Best Car Accident Lawyers in Chesterfield

FAQs

• What is the non-emergency contact number for the local police station in Chesterfield, Missouri?

  The non-emergency contact number for the local police station in Chesterfield is 636-537-3000.

• Where can I get a copy of police reports for incidents related to my case in Chesterfield, Missouri?

  You can obtain a copy of a police report in Chesterfield by going to the Records Section in person. It is located at the Chesterfield City Hall at 690 Chesterfield Parkway West.

• What should you do after a car accident in Chesterfield?

  Your well-being must dictate the priority of the things you need to do after being involved in a car accident in Chesterfield. If you are not severely injured, you can get the name, address, phone number, driver’s license number, and insurance information of the other party or parties involved. If you suffered a severe injury, you must reach out to a medical professional, and then a personal injury lawyer, so they can assist you with the process of filing a claim.

• What happens with a bad faith claim with a Chesterfield insurance company?

  A bad faith claim occurs when an insurance company denies an insured person without any valid reason. It is the duty of your insurance company to act and fulfill their end of the insurance contract. You can file for a bad faith claim following a Chesterfield car accident when there are irregularities like delayed processing and a shoddy investigation of the case.

• How long do I have to file a lawsuit after a Chesterfield accident?

  The statute of limitations in the state of Missouri is five years from the date of the accident. Failing to file a claim after this timeframe will strip you of any rights to go after the at-fault party or parties of a Chesterfield car accident. However, the discovery of an injury has an extended time limit of ten years—this is known as the discovery rule.

• Is reckless driving a major offense in Chesterfield?

  Yes, reckless driving is a serious offense in Chesterfield. A person can land in jail for six months even if it's their first offense, and this will be on their record as a criminal offense. If you're a car accident victim, the at-fault party can be charged with reckless and imprudent driving if it's proven that they failed to operate a vehicle in a careful and prudent manner, failed to observe the correct road speed limit, and failed to practice the highest degree of care.

• Does Chesterfield follow an at-fault system for car accident claims?

  Yes, since Missouri is an at-fault state. This means that whoever is at fault during a vehicle collision in Chesterfield will shoulder the losses incurred by the other party. The state also requires drivers to have minimum liability coverage with their auto insurance, which can protect injured parties.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.