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2024

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Best Local Car Insurance Agencies in West Palm Beach

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored West Palm Beach Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

66

Reviewed

44

Curated

11

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
851 Donald Ross Road, Juno Beach, FL 33408

Why choose this provider?

M&A Insurance and Financial Services, Inc. - Palm Beach is a one-stop insurance agency providing a variety of policies throughout West Palm Beach and nearby areas. The professionals from this business offer auto insurance solutions to provide clients and their vehicles financial protection against accidents. They have been providing auto insurance services since 1984. M&A Insurance and Financial Services, Inc. can also help clients with life, health, dental, and homeowners' insurance solutions.

License Verified:

License: R023888

Florida Division Of Insurance Agent And Agency Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6076 Okeechobee Boulevard, West Palm Beach, FL 33417
  • Bundling Option

Why choose this provider?

M & M Insurance Agency, Inc., delivers both standard auto insurance coverages and insurance plans for special risk profiles such as young drivers, clients with imperfect driving records, and customized vehicles. Policies are also available for motorcycles, scooters, golf carts, recreational vehicles, and watercraft, such as boats and yachts. In the industry for over 25 years, the agency serves individuals and business owners in West Palm Beach and the rest of the state.

License Verified:

License: R052263

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1010 Southwest Martin Downs Boulevard, Palm City, FL 34990
  • Multiple Carriers

Why choose this provider?

State Insurance Agency is an independent and full-service agency that offers a large array of personal and commercial insurance to clients in West Palm Beach and the nearby areas. Patrick Gleason, the co-owner, together with his 15 insurance agents provides personalized policies to their clients. The agency is working with some of the largest insurance carriers in providing insurance coverage for cars and recreational vehicles. These include liability coverage, comprehensive and collision coverage, as well as medical expense coverage.

License Verified:

License: L059117

Florida Division Of Insurance Agent And Agency Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
13901 U.S. 1, Juno Beach, FL 33408
  • Multiple Carriers

Why choose this provider?

Patriot Insurance Agency, LLC is a full-service and independent insurance agency that serves residential and commercial clients in West Palm Beach, Jupiter, Tequesta, and the surrounding districts. The firm provides a wide array of insurance and risk management services and products such as auto insurance, boat and watercraft coverage, ATV insurance, motorcycle insurance, as well as insurance coverage for specific enterprises such as accounting firms, real estate, and condominium organizations. The company has access to reputable insurance brands like Allianz, Aetna, Assurant, Chubb, and Hartford.

License Verified:

License: L075276

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2101 Vista Parkway, West Palm Beach, FL 33411
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Florida United Insurance is a professional insurance and risk management firm that serves residential and commercial clients in West Palm Beach and nearby areas. The company offers a variety of insurance products and services such as auto insurance focusing on liability and comprehensive coverage against acts of nature, theft and collision coverage, motorcycle insurance, as well as boat and watercraft coverage. The company represents reliable and reputable insurance carriers, allowing it to provide each client with a suitable insurance package fit to match their needs.

License Verified:

License: L013221

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1274 North Military Trail, West Palm Beach, FL 33409
  • Multiple Carriers
  • RV & Motorhome

Why choose this provider?

AC Insurance Services in West Palm Beach has been providing insurance solutions since 1991. The agency offers personal auto insurance and its professional staff knows what insurance coverage their clients need to comply with the state requirements. The team also recommends having comprehensive, collision, bodily injury liability, and uninsured motorist coverages to protect clients from any damage. The agency can also insure RVs and marine vehicles like boats, jet skis, and watercraft. AC has another location in Lake Worth.

License Verified:

License: R000230

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (62)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4360 Northlake Boulevard, Palm Beach Gardens, FL 33410
  • Multiple Carriers

Why choose this provider?

Ackerman Insurance Services is an insurance provider serving Naples and the surrounding areas, including West Palm Beach. It offers a full line of insurance packages to individual and commercial clients. This includes auto insurance, which vehicle owners may avail to protect themselves and their cars in the event of an automotive emergency. Clients may opt to request additional coverage, such as comprehensive and collision plans. In addition to standard auto, Ackerman Insurance Services also insures boats and motorcycles.

License Verified:

License: R007121

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (212)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5200 West Newberry Road, West Palm Beach, FL 32607
  • Multiple Carriers
  • RV & Motorhome

Why choose this provider?

Darr Schackow Insurance is a professional and full-service insurance and risk management firm that works with residential and commercial clients in West Palm Beach, Gainesville. Leesburg, and nearby areas. The company offers a wide selection of insurance products and services such as personal and commercial auto insurance, boat and watercraft coverage, ATV insurance, motorcycle insurance, as well as RV and motorhome coverage. The company's expertise in insurance enables them to provide personalized insurance options fit to suit the needs of each client.

License Verified:

License: L088599

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.9 / 5 (20)
Google
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1195 North Military Trail, West Palm Beach, FL 33409
  • Multiple Carriers

Why choose this provider?

C.R. Insurance Agency is an independent company in West Palm Beach that has been providing auto insurance solutions for almost three decades. The insurance agents at this firm offer insurance policies for young and experienced drivers with bad driving records or with international licenses. They advise clients regarding which car insurance plan they should acquire. Furthermore, they discuss the procedure for settling and filing a claim. C.R. Insurance Agency also deals with tax preparation services.

License Verified:

License: R000517

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.4 / 5 (11)
Facebook
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4833 Okeechobee Boulevard, West Palm Beach, FL 33417
  • Bundling Option

Why choose this provider?

Brian Lariviere is an insurance agent for GreatFlorida Insurance. The insurance agency is a network of franchised insurance agents providing services to clients in West Palm Beach and the nearby areas. It offers car insurance plans which protect clients against any financial loss caused by theft and accidents. It also covers auto repairs and medical expenses. GreatFlorida Insurance has been in the industry for 30 years, customizing policies for clients to will suit their needs.

License Verified:

License: A149834

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2646 Southwest Mapp Road, Palm City, FL 34990
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Livings Insurance is an independent insurance agency servicing the West Palm Beach community. It provides a wide range of auto insurance plans from multiple carriers to help clients decide the most ideal policies depending on their needs. Drivers who are required to get an FR44 insurance policy after being convicted of a DUI offense are accommodated. Insurance plans are also available for RVs, boats, and motorcycles. The agency's owner, Matt Livings, has been helping clients protect their lives and their assets for two decades.

License Verified:

License: R028214

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (28)
Facebook
5.0 / 5 (5)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the average cost of car insurance in West Palm Beach?

    In West Palm Beach, the average cost of car insurance depends on the coverage limits. The average monthly expense for minimum coverage liability is $148, while the average monthly expense for full coverage liability is $153. Drivers in the metro pay 29% more than the average rate in Florida, which is $112 per month.

  • What is the minimum coverage policy in West Palm Beach?

    Vehicle owners and drivers in West Palm Beach must carry minimum coverage policies, including $10,000 of personal injury protection coverage and $10,000 for property damage liability per accident. Your policy may pay up to $10,000 for your injuries, but it will not cover the injuries you caused to other parties.

  • When are you required to have comprehensive coverage in West Palm Beach?

    It is advisable to possess comprehensive coverage for vehicles purchased through a loan or leased in the West Palm Beach area. On most occasions, financing companies and lenders require their clients to acquire comprehensive coverage to ensure that vehicles are protected in case of unforeseen events during loan or lease terms.

  • Why do car insurance rates in West Palm Beach increase?

    In West Palm Beach, car insurance rates increase due to rising car repair costs. Supply chain disruption, labor issues, and inflation significantly affect vehicle repair costs. New smart technologies like lane-departure warnings and parking sensors also added to the cost of vehicle repairs. In addition, increased accidents caused by distracted driving also increase car insurance rates in the metro.

  • How can vehicle drivers in West Palm Beach lower their car insurance premiums?

    In West Palm Beach, vehicle drivers can lower their car insurance premiums by enrolling in a driving course. They can also save money if they downgrade their vehicles or buy less expensive cars. They must remember that owning luxury vehicles means paying higher insurance premiums. Policyholders can also get cheap insurance if they shop from various carriers.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.