Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Lees Summit

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lees Summit Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

40Reviewed

26Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
622 SW 3rd St, Ste F, Lee’s Summit, MO 64063
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Awesome Insurance Consultants is a Lee's Summit-based independent insurance agency that provides the insurance needs of individuals, families, and businesses in the metro. Its line of insurance products includes auto insurance, home insurance, renters' insurance, umbrella coverage, and business owners' policies. With the firm's renters insurance, policyholders gain coverage for the recovery costs of lost or damaged belongings, displacement expenses, and liability claims. Awesome Insurance Consultants represents numerous carriers, including Progressive, Safeco Insurance, The Hartford, and MetLife.

License Verified:

License: 3000698514

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (12)
Google
4.6 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
520 SE 291 Highway, Lees Summit, MO 64063
  • Home and Auto Insurance

Why choose this provider?

Berry Jennings is a State Farm insurance agent who serves clients in the Lees Summit metro. He provides renters' insurance policies and assists clients in obtaining liability protection, protecting their personal property from accidents or malicious mischief, and paying for temporary living expenses. He handles other products, such as health, auto, property, and life insurance. Jennings served as president of the Lees Summit Chamber of Commerce and Economic Development Council and has supported different organizations, such as the Boy Scouts and Lees Summit Symphony.

License Verified:

License: 184303

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.6 / 5 (28)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1201 NE Windsor Dr,, Lees Summit, MO 64086
  • Multiple Policy Types

Why choose this provider?

AHG Insurance Services, LLC, helps secure the finances of individuals and businesses all over the Lees Summit metro. It provides renters' insurance that helps cover a tenant's personal possessions in case of unexpected events. It also offers home, auto, commercial, and general liability policies. The insurance brokerage company serves competitive plans and services by partnering with carriers like Safeco, Progressive, Encompass, Travelers, and Nationwide. It works closely with clients and real estate agents to deliver accurate quotations on time.

License Verified:

License: 3001078308

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
500 Southwest Market Street Suite D, Lees Summit, MO 64063
  • Home and Auto Insurance

Why choose this provider?

Elite Insurance Agency LLC offers various personal protection coverages for clients in Lees Summit. The firm guides individuals and families in selecting the most appropriate personal property coverage designed to insure belongings within rental properties. It also offers liability coverages to help protect homeowners from damages resulting from another person's injuries inside leased homes. This independent agency, which has been in service since 1991, represents over 50 providers like Grinnell Mutual, Liberty Mutual, Nationwide, Progressive, and ASI.

License Verified:

License: 8025744

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (31)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
319 SE Douglas St Unit 317, Lees Summit, MO 64063
  • Multiple Policy Types

Why choose this provider?

Bruce Holiman provides renters' insurance products to clients in Lees Summit and the surrounding areas. He assists individuals in protecting their properties or belongings inside their apartments by applying for renters' insurance. This insurance covers expenses, damages, and loss of personal items caused by fires, water damages, vandalism, windstorms, and hails. He also helps clients secure their collections, money, jewelry, and checks under their renters' insurance policy. Holiman has been a State Farm agent since 1996.

License Verified:

License: 187411

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (109)
Facebook
5.0 / 5 (19)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
2641 NE McBaine Drive, Lee's Summit, MO 64064
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Twin Lakes Insurance Agency is an independent agency that has been serving personal and business clients in Lee's Summit since 1983. It offers renters' insurance that covers the policy holder's belongings against fire, theft, natural disasters, vandalism, and riots. The agency also provides life, health, homeowners', vehicles, and commercial insurance options. Twin Lakes Insurance Agency has been named as one of the top 25 largest agencies in the Greater Kansas City area by Ingram's Business Magazine.

License Verified:

License: 288795

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (32)
Facebook
4.7 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1225 NE Douglas Street, Lees Summit, MO 64086
  • Home and Auto Insurance

Why choose this provider?

Jim Hallam caters to clients in Lees Summit who wish to protect their belongings inside their apartments. He provides renters' insurance products covering property damages and loss due to accidents, malicious mischief, and weather impacts. The renters' insurance services also protect banknotes, goldware, wall hangings, checks, and coins. Hallam and his team have over 100 years of combined experience in the insurance industry. In addition to renters' insurance, he offers manufactured homes, farms and ranches, and condominium insurance services.

License Verified:

License: 138881

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (235)
Facebook
5.0 / 5 (13)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • What does renters' insurance in Lee's Summit not cover?

    Renters' insurance in Lee's Summit does not cover structural damage to the property because tenants do not own it. Additionally, the policy does not cover damage caused by floods, earthquakes, or vehicles on the property. Normal wear and tear, as well as damages caused by sewer and drain backup, are also not covered by the policy.

  • What are possible add-ons to make your renters' insurance in Lee's Summit comprehensive?

    Sewer and drain backup coverage can be added to your Lee's Summit renters insurance policy to make it more comprehensive. It can protect your property from water damage caused by sump pump, sewer, and drain backup. You may also choose to include valuable items such as antiques, firearms, and jewelry as additional coverage. You can also add your home business to the renters' insurance policy.

  • When are you eligible for renters' insurance discounts in Lee's Summit?

    Insurance companies in Lee's Summit provide renters' insurance discounts in a variety of situations. Renters can get discounts if they have multiple insurance policies with the same provider, such as auto insurance, before getting renters' insurance. Furthermore, security and safety measures may entitle tenants to discounts. Installing fire extinguishers, sprinkler systems, monitored burglar alarms, and door deadbolts are some of the precautions that may result in lower renters' insurance rates.

  • Why do some landlords require tenants to have rental insurance in Lee's Summit?

    While Missouri law does not require tenants in Lee's Summit to have renters insurance, some landlords include it in contracts for protection. This protects landlords from potential lawsuits and financial issues, especially if injuries or property damage occur, potentially leading to legal disputes or demands for additional living expenses due to natural disasters.

  • How do actual cash value (ACV) and replacement cash value (RCV) coverages differ in a renters insurance policy in Lee's Summit?

    Actual Cash Value (ACV) coverage in a Lee's Summit renters' insurance policy represents the item's value at the time of damage. For example, if a tenant paid $1,000 for a television two years ago, its value at the time of loss may be around $300. Replacement Cost Value (RCV) coverage, on the other hand, compensates based on the item's initial purchase price.

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