Verified:

License: 1903242083

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3012 Millwood Avenue, Columbia, SC 29205
  • Home & Auto Insurance

Why choose this provider?

Perry Insurance Group serves the insurance needs of residents in Columbia and its neighboring communities. The company's team of insurance agents offers a broad range of car insurance options and helps clients choose the policies and coverages that suit their needs. The team also offers policies along other personal and commercial insurance lines. The company has a network of providers, including Progressive Insurance, US Assure, and Safeco Insurance. One of its associate agents, Vernon Hester, has over a decade of experience in the industry.

License Verified:

License: 1903614546

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1534 Leesburg Road, Columbia, SC 29290
  • Bundling Option

Why choose this provider?

Smoak Insurance Agency, Inc., is a company in Columbia providing car insurance solutions within the area. With over three decades of industry experience, the locally operated firm works with multiple insurance carriers, including Auto-Owners Insurance, National General Insurance, and Liberty Mutual Insurance, to offer various insurance options to clients. Its insurance agents advise car owners regarding different auto insurance coverage packages, such as collision, liability, and lease coverages. Smoak Insurance Agency also carries home, business, and life insurance.

License Verified:

License: 1901936096

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10014 Two Notch Road, Columbia, SC 29223
  • Bundling Option

Why choose this provider?

Brunetto Insurance Agency is a full-service insurance broker that addresses the car insurance needs of vehicle owners in Columbia and the nearby communities. Its professional and experienced agents work with several mainstream insurance companies to source a selection of quotes that clients can choose from, based on their specific needs, requirements, and priorities. In business since 1997, Brunetto Insurance Agency also carries other insurance products, such as home and life insurance, as well as commercial insurance.

License Verified:

License: 1909552454

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Website
2442 Devine Street, Columbia, SC 29205
  • Bundling Option

Why choose this provider?

Giles Insurance Agency is an insurance agency that provides insurance solutions to residents of the Columbia metro and neighboring communities. It provides personal and business lines including its auto insurance policies that protect from legal liabilities, personal injuries, and physical damages during collisions and other traffic accidents. The company was established in 2012 by founder Winston Giles, who then transferred management and ownership to his two sons, Craig and Brad Giles.

License Verified:

License: 1909179860

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (26)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3111 Devine Street, Columbia, SC 29205
  • Bundling Option
  • Home & Auto Insurance

Why choose this provider?

Bradley Insurance is an insurance agency that serves clients in the Columbia area. It provides an array of car insurance policies to help customers prepare for unexpected accidents on the road. The agency also offers risk protection policies for homes, commercial properties, general liabilities, and life. The firm aims to provide tailored policies that fit every customer's needs and goals. Its founder and president, Brad Bradley, possesses more than 15 years of experience in the industry.

License Verified:

License: 1906598869

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5209 Forest Drive, Columbia, SC 29206
  • Home & Auto Insurance
  • Home Insurance

Why choose this provider?

Brian Knight Insurance Agency is an independent risk management firm that serves individuals and businesses in Columbia. It offers a number of products such as auto insurance, covering drivers with multiple cars. Its team of agents has access to policies from various providers, including Allstate, Hagerty, Nationwide, and Travelers, allowing them to provide a range of policy options for car owners. The risk management agents, who have over seven decades of collective trade experience, also offer home, business, and life insurance.

License Verified:

License: 7738704

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3602 Rosewood Drive, Columbia, SC 29205
  • Multiple Carriers
  • Boats
  • Motorcyle & ATV
  • Home & Auto Insurance
  • Home Insurance
  • Boat Insurance

Why choose this provider?

Keisler Insurance Group is an independent insurance company that offers both personal and business lines to clients in Columbia. The firm assists car owners in acquiring the right auto insurance coverage based on their needs and specific situation. The team represents over 20 carriers and also offers motorcycle, boat, and watercraft insurance. Local insurance agent Jon Keisler opened the company in 2009. His team has over 20 years of experience in insurance sales, management, and claims handling.

License Verified:

License: 3000426178

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (87)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What are the benefits of car insurance for Columbia motorists?

    By having car insurance, Columbia drivers can protect themselves from shouldering expenses related to internal and auto body damage. It also helps motorists comply with legal requirements, as all states require a valid insurance policy. Moreover, numerous insurance plans provide benefits such as travel discounts, roadside assistance, and the option of renting cars at minimal or zero cost.

  • What is the importance of an SR-22 certificate for Columbia drivers who have been involved in serious traffic violations or offenses?

    The SR-22 is a document or certificate provided by an insurance company confirming that a driver in Columbia meets the minimum auto insurance requirements set by the state of South Carolina. Note that the SR-22 is not an insurance policy itself, but it functions as evidence of financial responsibility. Failing to maintain the necessary insurance coverage may result in the revocation of vehicle registration and the suspension of a driver's license.

  • How much do Columbia drivers with good driving records pay for car insurance?

    Columbia motorists with good driving records can obtain insurance with minimum coverage for as little as $21 per month. They can also opt for comprehensive coverage, starting at just $71 per month. Minimum-coverage car insurance typically averages $68 per month or $816 annually in Columbia. This is approximately 31% higher than the national average of $52 per month or $625 per year. The average cost for full-coverage insurance stands at $167 per month or $2,005 per year.

  • What is the projected car insurance expenditure for individuals who are married or widowed in Columbia?

    Married individuals in Columbia typically enjoy an annual car insurance savings of approximately $127 compared to single drivers. Insurance companies have found through data analysis that married individuals tend to have fewer accidents and file fewer claims compared to single individuals. Additionally, widows can expect a more modest discount of roughly $50 when compared to single drivers.

  • What documents Columbia drivers must bring when consulting car insurance specialists?

    Columbia motorists can save some time and avoid hassle when consulting with car insurance agents by presenting important documents like proof of car ownership, a valid driver's license, and the vehicle identification number. These important records assist agents in evaluating a driver's insurance requirements, financial circumstances, and driving history.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.