Sangster Insurance is an independent insurance agency serving clients in the Fort Smith area since 1981. Its individual life insurance policies include term and whole as well as burial and final expense. It offers a wide range of personal insurance policies, including auto, watercraft, SR 22, and flood insurance. Homeowners, motor homes, and condo insurance are also offered. It also provides business and commercial insurance coverage for apartment buildings, agribusiness, farms, and ranches, business owners policy, and builders risk.