Expertise.com
2024

Last updated:

Best Mortgage Brokers in Cape Coral

Our Recommended Top 20

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cape Coral Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

57

Reviewed

42

Curated

20

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
8695 College Parkway, Fort Myers, FL 33919
  • New Construction
  • Refinance

Why choose this provider?

Ryan Meyer provides home financial advice in Cape Coral and its nearby towns, attending to his clients' purchasing or refinancing needs. He deals with equity takeouts, debt consolidations, renewals, and mortgages for the self-employed. He also offers mortgage options to first-time homebuyers and handles mortgage-pre approval, investment properties, debt consolidation, and credit improvement. Additionally, he works on mortgage vacation properties. Meyer's website has a variety of features, including calculators that check one's maximum mortgage, as well as mortgage, payment, and rent or buy analyzer.

License Verified:

License: 1195763

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (17)
Zillow
5.0 / 5 (14)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1222 Southeast 47th Street, Cape Coral, FL 33904
  • Reverse Mortgages
  • Conventional Loans
  • HECM for Purchase
  • VA & FHA Loan organizations
  • Conventional Loans
  • VA & FHA Originations

Why choose this provider?

Trust Mortgage specializes in having among the best rates and lowest fees for every credit profile, closing in 30-days or less, and helping our older population age in place. Founder Mark E Ary is a Senior Loan Consultant/Originator and Certified Reverse Mortgage Specialist. Trust Mortgage maintains many memberships including but not limited to AARP, National Aging in Place Council, National Care Planning Council, Rotary, FAMP, Royal Palm Association of Realtors. Moreover, Trust Mortgage is one of a few mortgage companies in Florida that was just awarded the “Five Star Professional” award for 2021.

License Verified:

License: 1819310

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1425 Del Prado Boulevard South, Cape Coral, FL 33990
  • Refinance

Why choose this provider?

Fairview Lending assists individuals in financing their dream homes through multiple loan programs. The Cape Coral-based business offers various loan products such as conventional, construction, FHA, renovation, refinance, and veteran homes. Its officers provide necessary information that helps clients make sound decisions in getting home loans. It is managed by Michael Tessmer, a broker of record for the company who has more than 20 years of industry experience. Its customers described the service provider's team as upfront and professional.

License Verified:

License: 230610

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (123)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5785 Cape Harbour Drive, Cape Coral, FL 33914
  • New Construction
  • Refinance

Why choose this provider?

Genesis Lending Group is a mortgage brokerage offering home lending solutions to the residents of Cape Coral since 2009. The company helps first-time home buyers and clients who are looking to purchase another home by providing a choice of loan options, including fixed-rate and adjustable-rate mortgages. It also offers FHA, VA, USDA, and jumbo loans. Moreover, it assists clients in refinancing their mortgages. Chris Squicciarini, the company's CEO, has sealed over 3,500 home loans since 2001.

License Verified:

License: 348448

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (4)

Website
15050 Elderberry Lane, Fort Myers, FL 33907
  • Refinance
  • Commercial Loans
  • Multi-Family Loans

Why choose this provider?

Paramount Residential Mortgage Group, Inc., is a mortgage company that serves Cape Coral clients. Licensed in 48 states and with 180 locations across the country, the company provides an extensive range of mortgage loans, including FHA, VA, USDA, conventional, jumbo, and DPA programs. This direct mortgage lender provides in-house underwriting, processing, and funding. Ranked as the 25th largest independently owned mortgage lender, the Paramount Residential Mortgage Group is comprised of around 1,500 employees across the nation.

License Verified:

License: 75243

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (82)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3512 Del Prado Boulevard South, Cape Coral, FL 33904
  • Refinance

Why choose this provider?

Cape Coral Mortgage has been serving Florida for 20 years. Its team has a combined experience of 100 years in the mortgage industry. Providing mortgage lending services in the area of Cape Coral, the company has its own in-house processing team that closes loans in a time-sensitive manner. Its professional staff offers loan programs to first-time homebuyers and long-time homeowners who are looking to purchase or refinance. Cape Coral Mortgage helps clients determine what is the right program and rate for their particular financial situation.

License Verified:

License: 385070

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (71)
Yelp
3.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4410 Southeast 16th Place, Cape Coral, FL 33904
  • Refinance

Why choose this provider?

Founded in 1989, Tomasso Mortgage is a mortgage broker based in Cape Coral. Its varied selection of mortgage products includes reverse mortgages, USDA loans, stated income loans, and foreign national loans. The company utilizes its connection with several mortgage lenders to tailor loan products to the client's financial needs. In addition, its staff has over 150 years of collective experience in the mortgage industry. Tomasso Mortgage has closed over 10,000 mortgages throughout its service areas.

License Verified:

License: 40552

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6780 Southwest 80th Street, Cape Coral, FL 33143
  • Refinance
  • Reverse Mortgages
  • Purchase Transactions

Why choose this provider?

All in One Mortgage Lenders is a brokerage servicing the residents of Cape Coral. Its loan officers have a combined experience of 100 years, and they help clients who are planning to buy a new home, refinance their mortgages, or put their homes up for a reverse mortgage. The mortgage broker company also offers VA loans, FHA loans, jumbo loans, and foreign national loans. Additionally, All in One Mortgage Lenders also caters to Spanish-speaking clients.

License Verified:

License: 42056

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (53)
Facebook
4.3 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1325 Southeast 47th Street, Cape Coral, FL 33904
  • Refinance

Why choose this provider?

Edison Mortgage Group, Inc., is a mortgage broker that serves clients in Cape Coral. The company works with residential real estate agents to help their clients get mortgage loans that suit their specific needs. It offers various mortgage loan options for homeowners and home buyers, including conventional loans, FHA loans, VA loans, USDA loans, and alternative financing. Edison Mortgage Group has been assisting Floridians to secure mortgage loans since 1998. It is being led by owner Russ McClosky.

License Verified:

License: 1170103

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (27)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
618 SW 3rd St. Ste. 160, Cape Coral, FL 33991
  • Purchase Transactions
  • Refinance

Why choose this provider?

Easy Mortgage LLC is a team of home loan specialists located in Cape Coral. They help clients apply for various types of loan programs, from FHA, VA, interest-only, and adjustable-rate to reverse mortgages. They also carry less common products such as balloon and graduated payment mortgages and help borrowers secure Hybrid ARM mortgages, which combine the facets of adjustable- and fixed-rate loans. Easy Mortgage also addresses the refinancing needs of homeowners.

License Verified:

License: 1666459

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (159)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12651 McGregor Boulevard, Fort Myers, FL 33919
  • Refinance

Why choose this provider?

Jim Marcinkowski is the manager of the Inlanta Mortgage - Fort Myers branch. He and his team cater to clients in Cape Coral and the surrounding communities. With over 12 years of mortgage experience, Jim helps homebuyers make informed financial decisions and achieve their homeownership goals. He offers loan programs that include conventional, FHA, VA, USDA, and jumbo loans. In addition, he also provides loan options with little to zero down payment for first-time homebuyers.

License Verified:

License: 182565

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (25)
Zillow
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1616 Cape Coral Parkway West, Cape Coral, FL 33914
  • New Construction
  • Refinance

Why choose this provider?

Elite Mortgage Source is a company serving homeowners in Cape Coral and the surrounding areas. It was founded in 2018 by Don Vuncannon, who has been in the mortgage brokerage industry since 1995. It is a full-service mortgage brokerage company that can provide customers with a range of products, which include conventional fixed-rate, conventional adjustable-rate, FHA, VA, and jumbo loans. Other available products include home possible, home ready, USDA, residential construction, and residential bridge loans.

License Verified:

License: 1804247

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Cape Coral, FL 33903
  • Reverse Mortgages

Why choose this provider?

C&R Mortgage Corporation serves clients in Cape Coral. It provides reverse mortgages for homeowners who are over the age of 62 and have sufficient equity in their homes. Homes that qualify for reverse mortgages include single-family homes, townhomes, HUD-approved condominiums, FHA-approved manufactured homes, and 2-4 unit properties. C&R Mortgage Corporation aims to form long-term relationships with its clients. The company is licensed to operate in multiple states, including Florida, Illinois, California, Michigan, Indiana, and Wisconsin.

License Verified:

License: 227317

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3501 Del Prado Boulevard South, Cape Coral, FL 33904
  • New Construction
  • Refinance

Why choose this provider?

Mike Steele offers mortgage and loan products and information to clients in Cape Coral. Its standard and government-issued loans include fixed and adjustable-rate, FHA and VA, and FHA streamline mortgages. First-time homebuyers are also offered options like USDA and three percent down. In addition, the company has a wide range of financial products like prosperity buyer advantage, XLR8, rapid close, uplift, and borrow smart. President and CEO Tim W. Wilson has more than 30 years of experience in the mortgage industry.

License Verified:

License: 241787

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (17)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3501 Del Prado Boulevard South, Cape Coral, FL 33904
  • Refinance

Why choose this provider?

Lendstar Mortgage is a brokerage firm that serves Cape Coral and the surrounding communities. It offers a number of loan programs, including conventional, jumbo, VA, and commercial. It also offers no documents, non-owner occupied, or multi-family loan solutions for those who need them. Clients looking to reduce their interest rates, get a lower monthly payment, consolidate their debt, or cash out from their home's equity can also take advantage of refinancing options offered by the company.

License Verified:

License: 1078840

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13430 Parker Commons Boulevard, Fort Myers, FL 33912
  • New Construction

Why choose this provider?

Mortgage Warehouse Florida near Cape Coral has licenses to operate in Florida, Kentucky, and Indiana. Established in 2003, it assists clients in finding loan options that suit their mortgage and refinancing needs. The firm offers a range of loans programs such as FHA, USDA, VA, and conventional loans. No-closing loans and home purchase incentive programs are also available. Mortgage Warehouse Florida is a member of the Mortgage Bankers Association. Owner Scott Riley previously served as vice president of the AmeriLoan Mortgage Corporation.

License Verified:

License: 1609807

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1222 SE 47th Street, Cape Coral, FL 33904
  • New Construction
  • Refinance
  • Reverse Mortgages
  • Purchase Transactions

Why choose this provider?

Lending Hand Mortgage Corp. is a company that offers residential solutions for individuals and families in Cape Coral who are looking to buy homes or refinance their mortgages. Its loan programs include USDA, VA, FHA, purchase home, new construction, and refinancing. It works with several regional and national banks and mortgage lenders to deliver various packages to meet every financial requirement. Lending Hand Mortgage has over 20 years of experience in the business and has helped thousands of clients fulfill their homeownership goals.

License Verified:

License: 373538

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (26)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1211 Miramar Street, Cape Coral, FL 33904
  • Reverse Mortgages

Why choose this provider?

Odom Mortgage works with lenders to deliver home loan programs in Cape Coral. Refinance, purchase, VA, FHA, and fixed and reverse mortgages are available. Matt Odom is a mortgage broker with seven years of experience as a loan officer in the metro. He provides every client with the guidance they need to find the right plan for their financial requirements. For clients who could not qualify for loans, he offers them advice on areas of improvement to help them achieve their home goals.

License Verified:

License: 1755415

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
1.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1412 Royal Palm Square Boulevard, Fort Myers, FL 33919
  • Reverse Mortgages

Why choose this provider?

D&V Home Mortgage is a company that lends its expertise to clients in Cape Coral and its surrounding areas. It presents several products, such as conventional, FHA, jumbo, and VA mortgage loans. The company is operated by Andrew Davis, Daniel Davis, and Bob Vaughan, who are mortgage loan originators who are all experienced in economics, finance, and real estate. Previous clients of D&V Home Mortgage have noted its commitment to addressing all of their concerns and explaining their options and steps to be taken.

License Verified:

License: 1273222

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (148)
Facebook
5.0 / 5 (22)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2600 Oakstone Drive, Cape Coral, FL 43231
  • Reverse Mortgages

Why choose this provider?

Located in Columbus, Home Mortgage Solutions is a mortgage brokerage firm that caters to clients in Cape Coral and the surrounding communities. It specializes in home purchase, construction, and refinance loan programs. It assists borrowers in obtaining FHA, VA, renovation, reverse, conventional, and high LTV jumbo mortgage loans. Home Mortgage Solutions' services include direct underwriting, online loan application, and credit repair assistance. In addition, the firm provides 12-month and 24-month bank statement loan options for self-employed individuals.

License Verified:

License: 243567

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.