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2024

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Best Local Car Insurance Agencies in Evanston

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Evanston Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52

Reviewed

35

Curated

10

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
5215 Old Orchard Road, Skokie, IL 60077
  • RV & Motorhome

Why choose this provider?

Heil & Heil Insurance Agency LLC is a multi-line insurance solutions company that has been serving the Evanston metro and nearby localities for more than 130 years. Operating since 1885, the firm assists individuals, families, and businesses in protecting their financial and vehicle assets from losses with an auto insurance policy. Its independent insurance agents shop for coverage options among multiple providers. These include comprehensive, collision, and liability coverage. They also offer additional coverage for medical payments, emergency roadside assistance, and uninsured motorists.

License Verified:

License: 3475083

National Association of Insurance Commissioners

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1806 Glenview Road, Glenview, IL 60025
  • Multiple Carriers
  • Boats

Why choose this provider?

Based in Glenview, GALO Insurance Agency extends its services to the people of Evanston who are in need of assistance with acquiring business, life, and personal insurance, including auto & home insurance. The company’s independent and professional associates can take care of sourcing quotes from multiple financially sound carriers for motorists looking to secure a car insurance policy that has liability and comprehensive coverage. GALO Insurance Agency can also help with getting insurance plans for boats, collector cars, recreational vehicles, and motorcycles.

License Verified:

License: 100288434

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (53)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7018 West Archer Avenue, Chicago, IL 60638
  • Multiple Carriers

Why choose this provider?

Metropolitan Insurance Group is an independent insurance provider that services the Evanston metro and nearby areas. The company provides auto, business, home, and life insurance solutions to clients and offers comprehensive car insurance policies. The policies ensure the financial security of clients in unexpected accidents, collisions, and natural disasters in the form of liability protection and personal injury protection. Metropolitan Insurance Group carries top insurance providers such as AAA, Erie Insurance, and MetLife.

License Verified:

License: 100285040

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5225 Old Orchard Road, Skokie, IL 60077
  • Multiple Carriers

Why choose this provider?

Free Range Insurance is a local independent agency that offers personal and commercial risk management solutions to clients in ​Evanston. It provides service options for car insurance, homeowners' insurance, and business insurance. It also has insurance programs for young drivers. Clients benefit from being presented a suite of auto insurance policies and coverages offered by top-rated insurance companies, such as Progressive, Travelers, Nationwide, Mercury, and National General. The agency donates a portion of all new business commissions to charity.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8111 North Milwaukee Avenue, Niles, IL 60714
  • Bundling Option

Why choose this provider?

Bob Korvas Agency is a full-service insurance company that has been serving the Evanston metro area and its surrounding communities for more than four decades. The firm guides individuals and businesses in choosing the right auto insurance policy that best fits their needs. Its independent agents help customers reduce their options by comparing offerings from different providers. These options include liability, no-fault, and other specialty coverage. The company also has a self-help tool that customers can use to check and compare policies from different insurance carriers.

License Verified:

License: 100300195

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (30)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6035 North Northwest Highway, Chicago, IL 60631
  • Multiple Carriers

Why choose this provider?

Riordan Insurance Group has been delivering auto insurance solutions to individuals and commercial clients in Evanston for over 30 years. The auto insurance policies the independent insurance agency writes cover financial responsibility in cases of injury and pay for the repair and replacement of cars or parts that have been damaged by accidents. Other types of coverages can be included. Riordan Insurance Group abides by a client-first principle, taking time to listen to clients and working with them to protect themselves from risks.

License Verified:

License: 100361819

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (17)
Facebook
5.0 / 5 (9)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3438 North Southport Avenue, Chicago, IL 60657
  • Multiple Carriers

Why choose this provider?

Started in 1976, Lakeview Insurance Agency Ltd is an independent insurance company that provides personal and business insurance in Evanston. The individually-owned agency offers auto, homeowners, renters, flood, and travel coverage under its personal insurance. Its auto insurance covers bodily injury, property damage, medical payments, collision, and underinsured and uninsured motorist. Lakeview Insurance Agency Ltd is proud of its customer service and how it treats each client like family. Its insurance agents are more than willing to help clients with their needs.

License Verified:

License: 13585

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
939 West North Avenue, Chicago, IL 60642
  • Bundling Option
  • Multiple Carriers

Why choose this provider?

Weer Insurance Group provides a range of auto coverage options to clients in Evanston. The company's offered policies protect vehicle owners from damages or losses caused by collisions, non-collision incidents, and personal injury or property damage liabilities. Its agents counsel clients on the requirements, scope, and limitations of their auto insurance plans. Weer Insurance Group partners with carriers such as Liberty Mutual, Nationwide, National General, Progressive, and Travelers. Its other lines of insurance include home, commercial, life, and health.

License Verified:

License: 100653401

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.5 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7535 North Western Avenue, Chicago, IL 60645
  • Bundling Option

Why choose this provider?

Clover Insurance helps drivers in Evanston prepare for unforeseen accidents on the road. The company's bilingual agents guide clients by acquiring insurance and coverage for events like theft and road collisions. They also specialize in quickly issuing SR-22 documents for drivers who have been caught driving without a license or have DUIs on their records. Clover Insurance also strives to obtain financial protection for various drivers, including teenagers, the elderly, and individuals denied insurance due to their driving record.

License Verified:

License: 100292958

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (88)
Facebook
4.7 / 5 (14)
Yelp
3.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
West Devon Avenue, Park Ridge, IL 60018
  • Multiple Carriers

Why choose this provider?

Serving the Evanston area, Ann Witek is a Park Ridge-based agent that works with State Farm. Together with her team, Witek assists clients in several areas such as auto insurance. The agents create plans that help pay for vehicle repair costs in case the policyholder's automobile gets damaged in a collision. Witek has been working with State Farm since 1981. The multi-lingual agent, who speaks English, Portuguese, and Polish, supports local organizations like The Park Ridge Civic Orchestra.

License Verified:

License: 1946624

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (5)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What happens to uninsured drivers in Evanston?

    Since July 2021, the Illinois Insurance Verification System has penalized uninsured drivers in Evanston. Those caught driving without auto insurance may be required to pay a fine of $500. Not carrying the required liability insurance that covers bodily injury and property damage expenses can also result in vehicle impoundment and license suspension.

  • Why are there auto insurance rate hikes in Evanston?

    Inflation is the main reason why auto insurance rates have gone up in Evanston. In 2022, the average rate for an auto policy went up by 18% because of the rising cost of car repairs and medical care. Since there is no insurance regulator in the state, filings for insurance rates that are too high are also not checked.

  • What is the average cost of an auto insurance policy in Evanston?

    In Evanston, the average annual cost of auto insurance is $1,630. However, an individual's premium rate can change during the insurance underwriting process. Premium costs are calculated using a variety of factors, including driving records, vehicle types, and credit scores. The age and gender of a driver can also affect the auto insurance rates that are assigned.

  • Should Evanston drivers get cheap auto insurance?

    Drivers in Evanston should avoid purchasing low-cost auto insurance policies that reduce their coverage limits. Individuals should consider the dependability of their auto policies because it can affect future insurance claims. Those with low-cost insurance may face higher out-of-pocket expenses as a result of higher deductibles or a lack of coverage add-ons.

  • Is it costly to insure an electronic vehicle in Evanston?

    Yes, an electronic vehicle is expensive to insure in Evanston. This is due to the high cost of replacement batteries and parts in this type of vehicle. It also has various sensors that can be easily damaged after a car accident. Drivers can still get a lower premium rate by taking advantage of insurance discounts and maintaining a clean driving record.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.