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2024

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Best Renter's Insurance Companies in St. Petersburg

Our Recommended Top 20

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored St. Petersburg Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

109Reviewed

73Curated

20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
6798 Crosswinds Dr. N #C108, St. Petersburg, FL 33710
  • Multiple Policy Types

Why choose this provider?

Academy Insurance Agency is a locally owned and operated company that insures individuals and families in St. Petersburg. Its renter insurance protects properties and belongings in case of fires, theft, or accidents. Its agents conduct an in-depth review of clients' financial portfolio and suggest products to protect them. They offer personal and commercial insurance coverage tailored to their clients' needs and goals. The company has auto, professional liability, worker compensation, homeowner, and employee benefit solutions.

License Verified:

License: L088601

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (20)
Facebook
5.0 / 5 (10)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5234 Central Avenue, St. Petersburg, FL 33707
  • Multiple Policy Types

Why choose this provider?

For six years, Wornicki DelVecchio Insurance, Inc., has been dealing with the insurance needs of individuals, families, and businesses in St. Petersburg and the surrounding communities. It carries renters’ insurance that covers the personal items of renters or anything they might be liable for. The Wornicki and DelVecchio families have been providing insurance products in Tampa Bay through three generations of agents, with more than 160 years of combined experience. Adam DelVecchio founded the firm in 2015.

License Verified:

License: L095707

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (30)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2012 4th St N, St. Petersburg, FL 33704
  • Multiple Policy Types

Why choose this provider?

We Insure is a St. Petersburg-based insurance service that offers a range of coverages to residents of the area. Its staff provides renters' insurance to protect personal property such as furniture, clothing, and appliances from damage or theft. Injuries that occur on the customer's property are also covered, as are legal bills incurred if the client is sued. Home, vehicle, business, health, and life insurance are among the services it provides. We Insure has collaborated with the other insurance providers in the industry.

License Verified:

License: A026611

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5800 4th Street North, St. Petersburg, FL 33703
  • Multiple Policy Types

Why choose this provider?

Partners Jeanne Morgan and Rebecca Launchi founded 4th Street Insurance Professionals in 1997 to help clients with their insurance needs. Since the agency opened its office in St. Petersburg, it has been providing insurance solutions such as renters' insurance. Additionally, the firm offers various personal lines insurance products, including home, condo, auto, boat, motorcycle, and RV insurance. 4th Street Insurance Professionals works with multiple companies and customizes insurance plans to meet the specific needs of policyholders.

License Verified:

License: L049641

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (17)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5429 Central Ave, St. Petersburg, FL 33710
  • Multiple Policy Types

Why choose this provider?

Gulf Coast Insurance Services assists tenants in St. Petersburg who are looking to secure their personal belongings. Its agents arrange renters' insurance products with coverages for the losses caused by fire, theft, and vandalism. The policy also pays for injury liabilities when a guest or neighbor gets injured on the premises and wins a legal judgment. Other products available from the company are auto, flood, and homeowners' insurance. Co-owners Darren Green, Justin Kelley, and Michael Schaedel have 30 years of combined industry experience.

License Verified:

License: L094413

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (80)
Yelp
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6821 Central Avenue, St. Petersburg, FL 33710
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

White Hoskins Cook Insurance Agency, Inc., is an insurance firm located in St. Petersburg. It is an independent agency that was first established in 1956. The agency has over 55 years of experience serving individuals and businesses from all over Florida's Sun Coast area. It has a wide range of insurance products, such as condominium and renters' insurance. It works with various insurance companies, enabling clients to compare policies and coverages from several providers in the industry.

License Verified:

License: L063412

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (8)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2752 66th Street North, St. Petersburg, FL 33710
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Anthony B. Loschiavo works as an insurance agent for GreatFlorida Insurance. He provides a broad range of insurance products and solutions for his clients residing in St. Petersburg. These include insurance coverage for renters, homeowners, automobiles, boats, motorcycles, and floods. Loschiavo also offers umbrella, commercial, and flood insurance. GreatFlorida Insurance is independently owned and operated by franchisees. It has 126 branches across the state and has been assisting clients with insurance-related matters for over 30 years.

License Verified:

License: E001339

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (75)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10452 Roosevelt Boulevard North, St. Petersburg, FL 33716
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Brightway Insurance is a company serving customers in St. Petersburg and the surrounding areas. The products it offers include renters', home, condo, and personal articles insurance. Policies that cover automobiles, motorcycles, RVs, and boats are also available. In addition, Brightway Insurance provides its clients with business, life, and umbrella insurance plans. It is an independent agency that strives to give its clients a variety of choices through its relationship with more than 100 insurance carriers.

License Verified:

License: D070507

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (23)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
4763 Central Avenue, St. Petersburg, FL 33713
  • Multiple Policy Types

Why choose this provider?

The Starboard Insurance Group Inc. is an independent insurance company catering to St. Petersburg residents. It alleviates its clients' primary concerns about renting a property by offering renter's insurance to mitigate risk and protect them from any dangers or hazards that may arise in the unit. Aside from renter's insurance, it also offers a slew of other personal insurance programs such as vehicle, wedding, pet, condo, and landlord insurance. Additionally, commercial insurance is also one of the company's offerings.

License Verified:

License: L097344

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2100 9th Street North, St. Petersburg, FL 33704
  • Multiple Policy Types

Why choose this provider?

St. Pete Insurance Agency is a family-owned and operated insurance agency that has been helping the community of St. Petersburg with insurance policies since 1991. The agency assists clients in obtaining auto, boat, motorcycle, homeowners', condo, and renters' insurance sourced from a number of insurance carriers and providers. The agency works with business owners in identifying the right coverages depending on the size of their company and the industry to which they belong.

License Verified:

License: W389694

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6620 1st Avenue South, St. Petersburg, FL 33707
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Insurance Resources is an independent insurance agency located in St. Petersburg. It offers renters' insurance products that provide compensation for damages of personal items and cover liability expenses for damages or injuries suffered by guests on the rental property. The policy also covers the costs of temporary shelter in cases wherein the rental property becomes uninhabitable. Insurance Resources was founded in 1999. It offers other products such as homeowners', flood, auto, business, and commercial property insurance.

License Verified:

License: L004867

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (89)
Facebook
4.0 / 5 (40)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7901 4th St N #314, St. Petersburg, FL 33702
  • Multiple Policy Types

Why choose this provider?

Suncoast Insurance provides security for clients and their properties in St. Petersburg and the surrounding communities. It offers renters insurance for the occupants of leased properties. It also provides other insurance options, including home, auto, and life plans. Retirement solutions, like Roth IRA, annuities, and traditional IRA, are also provided. The company's agents have worked with individuals, families, educators, and school employees. Suncoast Insurance has been in operation for more than 70 years.

License Verified:

License: L090428

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8950 Doctor Martin Luther King Junior Street North, St. Petersburg, FL 33702
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

TBIG Insurance has been providing its services as an insurance agency to clients in St. Petersburg and other areas for more than 50 years. It establishes relationships with its clients by offering comprehensive and personalized products. Its various products include home, auto, renters, umbrella, and flood insurance. Renters insurance includes options that cover the costs of repairs due to damages caused by disasters. It will also cover one's liability and accidents on someone else's property.

License Verified:

License: L052311

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (7)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2215 3rd St S, St. Petersburg, FL 32250
  • Multiple Policy Types

Why choose this provider?

Pablo Beach Insurance is a family-owned and family-operated business serving St. Petersburg and nearby areas. It provides a selection of personal insurance products, which include renters' policies that protect individuals and families from financial losses due to unforeseen events like lightning, windstorm, fire, theft, and vandalism. The independent agency also writes coverages for automobiles, golf carts, watercraft or vessels, and pets. Owner and president Shaun Murphy has been an insurance executive for over three decades.

License Verified:

License: W238530

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (52)
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
810 63rd Avenue North, St. Petersburg, FL 33702
  • Multiple Policy Types

Why choose this provider?

Harbor Insurance Group is a St. Petersburg-based agency that provides renters' insurance. The agency represents more than 20 insurance providers and is equipped to guide individuals and families in choosing insurance policies that match their needs. The agents at Harbor Insurance Group cater to personal insurance policies covering homeowners, automobiles, renters, condos, and boats. They also carry business solutions, such as commercial insurance, commercial umbrella policies, bonds, and commercial automobile insurance products.

License Verified:

License: R001976

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.2
Google
3.0 / 5 (31)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6100 9th St N, Suite 1, St Petersburg, FL 33703
  • Multiple Policy Types

Why choose this provider?

Family First Financial is an independent risk management agency serving St. Petersburg and nearby areas. Its team furnishes various types of policies, including those that protect renters and drivers. The agents also provide insurance plans for homeowners looking to protect their guests and personal belongings. With access to policies from multiple providers, including Mercury, Liberty Mutual, MetLife, and Travelers, they also offer coverage for owners of RVs, motorcycles, and watercraft. Family First Financial has been in service since 2006.

License Verified:

License: L011550

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1909 34th Street North, St. Petersburg, FL 33713
  • Multiple Policy Types

Why choose this provider?

Luis Macias is an insurance agent in St. Petersburg who carries renters' insurance plans from State Farm. With over five decades of combined industry experience, Luis and his team help their clients understand the available renters' insurance coverage, such as property damage or loss due to malicious mischief, accidents, and weather impact, including hail and lightning. A Chartered Life Underwriter, Luis has been with State Farm since 1996. Laura and Rachelle, the team's office representatives, speak both English and Spanish.

License Verified:

License: L085643

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (99)
Facebook
5.0 / 5 (7)
Yelp
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1638 Dr. Martin Luther King Jr St N, St. Petersburg, FL 33704
  • Multiple Policy Types

Why choose this provider?

Jenny Martin provides renters' insurance to individuals in St. Petersburg and its nearby locations. Her apartment insurance products cover personal property such as TVs, computers, electronics, furniture, clothing, and bicycles. Her coverage options also include personal property located outside the rented space and in the car. She provides policies that cover losses from water, smoke, and fire damage, thefts and burglaries, and vandalism. Martin is a State Farm agent and a member of the National Association of Insurance & Financial Advisors.

License Verified:

License: E165247

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (161)
Yelp
4.5 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2100 5th Ave N, St. Petersburg, FL 33713
  • Multiple Policy Types

Why choose this provider?

James Insurance Solutions caters to individuals and businesses in St. Petersburg and the surrounding areas. It offers a variety of products, including renters' insurance. The company works with various carriers, such as Progressive, Edison, and Heritage, allowing its agents to find the coverage that suits the needs and preferences of tenants. It also offers policies for homes and condos, as well as auto, motorcycle, boat, and umbrella insurance. Izabelle James established the company in 2014.

License Verified:

License: W035189

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11101 Roosevelt Blvd, St. Petersburg, FL 33716
  • Multiple Policy Types

Why choose this provider?

Founded in 1976, Bankers Insurance Group is an agency serving clients in St. Petersburg and the surrounding locations. It offers renters' insurance policies covering damage to personal belongings and liabilities and medical expenses of guests in the event of disasters, break-ins, and other circumstances that are beyond the control of tenants. The agency also provides additional coverage options, such as animal liability, identity fraud, and earthquake. Bankers Insurance Group responds to changes in domestic and global economies using entrepreneurship and innovation.

License Verified:

License: L004834

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.8 / 5 (164)
Yelp
2.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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FAQs

  • How much does renters' insurance cost in St. Petersburg?

    Average renters' insurance costs $433 per year for a policy with $20,000 personal property coverage, $100,000 liability coverage, and a $500 deductible. However, the actual cost of your policy will vary depending on several factors, including your location, credit score, and claims history.

  • How does renters' insurance liability coverage work in St. Petersburg?

    In St. Petersburg, renters' insurance liability coverage helps families and individuals pay for out-of-pocket expenses, such as lawyer fees and court costs in case they are sued for unexpected events. These unforeseen perils include dog bites, slip-and-fall accidents, and fires. Renters' insurance liability coverage can also protect you in case you are being sued for libel or slander because of your social media post.

  • Does renters' insurance in St. Petersburg cover water damage resulting from toilet flooding?

    Yes, renters' insurance in St. Petersburg covers water damage resulting from toilet flooding. However, this is only applicable if the flooding was an accident and not caused by negligence. This type of insurance can protect you from legal expenses in case your landlord files a lawsuit against you for the cost of repairs.

  • Does renters' insurance in St. Petersburg cover the cost of repair or replacement of damaged items caused by domesticated animals?

    No, renters' insurance in St. Petersburg does not cover the cost of repair or replacement of damaged items caused by domesticated animals. It also does not cover damage caused by insects, rodents, and birds. In addition, it does not pay for the repair or replacement costs of damaged items due to mudslides, floods, and earthquakes.

  • How does location affect the cost of renters' insurance in St. Petersburg?

    Renters insurance in St. Petersburg can cost more if you live in a high-crime neighborhood. But even then, the increase is usually only a few dollars per month. Thus, it's important to know if your area is prone to crime when shopping for renters insurance.

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