Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Gilbert

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Gilbert Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

88Reviewed

56Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
690 E Warner Rd Ste 108, Gilbert, AZ 85296
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Insurance Brokers of Arizona has been serving individuals, families, and businesses in Gilbert since 2005. It offers a wide range of risk management strategies, including personal, commercial, and life insurance policies. It also provides coverage for special events and teen drivers. The brokerage works with more than 40 insurance providers to give clients a variety of programs that meets their needs. It has been selected by the Gilbert Award Program for the 2020 Best of Gilbert Award in the Insurance – Auto, Home & Commercial category.

License Verified:

License: 8770915

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (1557)
Facebook
5.0 / 5 (48)
Yelp
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2045 South Vineyard, Mesa, AZ 85210
  • Multiple Policy Types

Why choose this provider?

Established in 1993, Harnish Insurance Group is an independent insurance company that serves residential and commercial clients in Gilbert and its surrounding areas. It provides a wide array of insurance products and services, including renters', automobile, life and health, and business insurance coverage. Bryan Harnish, the firm's founder and president, started his career in the insurance industry in 1993 before starting his own independent insurance firm in 2006. He is currently pursuing his Certified Insurance Counselor designation.

License Verified:

License: 1800005199

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (50)
Facebook
4.9 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1425 South Higley Road, Gilbert, AZ 85296
  • Multiple Carriers

Why choose this provider?

Established in 2010, Rightway Insurance LLC is an independent insurance agency that caters to clients in the Gilbert area. It helps customers protect their personal belongings against damage or theft by offering renters' insurance plans. It also provides auto, boat, life, recreational vehicle, and specialty dwelling insurance policies. Moreover, commercial insurance products are offered, including business, general liability, umbrella, and workers' compensation. The team at Rightway Insurance focuses on guiding clients in making informed decisions on their coverages.

License Verified:

License: 1800007929

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (160)
Yelp
4.5 / 5 (7)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
67 South Higley Road, Gilbert, AZ 85296
  • Multiple Carriers

Why choose this provider?

Arizona Premier Insurance Agency, LLC, is an independent company that offers renters' insurance and other home coverage policies. The office of Niqúe Nuñez in Gilbert can assist its customers in finding plans that can protect them, their families, and their personal belongings from theft, damage, and accidents. For almost 20 years, Arizona Premier Insurance Agency, LLC, has also been providing life, auto, business, and umbrella insurance to the residents of Gilbert and its neighboring towns.

License Verified:

License: 1800003217

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1090 South Gilbert Road, Gilbert, AZ 85296
  • Multiple Policy Types

Why choose this provider?

Southwest Premier Insurance Agency LLC is an independent agency that serves residents and businesses in Gilbert and the surrounding areas. It offers renters' insurance that provides coverage options that protect policyholders' families and personal property. The agency also covers other types of insurance products for commercial vehicles, contractors, and cybercrimes. Company president Richard Morris has been catering to the insurance needs of families in Arizona for more than 25 years. He works with several insurance carriers to deliver coverage options that suit clients' needs.

License Verified:

License: 1800008377

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (64)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
183 East Williams Field Road, Gilbert, AZ 85295
  • Multiple Policy Types

Why choose this provider?

Gibert-based insurance agent Nate Atkins works with State Farm insurance and provides his services to clients within Arizona. Nate and his team of professionals offer renters' insurance, home insurance, condo insurance, and car insurance. He also assists in life insurance, banking, and mutual funds. State Farm has been in the insurance industry since 1922. It has expanded its business to provide a diverse range of insurance products, estate planning investments, annuities, and banking services.

License Verified:

License: 3489899

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (117)
Facebook
5.0 / 5 (117)
Yelp
4.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2509 South Power Road, Mesa, AZ 85209
  • Multiple Policy Types

Why choose this provider?

Nikki Schaal is an insurance agent that helps clients in Gilbert and other surrounding areas create plans for the future to ensure its protection. She offers a wide array of insurance products such as home, auto, life, farm and ranch, and business. She also offers services such as investment planning and financial planning. Renters insurance will protect the belongings inside a rented property in case of fire, theft, explosion, or smoke. It may also include coverages for replacement costs.

License Verified:

License: 18812268

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1166 East Warner Road, Gilbert, AZ 85296
  • Multiple Policy Types

Why choose this provider?

Elite Insurance Group is a Gilbert-based insurance agency that has been providing renters' insurance packages to the metro since 1997. Specifically, the agency's policies cover personal properties, other structures, medical expenses, and the family or personal liabilities of the insured. It also offers homeowners', landlord's, automobile, and business insurance plans. The agency represents more than 25 insurance providers and uses its decades of experience in the industry to guide its clientele in choosing the right policies for their needs.

License Verified:

License: 3000819426

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (42)
Yelp
4.5 / 5 (11)
Facebook
5.0 / 5 (9)

Website
4135 South Power Road, Mesa, AZ 85212
  • Multiple Carriers

Why choose this provider?

Premier Choice Insurance serves the residents of Gilbert with all aspects of insurance services. Representing numerous providers, the independent agency shops for multiple carriers to meet the specific needs of clients. Offering renters' insurance, the locally based and family-owned company is focused on providing protection for clients' belongings in case of unexpected events. The company also provides other insurance services, such as business, life, vehicles, and general liability insurance. The team also offers motorcycle and luxury car insurance.

License Verified:

License: 1800013322

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (764)
Facebook
5.0 / 5 (49)
Yelp
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
4115 East Valley Auto Drive, Mesa, AZ 85206
  • Multiple Policy Types

Why choose this provider?

Breinholt Insurance Group is an independent insurance agency that provides insurance services to residents and businesses in Gilbert and the surrounding communities. It carries renters’ insurance plans that cover a tenant’s properties in the event of a fire, theft, or vandalism. Additionally, it provides insurance packages for industries like accounting firms, orthodontics & prosthetics, media & advertising, tow trucks & auto transporters, and real estate. It is licensed to operate in many U.S. states, including Arizona, California, Florida, and Colorado.

License Verified:

License: 1800013633

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (130)
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • What does renters' insurance in Gilbert cover?

    Renters' insurance in Gilbert offers several protections to its policyholders. For one, it protects renters from lawsuits in case they are held liable for another person becoming injured while visiting their rented property. It also protects the personal belongings of renters. If the personal belongings of the renter were stolen or damaged due to a covered event, the renters' insurance policy may be used to replace the items.

  • Do landlords in Gilbert require renters to get their own insurance?

    It is a best practice among landlords in Gilbert to require renters' insurance among their tenants. Landlords are not responsible for their tenants' personal property. Having renters' insurance gives tenants peace of mind, knowing that if their personal property is stolen or damaged, the policy can cover the cost of replacement.

  • Do you need to add your landlord to your renter's insurance policy in Gilbert?

    In Gilbert, no law requires landlords to be included in a renters' insurance policy. Nevertheless, some landlords may request to be included as an additional beneficiary on the renters' insurance policy if the tenant terminates or modifies the policy. This allows landlords to be notified of any lease violations, take corrective action, and ensure their interests are protected.

  • Can you add a roommate to your renters' insurance policy in Gilbert?

    No, you cannot add a roommate to your renters' insurance policy in Gilbert. Each of you should have a renters' insurance policy of your own. If you have separate policies, your roommate's claims will not go on your claims records. Having a history of making insurance claims can reflect on your records, which can lead to higher insurance premiums.

  • Do you need a renters' insurance rider in your policy in Gilbert?

    A renters' insurance rider allows you to have additional coverage for a specific item in Gilbert. However, there are specific items that may need more protection. For instance, a standard renters' insurance policy may not cover an expensive piece of jewelry because of its coverage limits. If you lost a diamond ring worth $5,000 and your jewelry coverage limit is $2,000, then you will only get $2,000 as coverage for that jewelry. Extra coverage with a rider ensures you obtain the full value of the item.

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