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Best Credit Repair Companies in Torrance

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21515 Hawthorne Boulevard, Torrance, CA 90503
Torrance, CA 90503
  • Credit Monitoring
  • Credit Audit

Clear Cents Credit is a credit repair agency that helps individuals and families in Torrance improve their credit scores. Its credit restoration program begins with an initial consultation to assess clients' credit goals. The agency assists in filing disputes for unverified, inaccurate, and outdated information, such as incorrect names, unauthorized inquiries, collection accounts, medical bills, and charge offs. The company's financial specialists are board-certified credit score consultants capable of answering a range of credit questions.

21515 Hawthorne Boulevard, Torrance, CA 90503
Torrance, CA 90503

Website(833) 492-8774

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

14023 Crenshaw Boulevard, Hawthorne, CA 90250
Hawthorne, CA 90250
  • Credit Monitoring

Credit Girl Pluss is a local credit repair and restoration firm that serves individuals in Torrance and the surrounding areas. Its credit counselors assist clients in improving their credit scores by legally disputing and challenging inaccurate, erroneous, and obsolete information from credit profiles. After scores have improved, the firm continues to monitor and update clients to be more empowered to maintain their good credit standing. This company was established in 2003 and offers an online portal where clients can track their credit score's progress.

14023 Crenshaw Boulevard, Hawthorne, CA 90250
Hawthorne, CA 90250

Website(800) 247-9116

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

94 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3680 Wilshire Boulevard, Los Angeles, CA 90010
Los Angeles, CA 90010
Instagram
  • Debt Consolidation
  • Credit Monitoring

Credit Repair Bank is a credit repair firm that serves customers in Torrance, Los Angeles, and nearby areas. The agency comprises a team of credit repair professionals who understand the process of credit score rebuilding. The team can file disputes for inaccurate, unfair, and negative data on clients' credit reports. In addition, they also perform round-the-clock credit monitoring and offer recommendations on how to increase credit scores. Credit consultation is available seven days a week.

3680 Wilshire Boulevard, Los Angeles, CA 90010
Los Angeles, CA 90010

InstagramWebsite(213) 500-4854

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3415 South Sepulveda Boulevard, Los Angeles, CA 90034
Los Angeles, CA 90034
Instagram
  • Credit Dispute

Founded three years ago, Credit Repair Pros is a team of professionals offering their expertise on credit restorations and consultations in Torrance. They strive to complete their service in just three months. They guide clients on what to do regarding high credit scores, which stop them from getting suitable interest rates for their future loans. Credit Repair Pros also offers all deletions of medical, student loan inquiries, and collections, among others.

3415 South Sepulveda Boulevard, Los Angeles, CA 90034
Los Angeles, CA 90034

InstagramWebsite(844) 784-5737

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708 South Prospect Avenue, Redondo Beach, CA 90277
Redondo Beach, CA 90277
  • Debt Consolidation
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

JAIN Credit is a financial management company serving the needs of clients in Torrance. The firm guides clients throughout the entire credit restoration process. Its credit specialists conduct an in-depth analysis of clients' credit history and current financial situation. The team also employs legal tactics based on consumer protection rights to remove all types of negative items from credit reports. These include charge-offs, collections, foreclosures, bankruptcies, late payments, and other derogatory records. The company has been serving customers for over 10 years.

708 South Prospect Avenue, Redondo Beach, CA 90277
Redondo Beach, CA 90277

Website(800) 306-7432

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

22519 Hawthorne Boulevard, Torrance, CA 90505
Torrance, CA 90505
Instagram
  • Credit Dispute

Tier One Credit is a consumer credit firm that uses a lawyer-based system to repair customers' credits in Torrance and the surrounding areas. The company is composed of a team of credit lawyers who are well-versed with the Fair Debt Collection Practices Act and Fair Credit Reporting Act to perform credit repair services. These include client's credit review, removal of negative items from the credit report, credit coaching and training, and, when needed, lawsuit filings to creditors.

22519 Hawthorne Boulevard, Torrance, CA 90505
Torrance, CA 90505

InstagramWebsite(844) 684-3766

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

67 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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