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Best Mortgage Brokers in Oakland

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Oakland, CAOakland, CAInstagram
  • Refinance

Agave Home Loans serves first-time homebuyers in Oakland. It guides clients in choosing loan options suitable to their needs and circumstances like FHA, VA, conventional, and non-qualifying mortgages. It assists individuals in navigating the loan process with hundreds of loan providers. The company's agents deal with the processing of loan documents as they strive to deliver results in a few hours. COO of the firm, Doug Wang, has over seven years of experience in the mortgage industry.

Oakland, CAOakland, CA

InstagramWebsite(833) 316-3170

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

767 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

711 Grand Avenue, San Rafael, CA 94901
San Rafael, CA 94901
  • New Construction
  • Refinance

Al Sanli is a mortgage consultant who offers flexible loan programs to meet the individual financial needs of his clients. He leads Advantage Funding, a company that provides mortgage services to the residents of Oakland. Sanli educates his clients about mortgages, strives to return phone calls right away, and answers all his clients' questions. He works with many lenders, which allows him to deal with a variety of rates or renegotiate for a better one for his customers.

711 Grand Avenue, San Rafael, CA 94901
San Rafael, CA 94901

Website(925) 628-6200

Show Number

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3480 Buskirk Avenue, Pleasant Hill, CA 94523
Pleasant Hill, CA 94523
  • Refinance

Avenir Mortgage Planners has been serving the residents of Oakland and the rest of the San Francisco Bay Area for more than 18 years. It offers various loan programs, such as fixed-rate and adjustable-rate mortgages, as well as conventional, FHA, VA, and jumbo loans. It also provides asset-based loans and loan programs for foreign nationals. In addition, the company has refinancing solutions for existing mortgages. Owner Greg Lartilleux has received the Five Star Mortgage Professional award for four consecutive years.

3480 Buskirk Avenue, Pleasant Hill, CA 94523
Pleasant Hill, CA 94523

Website(925) 627-2111

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

250 (Best)

Score Consistency:

Consistent (Best)

1901 Harrison Street, Oakland, CA 94612
Oakland, CA 94612
  • Refinance

Brenda Wyatt is an Oakland-based loan officer and mortgage advisor with All California Mortgage. Her experience in the industry spans 20 years. She has been a top producer in real estate for eight consecutive years, with an educational background in finance. She assists clients through the mortgage process, including approvals, negotiations with lenders, and evaluating loan programs. Clients praise Wyatt for her responsiveness and ability to navigate the changing market to provide them with competitive rates.

1901 Harrison Street, Oakland, CA 94612
Oakland, CA 94612

Website(800) 371-4545

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

257 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

35 Cork Road, Alameda, CA 94502
Alameda, CA 94502
  • Refinance

California Real Estate Finance is a locally owned and operated mortgage brokerage that has been serving the Oakland and Alameda areas since 1988. The company originated the "no-cost" loan program and is certified by the Nationwide Mortgage Licensing System. Starting out as a loan processor, Richard Pavao, the company's founder, became a mortgage banker aiming to develop a wholesale lending program and expand his network of brokers and lending institutions.

35 Cork Road, Alameda, CA 94502
Alameda, CA 94502

Website(510) 325-8800

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

56 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2413 Webb Avenue, Alameda, CA 94501
Alameda, CA 94501
Instagram
  • Refinance
  • Reverse Mortgages
  • Purchase

Chris Freck is a mortgage broker and the owner of EstaR Mortgage he established in 2016. He caters to clients in Oakland and the surrounding areas. He offers a wide variety of loan options, including adjustable-rate and fixed-rate mortgages, FHA, jumbo, USDA, and VA. In addition, he provides reverse mortgages. Chris holds a Master of Business Administration degree and a Certified Mortgage Planning Specialist designation. Before opening his own firm, he built businesses for various mortgage banks for 14 years.

2413 Webb Avenue, Alameda, CA 94501
Alameda, CA 94501

InstagramWebsite(510) 463-1003

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

148 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6500 Fairmount Avenue, El Cerrito, CA 94530
El Cerrito, CA 94530
Instagram
  • Refinance

Chris Mason is an independent mortgage broker that has been serving clients in Oakland, El Cerrito, and the surrounding areas. Mason works closely with banks and lending institutions to offer a variety of loan programs that clients can access. He is also a loan officer at America's Home Loans, where he has built a reputation for helping first-time homebuyers, refinancers, and real estate investors. Mason was a former marine before completing a degree in business administration.

6500 Fairmount Avenue, El Cerrito, CA 94530
El Cerrito, CA 94530

InstagramWebsite(415) 846-9211

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

27 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6201 Antioch Street, Oakland, CA 94611
Oakland, CA 94611
  • New Construction
  • Refinance
  • Purchase

Christian Carr is a loan officer who assists Oakland borrowers throughout the process, from preparing paperwork to finding financing options suitable for their specific needs, whether purchasing or refinancing. He also helps clients who require jumbo loans by brokering mortgages from niche lenders. Chris continuously studies the mortgage bond market and shares what he learns with his clients to help them make informed decisions. For almost two decades, he worked in the fields of marketing, communications, and finance.

6201 Antioch Street, Oakland, CA 94611
Oakland, CA 94611

Website(650) 207-4364

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1604 Solano Avenue, Albany, CA 94707
Albany, CA 94707
  • Refinance

Fishman Financial Group, Inc. is a mortgage company providing services to individuals in Oakland and the surrounding areas. It offers loan programs such as 15-year and 30-year fixed-rate mortgages, fixed-rate with temporary buydown, fixed-rate balloons, interest-only mortgages, and adjustable-rate mortgages. The company also handles mortgage refinancing services, available to all types of mortgage programs. Fishman Financial Group has been providing real estate financing for investments, commercial properties, and residential properties throughout California since 1990.

1604 Solano Avenue, Albany, CA 94707
Albany, CA 94707

Website(510) 528-2255

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4200 Broadway, Oakland, CA 94611
Oakland, CA 94611
  • Refinance

Holmgren + Associates - Oakland is a mortgage broker that has been helping clients achieve the dream of owning a home since 1994. The agency's local advisors in Oakland are knowledgeable about different loan and mortgage products and can develop a custom mortgage solution for first-time homebuyers and seasoned real estate investors. Holmgren + Associates offers HELOC loans for borrowers avoiding unexpected expense emergencies, looking for a line of credit, and wanting to tap into the home's equity. Other products are FHA, fixed-rate, and adjustable-rate loans.

4200 Broadway, Oakland, CA 94611
Oakland, CA 94611

Website(510) 339-2121

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

131 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: B+

Helpfulness: B+

Detail: --

3093 Citrus Circle, Walnut Creek, CA 94598
Walnut Creek, CA 94598
  • Refinance
  • Purchase Transactions

Integrus Mortgage is a mortgage agency located in and offering mortgage loans to Oakland residents. Its lending offerings include specialized mortgages and refinance mortgages that take equity into account for remodels, debt consolidation, and investments. It also targets first-time homebuyers and offers various mortgage insurance options. Its expertise in the mortgage has given the company positive reviews from clients, with one commenting that the whole process went smoothly and easily and that they closed escrow in about 21 days.

3093 Citrus Circle, Walnut Creek, CA 94598
Walnut Creek, CA 94598

Website(925) 457-5121

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

151 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1647 Hopkins Street, Berkeley, CA 94707
Berkeley, CA 94707
  • Refinance

Jason Wizelman is a mortgage lending expert who has been serving clients in Oakland, Berkeley, and the surrounding areas. He comes from a family of real estate agents and mortgage professionals. He is the SVP of mortgage lending at Draper and Kramer Mortgage Corp., where he is able to present its wide range of mortgage products to his clients made up of homebuyers and owners. Jason offers loan programs that cover home purchases, house renovations, or equity cashouts.

1647 Hopkins Street, Berkeley, CA 94707
Berkeley, CA 94707

Website(510) 367-5562

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

232 Townsend Street, San Francisco, CA 94107
San Francisco, CA 94107
  • Reverse Mortgages

Julie Malta works as a loan officer at Guarantee Mortgage. She assists her Oakland clients in purchasing a home and refinancing a mortgage. Malta offers various mortgage solutions, including FHA, VA, jumbo, and conventional loans. She also provides first-time homebuyer programs. In addition, Guarantee Mortgage has been serving clients taking a consultative approach for over 20 years. The company funds over $2 billion in loans every year. One client praised Julie for her industry knowledge after the loan officer represented her on a refinance.

232 Townsend Street, San Francisco, CA 94107
San Francisco, CA 94107

Website(415) 441-5050

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

112 (Best)

Score Consistency:

Consistent (Best)

1850 Mount Diablo Boulevard, Walnut Creek, CA 94596
Walnut Creek, CA 94596
Instagram
  • New Construction
  • Refinance

JVM Lending is a company of mortgage brokers serving clients in Oakland. It was founded in 2006 by Jay Voorhees and Heejin Kim who both wanted to do things differently in the mortgage world. Its mortgage analysts and closing specialists use new software systems that make JVM Lending one of the most efficient and technologically advanced mortgage lending platforms in the industry. This also allows JVM Lending to provide better customer experiences and low rates.

1850 Mount Diablo Boulevard, Walnut Creek, CA 94596
Walnut Creek, CA 94596

InstagramWebsite(855) 855-4491

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

932 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

3608 Grand Avenue, Oakland, CA 94610
Oakland, CA 94610
  • Refinance

Lara Blake is a loan advisor with over 30 years of experience in the mortgage industry. She provides guidance and service to clients in Oakland, Berkeley, and surrounding areas. Recognizing the challenges in purchasing a home, Blake assists her clients with the process and forms partnerships with them. She also works with RPM Mortgage to find the right loan, term, and rates to meet their needs. Additionally, she helps individuals who have lost their jobs and are looking for income options.

3608 Grand Avenue, Oakland, CA 94610
Oakland, CA 94610

Website(510) 201-9099

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

79 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: B+

Helpfulness: B+

Detail: B+

6201 Antioch Street, Oakland, CA 94611
Oakland, CA 94611
  • Refinance
  • Multi-Family Loans

LaSalle Mortgage Services is a mortgage banker that serves clients in Oakland. The company specializes in offering various loan options for homeowners and homebuyers, including FHA home loans, VA home loans, jumbo loans, mixed-use loans, reverse mortgages, and out-of-state loans. As a mortgage banker, it has control over the processing of mortgage loans. LaSalle Mortgage Services also works with niche lenders for clients who need jumbo loans. Branch manager Roger Smith leads a team of loan advisors that include Brady Thomas and Joey Wolf.

6201 Antioch Street, Oakland, CA 94611
Oakland, CA 94611

Website(510) 339-4300

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

101 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1209 34th Street, Oakland, CA 94608
Oakland, CA 94608
Instagram
  • New Construction
  • Refinance

Made Mortgage is a mortgage broker serving homeowners in Oakland and the surrounding areas. Scott Nguyen, who has more than a decade of experience in the industry, established the company and leads its team of brokers. The company offers an online loan application form to help with the application process for either a loan or refinancing. Customized rate quotes can also be acquired on the company website. Products offered by the company include 30-year and 15-year fixed mortgages, FHA loans, and VA loans.

1209 34th Street, Oakland, CA 94608
Oakland, CA 94608

InstagramWebsite(877) 235-6233

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

45 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

12647 Alcosta Boulevard, San Ramon, CA 94583
San Ramon, CA 94583
  • Refinance

Mason-McDuffie Mortgage is an employee-owned company that has been helping clients in the Oakland area achieve homeownership since 1887. Its team of mortgage professionals assists homebuyers and those who are seeking refinancing options. They specialize in a variety of mortgage loans, including conventional, FHA, jumbo, and VA. The company also has its own mobile application system to make applying for a home loan online convenient. This system uses updated technology for encryption and security purposes.

12647 Alcosta Boulevard, San Ramon, CA 94583
San Ramon, CA 94583

Website(925) 242-4400

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

39 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A

Helpfulness: B+

Detail: --

Oakland, CAOakland, CA
  • Refinance

Mel Paul Riccardi Financial is a family-owned mortgage brokerage firm serving Oakland and neighboring areas since 1980. With strong connections with several financial institutions, MPR Financial provides a broad range of mortgage financing products. Its team of brokers and loan officers helps home buyers determine the loan option that best fits their needs. Their mortgage products cover conventional financing with fixed or adjusted mortgage rates, construction loan, jumbo loan, and FHA loan.

Oakland, CAOakland, CA

Website(800) 767-7468

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

158 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1746 18th Street, San Francisco, CA 94107
San Francisco, CA 94107
  • Refinance
  • Purchase Transactions

Mike Koran is a mortgage broker who serves Oakland. Koran helps individuals who want to buy or refinance a residential property select loan options based on their needs. He specializes in jumbo, reverse, FHA, and VA mortgage options. The agent has been in the industry for 18 years. He has funded up to $1 billion in real estate loans. Koran is the president of Primary Residential Mortgage, a firm that he co-founded in 2008.

1746 18th Street, San Francisco, CA 94107
San Francisco, CA 94107

Website(510) 812-2815

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

128 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3478 Buskirk Avenue, Pleasant Hill, CA 94523
Pleasant Hill, CA 94523
Instagram
  • Refinance

Mike Trejo is a mortgage broker and the owner of Bridgepoint Funding, serving customers in the Oakland metro. He offers a wide array of home loan options, including fixed-rate mortgage, FHA, first-time homebuyer, jumbo, and rehab. Moreover, he provides reverse mortgages and USDA and VA loans. Mike holds a Certified Mortgage Planning Specialist designation. He and his team have more than 20 years of experience in the mortgage industry, focusing on helping clients find the right mortgage product that matches their necessities.

3478 Buskirk Avenue, Pleasant Hill, CA 94523
Pleasant Hill, CA 94523

InstagramWebsite(925) 478-8630

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

238 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

35 Williams Drive, Moraga, CA 94556
Moraga, CA 94556
  • Refinance

MZ Financial Group, headed by Mark Zinman, is a mortgage brokerage that serves Oakland and nearby areas in the State of California. They offer various options to their clients, such as home purchase loans, FHA loans, VA loans, and RHS loan programs. The company has a team of experienced loan officers and mortgage brokers that can help in finding the right loan program for its clients. MZ Financial Group accommodates a wide range of clients, from first-time homebuyers to debt consolidators.

35 Williams Drive, Moraga, CA 94556
Moraga, CA 94556

Website(415) 203-6369

Show Number
1580 Solano Avenue, Albany, CA 94707
Albany, CA 94707
  • New Construction

Established in 2005, Oak Leaf Funding is an owner-operated mortgage brokerage firm serving clients in Oakland and the nearby areas. Its loan options include a 30-year fixed mortgage, 15-year fixed mortgage, jumbo, USDA, and FHA loans. The team of professionals at this company has the skills and tools necessary to make the loan process easier for its customers and helps them find the loan program that fits their needs. Owners Charles Gianfrate and Wahid Afzal carry more than 20 years of experience in the industry.

1580 Solano Avenue, Albany, CA 94707
Albany, CA 94707

Website(888) 222-6360

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2354 Powell Street, Emeryville, CA 94608
Emeryville, CA 94608
  • New Construction
  • Refinance

Pacific Western Mortgage Group is an Emeryville-based mortgage firm serving clients in Oakland. Its team of mortgage professionals helps clients to choose an appropriate loan, learn the application process, prepare financial information, file applications with lenders, underwrite for pre-approval, and compare quotes from lenders. They handle home purchase, loan refinance, equity cash-out, and investment planning. Pacific Western Mortgage Group is headed by Christiana Tran, who has been in the mortgage business for more than 17 years.

2354 Powell Street, Emeryville, CA 94608
Emeryville, CA 94608

Website(510) -65-4–22

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

885 Island Drive, Alameda, CA 94502
Alameda, CA 94502
  • New Construction
  • Refinance

Peter Holmes is a financial counselor at Welcome Home Funding in Oakland. He specializes in all-new purchase and refinance mortgage needs. Some of the loan programs he offers include conventional loans, FHA loans, 203k renovation loans, and Fannie Mae home-ready. Peter also advises on cash-out refinance, which has benefits such as access to home equity for immediate expenses while having a lower interest rate and monthly payment. According to testimonials, he easily explains the terms and provides guidance through the complicated mortgage application process.

885 Island Drive, Alameda, CA 94502
Alameda, CA 94502

Website(510) 749-7772

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

33 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1999 Harrison Street, Oakland, CA 94612
Oakland, CA 94612
  • New Construction
  • Refinance

PhinanceUS is an Equal Housing Lender providing multiple mortgage options and online loan application assistance to Oakland residents. In addition to helping homebuyers achieve their dream home, the brokerage offers refinancing aid and helps clients turn their home's equity into cash. PhinanceUS provides customized real-time rate quotes and extensive comparisons with other lenders to help clients choose appropriate loan programs. The brokerage notifies clients immediately of any market rate movements.

1999 Harrison Street, Oakland, CA 94612
Oakland, CA 94612

Website(510) 519-9055

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2950 Merced Street, San Leandro, CA 94577
San Leandro, CA 94577
  • Refinance
  • Purchase Transactions

Sergio Szyrko is a mortgage specialist affiliated with Fairway Independent Mortgage Corporation, a home loan company established in 1996. Whether clients are purchasing first homes, luxury residences, or investment properties, he helps them secure financing through different programs like jumbo, conventional, USDA, and FHA loans. Sergio also offers financing assistance for eligible veterans, regardless if they are purchasing or refinancing homes. Former clients shared how he and his team provided guidance in the entire loan process.

2950 Merced Street, San Leandro, CA 94577
San Leandro, CA 94577

Website(510) 877-4270

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

171 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4811 Telegraph Avenue, Oakland, CA 94609
Oakland, CA 94609
Instagram
  • New Construction
  • Refinance

Vic Joshi is an independent mortgage consultant affiliated with C2 Financial Corp. Operating in and around Oakland, Vic has over 20 years of experience assisting clients in choosing loan products suited to their needs. He also works to educate clients on how the loan process works through the information available on his website. Being affiliated with C2 Financial Corp., Vic can connect clients with over 100 lenders partnered with the company. Vic Joshi is a NAMB-certified veterans lending specialist.

4811 Telegraph Avenue, Oakland, CA 94609
Oakland, CA 94609

InstagramWebsite(510) 655-2868

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

108 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2987 College Avenue, Berkeley, CA 94705
Berkeley, CA 94705
  • New Construction
  • Refinance

Zachary Griffin is a mortgage consultant for Guaranteed Rate Affinity in Oakland who services residents of the metro. He leads a team of loan and mortgage professionals that helps clients close the best financing option for their home purchases and mortgage refinancing needs. They are also well versed in applying for and processing over 100 different kinds of loan programs which include conventional, government, and specialty loans. All loan specialists and consultants at his firm are NMLS certified.

2987 College Avenue, Berkeley, CA 94705
Berkeley, CA 94705

Website(510) 250-8187

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: Do mortgage brokers need to be licensed?
A: Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.
Q: Is it difficult to pass the mortgage brokers’ test?
A: Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.
Q: What is a surety bond for mortgage brokers?
A: A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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